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Pawn Shops vs Payday Loans in Orlando, FL
49 pawn shops in and around Orlando — 4.6 per 100,000 residents, compared with 4.5 across Florida. Call ahead to ask what they're buying and lending on today: inventory needs change weekly. Orlando ranks #42 of 86 Florida cities with pawn shops by shops per resident.
- Pawn shops
- 49
- Pawn shops per 100k
- 4.6
- Florida: 4.5
- Big-chain shops
- 25
- Payday & loan stores
- 24
- Population
- 1,072,954
Pawn shops in Orlando: addresses and phone numbers
| Pawn shop | Address | Phone | Website |
|---|---|---|---|
| A&M Pawn and Gold Buyers | 118 S Orange Blossom Trl Orlando, FL 32805 | (407) 422-3248 | webuygoldorlando.com |
| All Star Pawn | 5623 W Colonial Dr Orlando, FL 32808 | (407) 730-9889 | allstarpawnshop.com |
| Anays Jewelry & Pawn | 13802 Landstar Blvd Ste 106 Orlando, FL 32824 | (407) 745-4884 | anaysjewelrypawn.com |
| Booties Pawn Shop | 4425 Old Winter Garden Rd Orlando, FL 32811 | (407) 293-2170 | bootiespawn.com |
| Cash America PawnChain | 11648 E Colonial Dr Orlando, FL 32817 | (407) 482-5504 | find.cashamerica.us |
| Cash America PawnChain | 13065 S Orange Blossom Trl Orlando, FL 32837 | (407) 362-6792 | firstcash.com |
| Cash America PawnChain | 2101 S Semoran Blvd Orlando, FL 32822 | (407) 281-8886 | firstcash.com |
| Cash America PawnChain | 2363 W Colonial Dr Orlando, FL 32804 | (407) 296-5277 | firstcash.com |
| Cash America PawnChain | 5220 W Colonial Dr Orlando, FL 32808 | (407) 297-3770 | firstcash.com |
| Cash America PawnChain | 5260 S Orange Blossom Trl Orlando, FL 32839 | (407) 240-1600 | find.cashamerica.us |
| Cash America PawnChain | 5300 Silver Star Road Silver Pines Village Shopping Ctr Orlando, FL 32808 | (407) 521-6544 | cashamerica.com |
| Cash America PawnChain | 6325 N Orange Blossom Trl #101 Orlando, FL 32810 | (407) 521-4956 | find.cashamerica.us |
| Cash America PawnChain | 6424 E Colonial Dr Orlando, FL 32807 | (407) 249-0555 | find.cashamerica.us |
| Cash America PawnChain | 825 Lee Rd Orlando, FL 32810 | (407) 647-7268 | firstcash.com |
| Cash Express Jewelry and Pawn | 6033 S Orange Blossom Trl Orlando, FL 32809 | (407) 438-4653 | — |
| Cover-All Services | 9705 E Colonial Dr Orlando, FL 32817 | (407) 275-6482 | bestgunbuy.com |
| Crazy Pawn & Jewelry | 4530 Curry Ford Rd Orlando, FL 32812 | (407) 381-4444 | crazypawn.com |
| Diamond Pawn | 4831 S Orange Blossom Trl Orlando, FL 32839 | (407) 859-1616 | — |
| Florida Pawn & Gun | 9318 E Colonial Dr Orlando, FL 32817 | (407) 745-5644 | floridapawnandgun.com |
| Godfather Pawn | 9421 S Orange Blossom Trl #1 Orlando, FL 32837 | (407) 859-3001 | godfatherpawn.com |
| Godfather Pawn Jewelry & Gun 10% Loans | 5520 E Colonial Dr Orlando, FL 32807 | (407) 277-7296 | godfatherpawn.com |
| Godfather Pawn Jewelry and Gun 10 Percent Loans | 8519 E Colonial Dr Orlando, FL 32817 | (407) 900-7296 | godfatherpawn.com |
| Goldmans | 1718 N Goldenrod Rd Orlando, FL 32807 | (407) 802-2551 | goldmanspawn.com |
| Instant Replay Pawn and Shooting Range | 10626 E Colonial Dr Orlando, FL 32817 | (407) 282-7000 | instantreplaypawns.com |
| International Pawn Gun & Gold | 10209 E Colonial Dr Orlando, FL 32817 | (407) 715-6555 | internationalpawn.com |
| JB Jewelers | 6735 Conroy Rd Orlando, FL 32835 | (407) 644-4653 | jbjewelersorlando.com |
| La Familia Pawn and JewelryChain | 10695 E Colonial Dr Orlando, FL 32817 | (407) 802-2797 | lafamiliapawn.com |
| La Familia Pawn and JewelryChain | 1819 S Semoran Blvd Orlando, FL 32822 | (407) 207-1110 | lafamiliapawn.com |
| La Familia Pawn and JewelryChain | 2057 Americana Blvd Orlando, FL 32839 | (407) 438-4700 | lafamiliapawn.com |
| La Familia Pawn and JewelryChain | 2176 Whisper Lakes Blvd Orlando, FL 32837 | (407) 286-1985 | lafamiliapawn.com |
| La Familia Pawn and JewelryChain | 2368 W Oak Ridge Rd Orlando, FL 32809 | (407) 855-0464 | lafamiliapawn.com |
| La Familia Pawn and JewelryChain | 4205 Curry Ford Rd Orlando, FL 32806 | (407) 440-8800 | lafamiliapawn.com |
| La Familia Pawn and JewelryChain | 6608 Old Winter Garden Rd Orlando, FL 32835 | (407) 703-6777 | lafamiliapawn.com |
| La Familia Pawn and JewelryChain | 7342 Curry Ford Rd Orlando, FL 32822 | (407) 601-7956 | lafamiliapawn.com |
| Latin American Pawn Shop | 3701 S Orange Blossom Trl Orlando, FL 32839 | (407) 270-4949 | latinamericanpawn.com |
| Marvelous Pawn | 4321 Edgewater Dr Orlando, FL 32804 | (407) 866-1074 | — |
| OBT Pawn | 11240 S Orange Blossom Trl Orlando, FL 32837 | (407) 251-6393 | obtpawn.com |
| Pawn Bros | 1411 W Sand Lake Rd Orlando, FL 32809 | (407) 307-2920 | pawnbrosorlando.com |
| Premiere Pawn | 5510 W Colonial Dr Orlando, FL 32808 | (407) 293-6997 | premierepawn.com |
| Queen Of Pawns | 5623 W Colonial Dr Orlando, FL 32808 | (407) 930-5076 | queenofpawns.com |
| Queen of Pawns | 5831 S Orange Blossom Trl Orlando, FL 32839 | (407) 722-8811 | queenofpawns.com |
| Tres Pawn | 4874 Edgewater Dr Orlando, FL 32804 | (407) 203-2164 | beepawn.com |
| Value Pawn & JewelryChain | 11500 S Orange Blossom Trl #4 Orlando, FL 32837 | (407) 888-2393 | valuepawnandjewelry.com |
| Value Pawn & JewelryChain | 1874 S Semoran Blvd Orlando, FL 32822 | (407) 382-2022 | valuepawnandjewelry.com |
| Value Pawn & JewelryChain | 2105 S Orange Blossom Trl Orlando, FL 32805 | (407) 650-0228 | valuepawnandjewelry.com |
| Value Pawn & JewelryChain | 2355 W Colonial Dr Orlando, FL 32804 | (407) 445-2582 | valuepawnandjewelry.com |
| Value Pawn & JewelryChain | 4621 S Orange Blossom Trl Orlando, FL 32839 | (407) 856-1712 | valuepawnandjewelry.com |
| Value Pawn & JewelryChain | 5141 Silver Star Rd Orlando, FL 32808 | (407) 293-2024 | valuepawnandjewelry.com |
| Value Pawn & JewelryChain | 6615 E Colonial Dr Orlando, FL 32807 | (407) 249-8866 | stores.valuepawnandjewelry.com |
Pawn shops vs payday loan stores in Orlando
Orlando has 49 pawn shops and 24 payday, installment and title loan stores.
Pawn shops
49
4.6 per 100k residents
Payday & loan stores
24
2.2 per 100k residents
7 store chains
Biggest loan store chains in Orlando: ACE Cash Express (9), Advance America (5), OneMain Financial (5), Oportun (2), Lendmark Financial Services (1).
Borrowing $500 for one month: payday vs pawn vs credit union
| Option | How it works | Cost for one month |
|---|---|---|
| Payday loan (~304% APR) | $55.00 fee every 2 weeks, renewed once | $110.00 |
| Pawn loan (example: 20% a month) | You leave an item worth more than the loan; repay to get it back | $100.00 |
| Credit union PAL (28% APR + $20 fee) | Repaid in installments; membership required | $31.67 |
- Payday cost, share of monthly household income in Orlando
- 1.8%
- Pawn cost, share of monthly household income in Orlando
- 1.6%
- A $400 emergency equals
- 1.9 days of income
Payday: the FL maximum — $55 on a $500 loan for 2 weeks, paid twice for a one-month loan. Pawn: an example rate of 20% a month; pawn fees and interest are set by Florida law and vary by shop — ask for the total in writing. PAL: payday alternative loan from a federal credit union, capped at 28% APR plus an application fee of up to $20. Income: U.S. Census Bureau, American Community Survey.
Pawn loan vs payday loan: the key differences
| Pawn loan | Payday loan in FL | |
|---|---|---|
| What you need | An item of value (jewelry, gold, electronics, tools, firearms) and an ID | A bank account, proof of income and an ID |
| Credit check | None | Usually none |
| How much you get | A fraction of the item's resale value | Based on your income, up to the state limit |
| If you can't repay | The shop keeps the item; no collections and no credit damage | Fees pile up with renewals; the debt can go to collections |
| Bank account access | None | Lender can debit your account or cash your check |
| Rules in Florida | Pawnbrokers are licensed and regulated by Florida; fees, terms and holding periods are set by state law | Allowed, up to $500; typical APR ~304% |
Orlando at a glance
- Median household income
- $75,099
- Florida: $75,446
- Poverty rate
- 14.1%
- Florida: 12.7%
- Households under $25,000
- 14.7%
- Florida: 15.4%
- A $400 emergency equals
- 1.9 days of income
Payday and installment loan stores in Orlando
For comparison: storefront payday, installment and title lenders in Orlando with addresses, phone numbers and hours.
| Address | Phone | Hours | Google rating |
|---|---|---|---|
| 11241 E Colonial Dr Ste 205 Orlando, FL 32817 | (407) 737-6043 | — | 4.9 |
| 1523 S Crystal Lake Dr Orlando, FL 32806 | (407) 893-6484 | — | 5.0 |
| 4490 S Semoran Blvd Orlando, FL 32822 | (407) 737-0866 | — | 4.8 |
| 4560 S Kirkman Rd Orlando, FL 32811 | (407) 523-9494 | — | 4.9 |
| 4712 S Orange Blossom Trl Orlando, FL 32839 | (407) 857-0222 | — | 4.9 |
| 5030 W Colonial Dr Orlando, FL 32808 | (407) 578-5926 | — | 4.9 |
| 5171 S John Young Pkwy Orlando, FL 32839 | (407) 851-1500 | — | 4.9 |
| 6325 N Orange Blossom Trl Ste 111 Orlando, FL 32810 | (407) 292-7294 | — | 4.8 |
| 6950 Silver Star Rd Orlando, FL 32818 | (407) 822-4240 | — | 4.9 |
| 12981 S. Orange Blossom Trail, Sedano's Supermarket Orlando, FL 32837 | (407) 255-2720 | Mon–Thu 10:00 AM – 6:00 PM Fri–Sat 10:00 AM – 7:00 PM Sun closed |
— |
| 13851 S. John Young Pkwy, Unit 104 Orlando, FL 32837 | (407) 859-0277 | Mon–Thu 10:00 AM – 6:00 PM Fri 9:00 AM – 6:00 PM Sat 9:00 AM – 4:00 PM Sun closed |
— |
| 4473 South Semoran Blvd. Orlando, FL 32822 | (407) 207-2630 | Mon–Thu 10:00 AM – 6:00 PM Fri 9:00 AM – 6:00 PM Sat 9:00 AM – 4:00 PM Sun closed |
— |
| 5600 W. Colonial Drive, #315 Orlando, FL 32808 | (407) 291-6467 | Mon–Thu 10:00 AM – 6:00 PM Fri 9:00 AM – 6:00 PM Sat 9:00 AM – 4:00 PM Sun closed |
— |
| 7661 South Orange Blossom Trail Orlando, FL 32809 | (407) 251-4240 | Mon–Thu 10:00 AM – 6:00 PM Fri 9:00 AM – 6:00 PM Sat 9:00 AM – 4:00 PM Sun closed |
— |
| 12321 E Colonial Dr Ste 160 Orlando, FL 32826 | (407) 587-0045 | — | 3.7 |
| 2069 Town Center Blvd Orlando, FL 32837 | (407) 857-9535 | — | 4.3 |
| 4972 E Colonial Dr Orlando, FL 32803 | (407) 894-5771 | — | 3.4 |
| 7083 Grand National Dr Ste 103 Orlando, FL 32819 | (407) 490-0179 | — | 2.3 |
| 7315 W Colonial Dr Orlando, FL 32818 | (407) 299-0950 | — | 4.2 |
| 4020 S Semoran Blvd Orlando, FL 32822 | (321) 684-4915 | — | 4.9 |
| 7611 S Orange Blossom Trl Orlando, FL 32809 | (407) 901-5019 | — | 4.9 |
| 4099 W Town Center Blvd Orlando, FL 32837 | (407) 352-9098 | — | 4.3 |
| 218 S Semoran Blvd Orlando, FL 32807 | (407) 482-1066 | — | 4.6 |
| 121 S Orlando Ave Ste 1500 Off# 1501 Orlando, FL 32801 | (321) 347-3550 | — | 4.8 |
Pawn shops near Orlando
More about Orlando
Pawn shop listings: © Overture Maps Foundation (CDLA-Permissive 2.0), including Foursquare OS Places and © OpenStreetMap contributors; filtered and de-duplicated by us. Population, income and poverty: U.S. Census Bureau, American Community Survey. Call ahead to confirm hours and what a shop buys or lends on.