Compare legal limits, fees and the true cost of small loans in your state before you talk to any lender. Compare legal limits, fees and the true cost of small loans in your state.
Banks vs Payday Loans in Las Cruces, NM
33 branches of 17 FDIC-insured banks operate in Las Cruces. Data: FDIC BankFind, as of June 30, 2026. There are also 5 payday, installment and title loan stores of 5 chains in Las Cruces — about 6.6 bank branches for every loan store.
- Bank branches
- 33
- Payday & loan stores
- 5
- Banks
- 17
- Loan store chains
- 5
- Bank branches per 100k
- 21.0
- Loan stores per 100k
- 3.2
Payday and installment loan stores in Las Cruces
Addresses and phone numbers of storefront lenders in Las Cruces. These loans usually cost far more than a bank or credit union loan — compare first.
| Address | Phone | Hours | Google rating |
|---|---|---|---|
| 2300 N Main St Ste 211 Las Cruces, NM 88001 | (575) 527-5037 | — | 4.8 |
| 1223 El Paseo Rd Las Cruces, NM 88001 | (575) 541-5927 | — | 4.8 |
| 2750 Mall Dr Ste 220 Las Cruces, NM 88011 | (575) 249-5769 | — | 4.8 |
| 400 N Telshor Blvd Ste B Las Cruces, NM 88011 | (575) 522-0058 | — | 3.6 |
| 2300 N Main St Ste 205 Las Cruces, NM 88001 | (575) 525-9091 | — | 4.9 |
Bank branches in Las Cruces
| Address | Branch | Type |
|---|---|---|
| 505 S Main St Las Cruces, NM 88001 | Citizens Bank Of Las Cruces Main office | Full service |
| 2841 N Main St Las Cruces, NM 88001 | Country Club Branch | Full service |
| 3030 W Picacho Ave Las Cruces, NM 88007 | Picacho Branch | Full service |
| 3065 E University Ave Las Cruces, NM 88011 | University Branch | Full service |
| 3991 E Lohman Ave Las Cruces, NM 88011 | Roadrunner Branch | Full service |
| 4785 N Sonoma Ranch Blvd Las Cruces, NM 88012 | Sonoma Ranch Branch | Full service |
| 1550 S Valley Dr Las Cruces, NM 88005 | South Valley Drive - Rc437 Branch | In-store |
| 3331 Rinconada Blvd Las Cruces, NM 88011 | Rinconada Banking Center - Rc 923 Branch | In-store |
| 571 Walton Blvd Las Cruces, NM 88001 | Walton Blvd Rc384 Branch | In-store |
| 2900 N Roadrunner Pkwy Las Cruces, NM 88011 | Roadrunner Branch | Full service |
| 3831 E Lohman Ave Las Cruces, NM 88011 | Lohman Branch | Full service |
| 705 E University Ave Las Cruces, NM 88001 | University Avenue Branch | Full service |
| 2400 N Main St Las Cruces, NM 88001 | North Main Branch | Full service |
| 2505 El Paseo Rd Las Cruces, NM 88001 | El Paseo Branch | Full service |
| 425 S Telshor Blvd Las Cruces, NM 88011 | Telshor Branch | Full service |
| 201 N Church St Las Cruces, NM 88001 | Las Cruces Branch | Full service |
| 795 S Telshor Blvd Las Cruces, NM 88011 | Telshor Branch | Full service |
| 1553 Avenida De Mesilla, Ste 225 Las Cruces, NM 88005 | Mesilla Branch | Full service |
| 2145 E Lohman Ave Las Cruces, NM 88001 | East Lohman Branch | Full service |
| 3000 E Lohman Ave Las Cruces, NM 88011 | First New Mexico Bank, Las Cruces Main office | Full service |
| 920 N Motel Blvd Las Cruces, NM 88007 | First New Mexico Bank, Las Cruces Branch | Full service |
| 2535 S Telshor Blvd Las Cruces, NM 88011 | Las Cruces S. Telshor Branch | Full service |
| 421 N Water St Las Cruces, NM 88001 | Las Cruces N. Water Branch | Full service |
| 277 E Amador Ave Las Cruces, NM 88001 | Las Cruces Amador Avenue Branch | Full service |
| 3790 E Lohman Ave Las Cruces, NM 88011 | Las Cruces Foothills Road Branch | Full service |
| 691 S Telshor Blvd Las Cruces, NM 88011 | Telshor Branch | Full service |
| 1043 N Main St Las Cruces, NM 88001 | Las Cruces Branch | Full service |
| 141 N Roadrunner Pkwy Las Cruces, NM 88011 | Las Cruces Branch | Full service |
| 2804 N Telshor Blvd Las Cruces, NM 88011 | Las Cruces Branch | Full service |
| 3800 E Lohman Ave Las Cruces, NM 88011 | Lohman Branch | Full service |
| 220 N Telshor Blvd Las Cruces, NM 88011 | Las Cruces Branch | Full service |
| 301 W Amador Ave Las Cruces, NM 88005 | Amador Branch | Full service |
| 555 S Telshor Blvd, Ste 100a Las Cruces, NM 88011 | Las Cruces Branch | Full service |
More about Las Cruces
Bank branches as reported to the FDIC, including main offices; branch phone numbers are not published by the FDIC. Loan stores: storefront locations of major payday, installment and title lenders from lender websites and Google Maps; call ahead to confirm hours. Online-only lenders are not included.