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Pawn Shops vs Payday Loans in Van Nuys, CA
7 pawn shops in and around Van Nuys — 4.1 per 100,000 residents, compared with 1.4 across California. Call ahead to ask what they're buying and lending on today: inventory needs change weekly. Van Nuys ranks #13 of 137 California cities with pawn shops by shops per resident.
- Pawn shops
- 7
- Pawn shops per 100k
- 4.1
- California: 1.4
- Big-chain shops
- 0
- Payday & loan stores
- 4
- Population
- 170,079
Pawn shops in Van Nuys: addresses and phone numbers
| Pawn shop | Address | Phone | Website |
|---|---|---|---|
| All Valley Pawn | 13704 Vanowen St Van Nuys, CA 91405 | (818) 376-2274 | allvalleypawnshop.com |
| Balboa Pawn Shop | 7127 Balboa Blvd Van Nuys, CA 91406 | (818) 994-1970 | balboapawn.com |
| Continental Coin & Jewelry Co. | 5627 Sepulveda Blvd Sherman Oaks, CA 91411 | (818) 781-4232 | continentalcoin.com |
| Hart's Jewelers and Pawn | 6362 Van Nuys Blvd Los Angeles, CA 91401 | (818) 785-4558 | hartspawnshop.net |
| SanFernando PawnShop | 7703 Sepulveda Blvd Van Nuys, CA 91405 | (818) 787-5550 | — |
| Van Nuys Pawn Shop | 6374 Van Nuys Blvd Van Nuys, CA 91401 | (818) 839-4794 | maxferd.com |
| Victory Pawn Shop | 13306 Victory Blvd Van Nuys, CA 91401 | (818) 904-9689 | — |
Pawn shops vs payday loan stores in Van Nuys
Van Nuys has 7 pawn shops and 4 payday, installment and title loan stores.
Pawn shops
7
4.1 per 100k residents
Payday & loan stores
4
2.4 per 100k residents
4 store chains
Biggest loan store chains in Van Nuys: ACE Cash Express (1), Advance America (1), Oportun (1), Speedy Cash (1).
Borrowing $300 for one month: payday vs pawn vs credit union
| Option | How it works | Cost for one month |
|---|---|---|
| Payday loan (~460% APR) | $45.00 fee every 2 weeks, renewed once | $90.00 |
| Pawn loan (example: 20% a month) | You leave an item worth more than the loan; repay to get it back | $60.00 |
| Credit union PAL (28% APR + $20 fee) | Repaid in installments; membership required | $27.00 |
- Payday cost, share of monthly household income in Van Nuys
- 1.5%
- Pawn cost, share of monthly household income in Van Nuys
- 1.0%
- A $400 emergency equals
- 2.0 days of income
Payday: the CA maximum — $45 on a $300 loan for 2 weeks, paid twice for a one-month loan. Pawn: an example rate of 20% a month; pawn fees and interest are set by California law and vary by shop — ask for the total in writing. PAL: payday alternative loan from a federal credit union, capped at 28% APR plus an application fee of up to $20. Income: U.S. Census Bureau, American Community Survey.
Pawn loan vs payday loan: the key differences
| Pawn loan | Payday loan in CA | |
|---|---|---|
| What you need | An item of value (jewelry, gold, electronics, tools, firearms) and an ID | A bank account, proof of income and an ID |
| Credit check | None | Usually none |
| How much you get | A fraction of the item's resale value | Based on your income, up to the state limit |
| If you can't repay | The shop keeps the item; no collections and no credit damage | Fees pile up with renewals; the debt can go to collections |
| Bank account access | None | Lender can debit your account or cash your check |
| Rules in California | Pawnbrokers are licensed and regulated by California; fees, terms and holding periods are set by state law | Allowed, up to $300; typical APR ~460% |
Van Nuys at a glance
- Median household income
- $71,632
- California: $102,369
- Poverty rate
- 18.3%
- California: 12.0%
- Households under $25,000
- 18.2%
- California: 12.7%
- A $400 emergency equals
- 2.0 days of income
Payday and installment loan stores in Van Nuys
For comparison: storefront payday, installment and title lenders in Van Nuys with addresses, phone numbers and hours.
| Address | Phone | Hours | Google rating |
|---|---|---|---|
| 14526 Sherman Way Van Nuys, CA 91405 | (818) 787-8136 | — | 4.8 |
| 7403 Van Nuys Blvd. Van Nuys, CA 91405 | (818) 780-7840 | Mon–Fri 10:00 AM – 6:00 PM Sat 9:00 AM – 1:00 PM Sun closed |
— |
| 15226 Vanowen St Van Nuys, CA 91405 | (818) 949-3224 | — | 4.7 |
| 13722 Sherman Way Van Nuys, CA 91405 | (818) 781-0971 | — | 4.9 |
Pawn shops near Van Nuys
More about Van Nuys
Pawn shop listings: © Overture Maps Foundation (CDLA-Permissive 2.0), including Foursquare OS Places and © OpenStreetMap contributors; filtered and de-duplicated by us. Population, income and poverty: U.S. Census Bureau, American Community Survey. Call ahead to confirm hours and what a shop buys or lends on.