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Pawn Shops vs Payday Loans in Tucson, AZ
35 pawn shops in and around Tucson — 3.8 per 100,000 residents, compared with 2.8 across Arizona. Call ahead to ask what they're buying and lending on today: inventory needs change weekly. Tucson ranks #7 of 21 Arizona cities with pawn shops by shops per resident.
- Pawn shops
- 35
- Pawn shops per 100k
- 3.8
- Arizona: 2.8
- Big-chain shops
- 14
- Payday & loan stores
- 36
- Population
- 916,333
Pawn shops in Tucson: addresses and phone numbers
| Pawn shop | Address | Phone | Website |
|---|---|---|---|
| A Zylant Jewelry | 1208 N Alvernon Way Tucson, AZ 85712 | (520) 747-1847 | azylantjewelrybuyandsell.com |
| CASA PAWN | 3939 N 1st Ave Tucson, AZ 85719 | (520) 344-7296 | casapawn.com |
| Cashbox Jewelry & Pawn | 3944 E Grant Rd Tucson, AZ 85712 | (520) 445-6868 | bestpawntucson.com |
| Cashbox Jewelry and Pawn | 2014 S Craycroft Rd Tucson, AZ 85711 | (520) 790-7404 | bestpawntucson.com |
| Catalina Pawn | 16256 N Oracle Rd Tucson, AZ 85739 | (520) 825-4142 | catalinapawn.com |
| CM Pawn | 4805 E Speedway Blvd Tucson, AZ 85712 | (520) 332-6880 | cmpawn.com |
| Ez Money Pawn | 4202 E 22nd St Tucson, AZ 85711 | (520) 514-7296 | ez-moneypawn.com |
| Ez Money Pawn | 903 W Irvington Rd Tucson, AZ 85714 | (520) 344-8630 | — |
| First Pawn | 2590 N 1st Ave Tucson, AZ 85719 | — | — |
| GOLD PAWN | 2008 E Broadway Blvd Tucson, AZ 85719 | (520) 624-7060 | — |
| Liberty Pawn Shop | 1552 S 4th Ave South Tucson, AZ 85713 | (520) 622-0265 | libertypawn.net |
| National Treasures | 3980 E Columbia St Tucson, AZ 85714 | (775) 357-3771 | — |
| Pawn 1St | 903 W. Irvington Road Tucson, AZ 85714 | — | — |
| Pawn1st | 2880 E Grant Rd Tucson, AZ 85716 | (520) 319-1122 | firstcash.com |
| Pawn1st | 2960 S 6th Ave Ste 140 Tucson, AZ 85713 | (520) 622-7296 | firstcash.com |
| Pawn1st | 7075 E 22nd St Tucson, AZ 85710 | (520) 748-2274 | pawn1st.com |
| Precious Metals Refinery | 4403 E Speedway Blvd Tucson, AZ 85712 | (520) 416-6366 | preciousmetalsrefinery.com |
| Quick Trip Pawn | 1110 W Prince Rd Tucson, AZ 85705 | (520) 888-9900 | qtpawn.com |
| Quik Pawn | 7835 E Golf links Rd Tucson, AZ 85730 | (520) 296-0000 | quikpawntucson.com |
| Sotos Pawn & Jewelry | 2443 N Campbell Ave Ste 101 Ste 101 Tucson, AZ 85719 | (520) 323-1674 | sotospawn.com |
| SuperpawnChain | 1635 W Valencia Rd Tucson, AZ 85746 | (520) 741-0041 | superpawn.com |
| SuperpawnChain | 3650 N 1st Ave Ste 100 Tucson, AZ 85719 | (520) 888-0001 | firstcash.com |
| SuperpawnChain | 4055 E Speedway Blvd Tucson, AZ 85712 | (520) 323-3344 | superpawn.com |
| SuperpawnChain | 7070 E 22nd St Tucson, AZ 85710 | (520) 747-7296 | firstcash.com |
| The Most Unique Pawn Shop | 184 W Fort Lowell Rd Tucson, AZ 85705 | (520) 485-6004 | — |
| USA PawnChain | 1726 W Ajo Wy Tucson, AZ 85713 | (520) 295-1234 | usapawnandjewelry.com |
| USA PawnChain | 1895 W Valencia Rd Tucson, AZ 85746 | (520) 889-3711 | usapawnandjewelry.com |
| USA PawnChain | 1902 E Irvington Rd Tucson, AZ 85714 | (520) 807-1545 | usapawnandjewelry.com |
| USA PawnChain | 2590 S Kolb Rd Tucson, AZ 85710 | (520) 777-3663 | usapawnandjewelry.com |
| USA PawnChain | 2904 N 1st Ave Tucson, AZ 85719 | (520) 770-9100 | usapawnandjewelry.com |
| USA PawnChain | 3402 S 6th Ave Tucson, AZ 85713 | (520) 884-0350 | stores.usapawnandjewelry.net |
| USA PawnChain | 3867 N Oracle Rd Tucson, AZ 85705 | (520) 495-5629 | usapawnandjewelry.com |
| USA PawnChain | 420 W Valencia Rd Tucson, AZ 85706 | (520) 889-5082 | usapawnandjewelry.com |
| USA PawnChain | 4870 E 22nd St Tucson, AZ 85711 | (520) 571-9200 | usapawnandjewelry.com |
| USA PawnChain | 5000 E Speedway Blvd Tucson, AZ 85712 | (520) 792-1000 | usapawnandjewelry.com |
Pawn shops vs payday loan stores in Tucson
Tucson has 36 payday, installment and title loan stores but only 35 pawn shops.
Pawn shops
35
3.8 per 100k residents
Payday & loan stores
36
3.9 per 100k residents
9 store chains
Biggest loan store chains in Tucson: TitleMax (18), ACE Cash Express (4), Lendmark Financial Services (4), OneMain Financial (4), Mariner Finance (2).
Borrowing $500 for one month: payday vs pawn vs credit union
| Option | How it works | Cost for one month |
|---|---|---|
| Payday loan (not legal in Arizona) | $75.00 fee every 2 weeks, renewed once | $150.00 |
| Pawn loan (example: 20% a month) | You leave an item worth more than the loan; repay to get it back | $100.00 |
| Credit union PAL (28% APR + $20 fee) | Repaid in installments; membership required | $31.67 |
- Payday cost, share of monthly household income in Tucson
- 2.6%
- Pawn cost, share of monthly household income in Tucson
- 1.7%
- A $400 emergency equals
- 2.1 days of income
Payday: a typical fee of $75 on a $500 loan for 2 weeks, paid twice for a one-month loan (Arizona payday rules are not set in dollars or payday loans are not allowed). Pawn: an example rate of 20% a month; pawn fees and interest are set by Arizona law and vary by shop — ask for the total in writing. PAL: payday alternative loan from a federal credit union, capped at 28% APR plus an application fee of up to $20.
Pawn loan vs payday loan: the key differences
| Pawn loan | Payday loan in AZ | |
|---|---|---|
| What you need | An item of value (jewelry, gold, electronics, tools, firearms) and an ID | A bank account, proof of income and an ID |
| Credit check | None | Usually none |
| How much you get | A fraction of the item's resale value | Based on your income, up to the state limit |
| If you can't repay | The shop keeps the item; no collections and no credit damage | Fees pile up with renewals; the debt can go to collections |
| Bank account access | None | Lender can debit your account or cash your check |
| Rules in Arizona | Pawnbrokers are licensed and regulated by Arizona; fees, terms and holding periods are set by state law | Storefront payday loans are not allowed in Arizona |
Tucson at a glance
- Median household income
- $68,599
- Arizona: $81,327
- Poverty rate
- 15.1%
- Arizona: 12.9%
- Households under $25,000
- 17.5%
- Arizona: 13.8%
- A $400 emergency equals
- 2.1 days of income
Payday and installment loan stores in Tucson
For comparison: storefront payday, installment and title lenders in Tucson with addresses, phone numbers and hours.
| Address | Phone | Hours | Google rating |
|---|---|---|---|
| 1201 W St Marys Rd #103 Tucson, AZ 85745 | (520) 917-1907 | — | 5.0 |
| 1370 W Prince Rd Tucson, AZ 85705 | (520) 696-2000 | — | 5.0 |
| 1725 W Ajo Wy #101 Tucson, AZ 85713 | (520) 295-8999 | — | 4.9 |
| 1902 E Irvington Rd #100 Tucson, AZ 85714 | (520) 917-4637 | — | 4.9 |
| 2955 W Valencia Rd Ste 121 Tucson, AZ 85746 | (520) 918-0049 | — | 5.0 |
| 2960 S 6th Ave Ste 120 Tucson, AZ 85713 | (520) 917-4644 | — | 5.0 |
| 3662 W Ina Rd Ste 180 Tucson, AZ 85741 | (520) 917-4643 | — | 4.9 |
| 3916 E Grant Rd Tucson, AZ 85712 | (520) 917-4652 | — | 4.9 |
| 4042 E 22nd St Tucson, AZ 85711 | (520) 917-0158 | — | 4.9 |
| 4055 N Oracle Rd Ste D Tucson, AZ 85705 | (520) 204-1812 | — | 4.9 |
| 4902 S 12th Ave Tucson, AZ 85706 | (520) 917-2192 | — | 5.0 |
| 5095 N La Cañada Dr Ste 185 Tucson, AZ 85704 | (520) 917-0393 | — | 5.0 |
| 5470 E Speedway Blvd Ste A-104 Tucson, AZ 85712 | (520) 407-6011 | — | 4.9 |
| 615 E Grant Rd Ste 131 Tucson, AZ 85705 | (520) 917-4013 | — | 4.9 |
| 6383 E 22nd St Ste. 121 Tucson, AZ 85710 | (520) 917-0599 | — | 5.0 |
| 6915 E Broadway Blvd Tucson, AZ 85710 | (520) 886-9167 | — | 5.0 |
| 7221 E Golf Links Rd Ste. 209 Tucson, AZ 85730 | (520) 917-4970 | — | 4.9 |
| 8295 N Cortaro Rd Ste. 119 Tucson, AZ 85743 | (520) 917-0521 | — | 5.0 |
| 1850 E Irvington Rd Tucson, AZ 85714 | (520) 889-7888 | — | 4.9 |
| 2847 S 6th Ave Ste 5 Tucson, AZ 85713 | (520) 624-1144 | — | 4.9 |
| 77 S Kolb Rd Tucson, AZ 85710 | (520) 298-1332 | — | 4.9 |
| 850 E Fort Lowell Rd Tucson, AZ 85719 | (520) 628-3643 | — | 5.0 |
| 4528 E Broadway Blvd Tucson, AZ 85711 | (520) 319-8750 | — | 4.5 |
| 5373 S Calle Santa Cruz #233 Tucson, AZ 85706 | (520) 367-2035 | — | 5.0 |
| 680 W Prince Rd #100 Tucson, AZ 85705 | (520) 887-0050 | — | 4.1 |
| 9545 E Old Spanish Trail Suite 127 Tucson, AZ 85748 | (520) 485-0037 | — | — |
| 1217 W Irvington Rd #161 Tucson, AZ 85714 | (520) 790-2955 | — | 3.9 |
| 3400 E Speedway Blvd Ste 208 Tucson, AZ 85716 | (520) 526-7244 | — | 3.8 |
| 6330 E Golf Links Rd #9 Tucson, AZ 85730 | (520) 747-1376 | — | 3.8 |
| 6781 N Thornydale Rd #243 Tucson, AZ 85741 | (520) 809-7731 | — | 4.0 |
| 5331 S Calle Santa Cruz Ste 115 Tucson, AZ 85706 | (520) 367-2882 | — | 4.8 |
| 5720B E Broadway Blvd Ste 101-B Tucson, AZ 85711 | (520) 333-5140 | — | 4.9 |
| 2245 E Irvington Rd Ste 110 Tucson, AZ 85714 | (520) 807-9348 | — | 4.9 |
| 3386 S 6th Ave Ste 110 Tucson, AZ 85713 | (520) 200-4091 | — | 4.8 |
| 2351 N Alvernon Way #100 Tucson, AZ 85712 | (520) 881-2274 | — | 4.7 |
| 3430 E Sunrise Dr #150 Tucson, AZ 85718 | (520) 618-8500 | — | 4.8 |
Pawn shops near Tucson
More about Tucson
Pawn shop listings: © Overture Maps Foundation (CDLA-Permissive 2.0), including Foursquare OS Places and © OpenStreetMap contributors; filtered and de-duplicated by us. Population, income and poverty: U.S. Census Bureau, American Community Survey. Call ahead to confirm hours and what a shop buys or lends on.