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Pawn Shops vs Payday Loans in Aurora, CO
15 pawn shops in and around Aurora — 3.2 per 100,000 residents, compared with 3.1 across Colorado. Call ahead to ask what they're buying and lending on today: inventory needs change weekly. Aurora ranks #12 of 18 Colorado cities with pawn shops by shops per resident.
- Pawn shops
- 15
- Pawn shops per 100k
- 3.2
- Colorado: 3.1
- Big-chain shops
- 5
- Payday & loan stores
- 13
- Population
- 463,814
Pawn shops in Aurora: addresses and phone numbers
| Pawn shop | Address | Phone | Website |
|---|---|---|---|
| Cash in a Flash Pawn | 15350 E Hampden Ave Aurora, CO 80013 | (303) 952-8000 | cashinaflashpawn.com |
| Colfax Pawn | 9701 E Colfax Ave Aurora, CO 80010 | (303) 341-2829 | colfaxpawndenver.com |
| Ez Payday Loans | 797 Peoria St Ste E & Aurora, CO 80011 | (303) 367-0710 | — |
| EZPAWNChain | 12415 E Mississippi Ave Aurora, CO 80012 | (303) 367-9075 | ezpawn.com |
| EZPAWNChain | 15139 E Colfax Ave Aurora, CO 80011 | (303) 363-7296 | ezpawn.com |
| EZPAWNChain | 1780 S Buckley Rd #6 Aurora, CO 80017 | (303) 368-0841 | ezpawn.com |
| EZPAWNChain | 9520 E Colfax Ave Aurora, CO 80010 | (303) 340-4461 | locations.ezpawn.com |
| EZPAWNChain | 9980 E Colfax Ave Aurora, CO 80010 | (303) 360-7757 | ezpawn.com |
| Fast Cash Pawn & Gold Center | 2648 S Parker Rd Ste 5 Aurora, CO 80014 | (303) 337-7518 | firstcash.com |
| Jumping Jack Cash | 16728 E Smoky Hill Rd Unit 10b Centennial, CO 80015 | (303) 693-6102 | jumpingjackllc.pro |
| Jumping Jack Cash | 9700 E Colfax Ave Aurora, CO 80010 | (303) 360-0566 | jumpingjackcash.com |
| Pasternack's Pawn Shop | 9745 E Colfax Ave Aurora, CO 80010 | (303) 364-1165 | pasternackspawnshops.com |
| Peoples Pawn and Jewelry | 11430 E Colfax Ave Aurora, CO 80010 | (303) 361-6405 | kooldeals2day.com |
| Precious Metals Co | 5426 S Parker Rd Aurora, CO 80015 | (303) 766-8064 | preciousmetalsaurora.wix.com |
| US Pawn | 386 S Chambers Rd Aurora, CO 80017 | (720) 535-5075 | uspawnonline.com |
Pawn shops vs payday loan stores in Aurora
Aurora has 15 pawn shops and 13 payday, installment and title loan stores.
Pawn shops
15
3.2 per 100k residents
Payday & loan stores
13
2.8 per 100k residents
5 store chains
Biggest loan store chains in Aurora: ACE Cash Express (6), Moneytree (3), Lendmark Financial Services (2), Advance America (1), Check Into Cash (1).
Borrowing $500 for one month: payday vs pawn vs credit union
| Option | How it works | Cost for one month |
|---|---|---|
| Payday loan (not legal in Colorado) | $75.00 fee every 2 weeks, renewed once | $150.00 |
| Pawn loan (example: 20% a month) | You leave an item worth more than the loan; repay to get it back | $100.00 |
| Credit union PAL (28% APR + $20 fee) | Repaid in installments; membership required | $31.67 |
- Payday cost, share of monthly household income in Aurora
- 1.9%
- Pawn cost, share of monthly household income in Aurora
- 1.2%
- A $400 emergency equals
- 1.5 days of income
Payday: a typical fee of $75 on a $500 loan for 2 weeks, paid twice for a one-month loan (Colorado payday rules are not set in dollars or payday loans are not allowed). Pawn: an example rate of 20% a month; pawn fees and interest are set by Colorado law and vary by shop — ask for the total in writing. PAL: payday alternative loan from a federal credit union, capped at 28% APR plus an application fee of up to $20.
Pawn loan vs payday loan: the key differences
| Pawn loan | Payday loan in CO | |
|---|---|---|
| What you need | An item of value (jewelry, gold, electronics, tools, firearms) and an ID | A bank account, proof of income and an ID |
| Credit check | None | Usually none |
| How much you get | A fraction of the item's resale value | Based on your income, up to the state limit |
| If you can't repay | The shop keeps the item; no collections and no credit damage | Fees pile up with renewals; the debt can go to collections |
| Bank account access | None | Lender can debit your account or cash your check |
| Rules in Colorado | Pawnbrokers are licensed and regulated by Colorado; fees, terms and holding periods are set by state law | Storefront payday loans are not allowed in Colorado |
Aurora at a glance
- Median household income
- $96,208
- Colorado: $97,396
- Poverty rate
- 10.2%
- Colorado: 9.6%
- Households under $25,000
- 10.1%
- Colorado: 11.3%
- A $400 emergency equals
- 1.5 days of income
Payday and installment loan stores in Aurora
For comparison: storefront payday, installment and title lenders in Aurora with addresses, phone numbers and hours.
| Address | Phone | Hours | Google rating |
|---|---|---|---|
| 10390 E Colfax Ave Aurora, CO 80010 | (303) 340-2658 | — | 4.8 |
| 1155 S Havana St Unit 12 Aurora, CO 80012 | (303) 873-6498 | — | 4.9 |
| 15034 E Mississippi Ave Aurora, CO 80012 | (303) 745-7519 | — | 4.5 |
| 15037 E Colfax Ave Unit Q Aurora, CO 80011 | (303) 367-9442 | — | 4.8 |
| 3105 S Peoria St B Aurora, CO 80014 | (303) 283-9941 | — | 4.4 |
| 636 Peoria St B Aurora, CO 80011 | (303) 341-7295 | — | 4.8 |
| 10305 E Colfax Ave Aurora, CO 80010 | (303) 360-6669 | — | 4.8 |
| 12862 E Mississippi Ave Aurora, CO 80012 | (303) 873-6669 | — | 4.8 |
| 16880 E Iliff Ave Aurora, CO 80013 | (303) 755-6669 | — | 4.9 |
| 14605 E Arapahoe Rd Unit F Aurora, CO 80016 | (720) 372-1090 | — | 4.3 |
| 15025 E Mississippi Ave Aurora, CO 80012 | (303) 751-7745 | — | 4.1 |
| 15051 E Mississippi Ave Aurora, CO 80012 | (303) 755-5626 | — | 4.9 |
| 16950 E Iliff Ave Aurora, CO 80013 | (303) 283-9152 | — | 4.3 |
Pawn shops near Aurora
More about Aurora
Pawn shop listings: © Overture Maps Foundation (CDLA-Permissive 2.0), including Foursquare OS Places and © OpenStreetMap contributors; filtered and de-duplicated by us. Population, income and poverty: U.S. Census Bureau, American Community Survey. Call ahead to confirm hours and what a shop buys or lends on.