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Pawn Shops vs Payday Loans in Hialeah, FL
19 pawn shops in and around Hialeah — 5.4 per 100,000 residents, compared with 4.5 across Florida. Call ahead to ask what they're buying and lending on today: inventory needs change weekly. Hialeah ranks #30 of 86 Florida cities with pawn shops by shops per resident.
- Pawn shops
- 19
- Pawn shops per 100k
- 5.4
- Florida: 4.5
- Big-chain shops
- 3
- Payday & loan stores
- 9
- Population
- 351,492
Pawn shops in Hialeah: addresses and phone numbers
| Pawn shop | Address | Phone | Website |
|---|---|---|---|
| Ameri-Cash Jewelry | 41 E 44th St Hialeah, FL 33013 | (305) 821-8999 | — |
| Brenda Joyeria & Pawn Shop Inc | 9160 Nw 122nd St Unit 33 Hialeah, FL 33018 | (305) 826-0666 | — |
| Carolina Joyeria | 12521 W Okeechobee Rd Hialeah Gardens, FL 33018 | (305) 556-8662 | — |
| Cash America PawnChain | 1726 W 68th St Hialeah, FL 33014 | (305) 556-0117 | firstcash.com |
| cash inn of Hialeah | 6859 W 4th Ave Hialeah, FL 33014 | (305) 822-9762 | — |
| Destiny Jewelers | 2360 W 68th St Hialeah, FL 33016 | (305) 828-5302 | destinypawn.com |
| Discounted Pawn Store | 6020 W 16th Ave Hialeah, FL 33012 | (305) 572-2800 | milamk8.org |
| Edian Jewelry | 5390 W 16th Ave Hialeah, FL 33012 | (305) 557-8120 | ebay.com |
| Hialeah Pawn | 7190 W 12th Ave Hialeah, FL 33014 | (305) 558-5100 | themoneybrokers.com |
| La Escalera Jewelry & Pawn | 3796 W 12th Ave Hialeah, FL 33012 | (305) 556-7772 | — |
| La Estrella de Oro Pawn Shop | 100 W 29th St Hialeah, FL 33012 | (305) 885-9560 | ledopawn.com |
| Leon Jewelry #1 | 1182 Palm Ave Hialeah, FL 33010 | (305) 884-3080 | leonjewelers.com |
| Mar Azul Jewelry & Pawn | 6500 W 4th Ave Ste 12 Hialeah, FL 33012 | (305) 828-8878 | marazuljewelry.com |
| Palmetto Pawn Shop | 7475 W 20th Ave Hialeah, FL 33014 | (305) 423-2404 | — |
| Queen Cash Jewlery & Pawn Shop | 5938 W 16th Ave Hialeah, FL 33012 | (786) 294-4963 | dairyqueen.com |
| Tropical Cash | 5408 Palm Ave Hialeah, FL 33012 | (305) 558-7007 | tropicalcash.net |
| Value Pawn & JewelryChain | 457 E 49th St Hialeah, FL 33013 | (305) 687-1713 | valuepawnandjewelry.com |
| Value Pawn & JewelryChain | 509 W 49th St Hialeah, FL 33012 | (305) 821-4659 | valuepawnandjewelry.com |
| Yes Cash II | 2931 W 12th Ave Hialeah, FL 33012 | (305) 885-2073 | — |
Pawn shops vs payday loan stores in Hialeah
Hialeah has 19 pawn shops and 9 payday, installment and title loan stores.
Pawn shops
19
5.4 per 100k residents
Payday & loan stores
9
2.6 per 100k residents
4 store chains
Biggest loan store chains in Hialeah: Advance America (4), ACE Cash Express (2), Oportun (2), OneMain Financial (1).
Borrowing $500 for one month: payday vs pawn vs credit union
| Option | How it works | Cost for one month |
|---|---|---|
| Payday loan (~304% APR) | $55.00 fee every 2 weeks, renewed once | $110.00 |
| Pawn loan (example: 20% a month) | You leave an item worth more than the loan; repay to get it back | $100.00 |
| Credit union PAL (28% APR + $20 fee) | Repaid in installments; membership required | $31.67 |
- Payday cost, share of monthly household income in Hialeah
- 2.1%
- Pawn cost, share of monthly household income in Hialeah
- 1.9%
- A $400 emergency equals
- 2.3 days of income
Payday: the FL maximum — $55 on a $500 loan for 2 weeks, paid twice for a one-month loan. Pawn: an example rate of 20% a month; pawn fees and interest are set by Florida law and vary by shop — ask for the total in writing. PAL: payday alternative loan from a federal credit union, capped at 28% APR plus an application fee of up to $20. Income: U.S. Census Bureau, American Community Survey.
Pawn loan vs payday loan: the key differences
| Pawn loan | Payday loan in FL | |
|---|---|---|
| What you need | An item of value (jewelry, gold, electronics, tools, firearms) and an ID | A bank account, proof of income and an ID |
| Credit check | None | Usually none |
| How much you get | A fraction of the item's resale value | Based on your income, up to the state limit |
| If you can't repay | The shop keeps the item; no collections and no credit damage | Fees pile up with renewals; the debt can go to collections |
| Bank account access | None | Lender can debit your account or cash your check |
| Rules in Florida | Pawnbrokers are licensed and regulated by Florida; fees, terms and holding periods are set by state law | Allowed, up to $500; typical APR ~304% |
Hialeah at a glance
- Median household income
- $64,116
- Florida: $75,446
- Poverty rate
- 15.0%
- Florida: 12.7%
- Households under $25,000
- 19.5%
- Florida: 15.4%
- A $400 emergency equals
- 2.3 days of income
Payday and installment loan stores in Hialeah
For comparison: storefront payday, installment and title lenders in Hialeah with addresses, phone numbers and hours.
| Address | Phone | Hours | Google rating |
|---|---|---|---|
| 18502 NW 67th Ave., Ste. 20 Miami, FL 33015 | (305) 698-0933 | Mon–Thu 10:00 AM – 6:00 PM Fri 9:00 AM – 6:00 PM Sat 9:00 AM – 4:00 PM Sun closed |
— |
| 2750 W. 68th St., Ste. #110 Hialeah, FL 33016 | (305) 231-7973 | Mon–Thu 10:00 AM – 6:00 PM Fri 9:00 AM – 6:00 PM Sat 9:00 AM – 4:00 PM Sun closed |
— |
| 730 W 49th Street Hialeah, FL 33012 | (305) 825-5899 | Mon–Thu 10:00 AM – 6:00 PM Fri 9:00 AM – 6:00 PM Sat 9:00 AM – 4:00 PM Sun closed |
— |
| 969 E. 8th Avenue Hialeah, FL 33010 | (305) 888-6914 | Mon–Thu 10:00 AM – 6:00 PM Fri 9:00 AM – 6:00 PM Sat 9:00 AM – 4:00 PM Sun closed |
— |
| 2973 W 12th Ave Hialeah, FL 33012 | (305) 885-2274 | — | 5.0 |
| 380 E 9th St Apt 15 Hialeah, FL 33010 | (305) 884-1066 | — | 5.0 |
| 6528 NW 186th St Hialeah, FL 33015 | (305) 851-7464 | — | 5.0 |
| 901 E 10th Ave #35 Hialeah, FL 33010 | (786) 619-3224 | — | 5.0 |
| 1116 W 49th St Hialeah, FL 33012 | (305) 820-0270 | — | 4.6 |
Pawn shops near Hialeah
More about Hialeah
Pawn shop listings: © Overture Maps Foundation (CDLA-Permissive 2.0), including Foursquare OS Places and © OpenStreetMap contributors; filtered and de-duplicated by us. Population, income and poverty: U.S. Census Bureau, American Community Survey. Call ahead to confirm hours and what a shop buys or lends on.