Compare legal limits, fees and the true cost of small loans in your state before you talk to any lender. Compare legal limits, fees and the true cost of small loans in your state.
Credit Unions vs Payday Loans in Washington, DC
29 credit unions are headquartered in Washington, with 322,093 members in total. Credit unions are member-owned and often offer small personal loans and payday alternative loans (PALs) at far lower rates than payday lenders.
- Credit unions
- 29
- Members
- 322,093
- Federal
- 29
- State-chartered
- 0
Credit unions vs payday loan stores in Washington
Washington has 29 credit unions headquartered here and 11 payday, installment and title loan stores. Local credit unions count 322,093 members — roughly 48 memberships per 100 residents.
Credit unions
29
4.3 per 100k residents
322,093 members
Payday & loan stores
11
1.6 per 100k residents
2 store chains
Biggest loan store chains in Washington: ACE Cash Express (10), loanDepot (1).
What it means for a household in Washington
- Median household income
- $111,467
- Residents below the poverty line
- 15.2%
Income and poverty: U.S. Census Bureau, American Community Survey, by ZIP code; figures for Washington are population-weighted and approximate. Hours of work are based on the median individual income.
Credit unions headquartered in Washington
| Credit union | Address | Members | Website |
|---|---|---|---|
| Bank Fund Staff Federal Credit UnionFederal | 1725 I St NW Ste 150 Washington, DC 20006 | 104,247 | bfsfcu.org |
| Wright Patman Congressional Federal Credit UnionFederal | P O Box 23267 Washington, DC 20026 | 52,187 | congressionalfcu.org |
| Department of Commerce Federal Credit UnionFederal | P.O. Box 14720 Washington, DC 20044 | 29,033 | docfcu.org |
| Department of the Interior Federal Credit UnionFederal | 1849 C St NW Rm B038 Washington, DC 20240 | 19,807 | interiorfederal.org |
| Idb Global Federal Credit UnionFederal | 1300 New York Ave NW Washington, DC 20577 | 14,703 | idbglobalfcu.org |
| Treasury Department Federal Credit UnionFederal | PO Box 27301 Washington, DC 20038 | 10,993 | tdfcu.org |
| Library of Congress Federal Credit UnionFederal | P.O. Box 23766 Washington, DC 20026 | 9,983 | lcfcu.org |
| Dc Federal Credit UnionFederal | 20 M St SE Ste 280 Washington, DC 20003 | 9,931 | dccreditunion.coop |
| Advantage Financial Federal Credit UnionFederal | PO Box 50480 Washington, DC 20091 | 9,041 | advfcu.org |
| O.A.S. Staff Federal Credit UnionFederal | 1889 F St NW Washington, DC 20006 | 8,699 | oasfcu.org |
| Dept of Labor Federal Credit UnionFederal | 200 Constitution Ave NW, Room S-322 Washington, DC 20210 | 8,679 | laborcu.org |
| F R B Federal Credit UnionFederal | PO Box 9867 Washington, DC 20016 | 5,709 | frbfcu.org |
| Gsa Federal Credit UnionFederal | 1800 F St NW # 1211 Washington, DC 20405 | 5,526 | gsafcu.com |
| Afl Cio Employees Federal Credit UnionFederal | 555 New Jersey Ave NW, Ste 100 Washington, DC 20001 | 5,434 | aflcioefcu.org |
| Hud Federal Credit UnionFederal | P O Box 23273 Washington, DC 20026 | 4,937 | hudfcu.org |
| Georgetown University Alumni and St Federal Credit UnionFederal | Ste1328 Washington, DC 20057 | 4,370 | guasfcu.com |
| Ep Federal Credit UnionFederal | P.O. Box 23393 Washington, DC 20026 | 4,087 | epfcu.org |
| Government Printing Office Federal Credit UnionFederal | P.O. Box 77119 Washington, DC 20013 | 3,987 | gpofcu.org |
| District of Columbia Teachers Federal Credit UnionFederal | 5656 3rd St NE Washington, DC 20011 | 3,761 | dctfcu.org |
| Phi Beta Sigma Federal Credit UnionFederal | 145 Kennedy St NW Washington, DC 20011 | 2,000 | pbsfcu.org |
| Pepco Federal Credit UnionFederal | 701 Ninth Street NW Suite 6230 Washington, DC 20001 | 1,984 | pepcofcu.org |
| D C Fire Department Federal Credit UnionFederal | P.O. Box 70190 Washington, DC 20024 | 1,720 | — |
| Sargent Federal Credit UnionFederal | 5109 Nannie Helen Burroughs Ave. N. Washington, DC 20019 | 391 | — |
| Lee Federal Credit UnionFederal | Post Office Box 1741 Washington, DC 20013 | 248 | leefcu.com |
| Mt. Airy Baptist Church Federal Credit UnionFederal | 1100 N Capitol St NW Fl 2 Washington, DC 20002 | 238 | — |
| Paramount Baptist Church Federal Credit UnionFederal | 3924 4th St SE Washington, DC 20032 | 189 | paramountbaptistchurch.org |
| John Wesley Ame Zion Church Federal Credit UnionFederal | 1615 14th St NW Washington, DC 20009 | 102 | jwamezchurch.org |
| Pmi Employees Federal Credit UnionFederal | 1725 Desales St NW Washington, DC 20036 | 56 | — |
| Mt Gilead Federal Credit UnionFederal | 1625 13th St NW Washington, DC 20009 | 51 | — |
Payday and installment loan stores in Washington
For comparison: storefront payday, installment and title lenders in Washington with addresses, phone numbers and hours. Check a credit union first — a PAL or small personal loan usually costs far less.
| Address | Phone | Hours | Google rating |
|---|---|---|---|
| 1245 Good Hope Road Southeast Washington, DC 20020 | (202) 678-0400 | — | 4.9 |
| 1512 Benning Rd NE Washington, DC 20002 | (202) 388-4409 | — | 4.9 |
| 1786 Florida Ave NW Washington, DC 20009 | (202) 483-2740 | — | 5.0 |
| 2441 Good Hope Ct SE Washington, DC 20020 | (202) 889-8831 | — | 4.9 |
| 2922 Martin Luther King Jr Ave SE Washington, DC 20032 | (202) 574-0028 | — | 4.9 |
| 3663 Georgia Ave NW Washington, DC 20010 | (202) 723-1107 | — | 4.9 |
| 3829 Pennsylvania Ave. SE Washington, DC 20020 | (202) 575-2095 | — | 5.0 |
| 3903 Benning Rd NE Washington, DC 20019 | (202) 397-4280 | — | 5.0 |
| 512 H St NE Washington, DC 20002 | (202) 543-7144 | — | 4.9 |
| 6221 Georgia Ave NW Washington, DC 20011 | (202) 726-8174 | — | 4.9 |
| 80 M St SE Washington, DC 20003 | (202) 975-6350 | — | 4.3 |
More about Washington
Only credit union headquarters are listed, with the address on file with the NCUA; phone numbers and branch locations are on each credit union’s website. Many credit unions also have branches in Washington and nearby — check membership requirements, as some are open to anyone who lives or works in the area. Loan stores: storefront locations of major payday, installment and title lenders; call ahead to confirm hours.