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Pawn Shops vs Payday Loans in Brunswick, GA
6 pawn shops in and around Brunswick — 9.1 per 100,000 residents, compared with 5.0 across Georgia. Call ahead to ask what they're buying and lending on today: inventory needs change weekly. Brunswick ranks #9 of 46 Georgia cities with pawn shops by shops per resident.
- Pawn shops
- 6
- Pawn shops per 100k
- 9.1
- Georgia: 5.0
- Big-chain shops
- 1
- Payday & loan stores
- 7
- Population
- 66,098
Pawn shops in Brunswick: addresses and phone numbers
| Pawn shop | Address | Phone | Website |
|---|---|---|---|
| Brunswick Pawn | 3028 Norwich St Brunswick, GA 31520 | (912) 289-9458 | — |
| Lending BearChain | 4406 Altama Ave Brunswick, GA 31520 | (912) 265-6655 | lendingbear.com |
| Mr Cash Pawn Shop | 5287 New Jesup Hwy Brunswick, GA 31523 | (912) 275-7393 | mrcashga.com |
| Mr Pawn Depot | 305 Crispen Blvd Brunswick, GA 31523 | (912) 264-1244 | pawn-depot-mr-ga.hub.biz |
| Mr Pawn Depot | 3556 Community Rd Brunswick, GA 31520 | (912) 264-5640 | pawndepotga.com |
| Mr. Cash Pawn Shop | 2099 Perry Lane Rd Brunswick, GA 31525 | (912) 554-2200 | mrcashga.com |
Pawn shops vs payday loan stores in Brunswick
Brunswick has 7 payday, installment and title loan stores but only 6 pawn shops.
Pawn shops
6
9.1 per 100k residents
Payday & loan stores
7
10.6 per 100k residents
6 store chains
Biggest loan store chains in Brunswick: TitleMax (2), 1st Franklin Financial (1), ACE Cash Express (1), Lendmark Financial Services (1), OneMain Financial (1).
Borrowing $500 for one month: payday vs pawn vs credit union
| Option | How it works | Cost for one month |
|---|---|---|
| Payday loan (not legal in Georgia) | $75.00 fee every 2 weeks, renewed once | $150.00 |
| Pawn loan (example: 20% a month) | You leave an item worth more than the loan; repay to get it back | $100.00 |
| Credit union PAL (28% APR + $20 fee) | Repaid in installments; membership required | $31.67 |
- Payday cost, share of monthly household income in Brunswick
- 2.9%
- Pawn cost, share of monthly household income in Brunswick
- 1.9%
- A $400 emergency equals
- 2.4 days of income
Payday: a typical fee of $75 on a $500 loan for 2 weeks, paid twice for a one-month loan (Georgia payday rules are not set in dollars or payday loans are not allowed). Pawn: an example rate of 20% a month; pawn fees and interest are set by Georgia law and vary by shop — ask for the total in writing. PAL: payday alternative loan from a federal credit union, capped at 28% APR plus an application fee of up to $20.
Pawn loan vs payday loan: the key differences
| Pawn loan | Payday loan in GA | |
|---|---|---|
| What you need | An item of value (jewelry, gold, electronics, tools, firearms) and an ID | A bank account, proof of income and an ID |
| Credit check | None | Usually none |
| How much you get | A fraction of the item's resale value | Based on your income, up to the state limit |
| If you can't repay | The shop keeps the item; no collections and no credit damage | Fees pile up with renewals; the debt can go to collections |
| Bank account access | None | Lender can debit your account or cash your check |
| Rules in Georgia | Pawnbrokers are licensed and regulated by Georgia; fees, terms and holding periods are set by state law | Storefront payday loans are not allowed in Georgia |
Brunswick at a glance
- Median household income
- $61,652
- Georgia: $79,251
- Poverty rate
- 19.6%
- Georgia: 13.6%
- Households under $25,000
- 21.3%
- Georgia: 15.7%
- A $400 emergency equals
- 2.4 days of income
Payday and installment loan stores in Brunswick
For comparison: storefront payday, installment and title lenders in Brunswick with addresses, phone numbers and hours.
| Address | Phone | Hours | Google rating |
|---|---|---|---|
| 131 Altama Connector #2 Brunswick, GA 31525 | (912) 580-4725 | — | 4.9 |
| 4400 Altama Ave Brunswick, GA 31520 | (912) 466-9616 | — | 5.0 |
| 141 Altama Connector Brunswick, GA 31525 | (912) 265-6050 | — | 4.8 |
| 4420 Altama Ave Ste 36 Brunswick, GA 31520 | (912) 554-0947 | — | 4.9 |
| 229 Village At Glynn Pl Brunswick, GA 31525 | (912) 262-1100 | — | 4.9 |
| 3372 Cypress Mill Rd Brunswick, GA 31520 | (912) 265-4080 | — | 3.8 |
| 3027 Altama Ave Brunswick, GA 31520 | (912) 265-4932 | — | 4.9 |
Pawn shops near Brunswick
More about Brunswick
Pawn shop listings: © Overture Maps Foundation (CDLA-Permissive 2.0), including Foursquare OS Places and © OpenStreetMap contributors; filtered and de-duplicated by us. Population, income and poverty: U.S. Census Bureau, American Community Survey. Call ahead to confirm hours and what a shop buys or lends on.