Compare legal limits, fees and the true cost of small loans in your state before you talk to any lender. Compare legal limits, fees and the true cost of small loans in your state.
Banks vs Payday Loans in Waterford, MI
10 branches of 6 FDIC-insured banks operate in Waterford. Data: FDIC BankFind, as of June 30, 2026. There are also 2 payday, installment and title loan stores of 2 chains in Waterford — about 5.0 bank branches for every loan store.
- Bank branches
- 10
- Payday & loan stores
- 2
- Banks
- 6
- Loan store chains
- 2
- Bank branches per 100k
- 14.2
- Loan stores per 100k
- 2.8
Payday and installment loan stores in Waterford
Addresses and phone numbers of storefront lenders in Waterford. These loans usually cost far more than a bank or credit union loan — compare first.
| Address | Phone | Hours | Google rating |
|---|---|---|---|
| 4381 Highland Rd. Waterford, MI 48328 | (248) 683-1892 | Mon–Thu 10:00 AM – 6:00 PM Fri 9:00 AM – 6:00 PM Sat 10:00 AM – 2:00 PM Sun closed |
— |
| 4223 Highland Rd Unit N Waterford Township, MI 48328 | (248) 706-0911 | — | 5.0 |
Bank branches in Waterford
| Address | Branch | Type |
|---|---|---|
| 4370 Highland Rd Waterford, MI 48328 | Waterford Banking Center Branch | Full service |
| 7070 Highland Rd Waterford, MI 48327 | M59-Oakland Airport | Full service |
| 5105 Highland Rd Waterford, MI 48327 | Waterford Banking Center | Full service |
| 7950 Cooley Lake Rd Waterford, MI 48327 | Cooley Lake Road | Full service |
| 4750 Dixie Hwy Waterford, MI 48329 | Drayton Plains Branch | Full service |
| 7007 Highland Rd Waterford, MI 48327 | M-59 Branch | Full service |
| 4352 Highland Rd Waterford, MI 48328 | Waterford Township Branch | Full service |
| 7698 Cooley Lake Rd Waterford, MI 48327 | Waterford Union Lake Branch | Full service |
| 7670 Highland Rd Waterford, MI 48327 | Waterford | Full service |
| 994 W Huron St Waterford, MI 48328 | Huron Street Branch | Full service |
More about Waterford
Bank branches as reported to the FDIC, including main offices; branch phone numbers are not published by the FDIC. Loan stores: storefront locations of major payday, installment and title lenders from lender websites and Google Maps; call ahead to confirm hours. Online-only lenders are not included.