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Banks vs Payday Loans in Traverse City, MI

29 branches of 13 FDIC-insured banks operate in Traverse City. Data: FDIC BankFind, as of June 30, 2026. There are also 2 payday, installment and title loan stores of 2 chains in Traverse City — about 14.5 bank branches for every loan store.

Bank branches
29
Payday & loan stores
2
Banks
13
Loan store chains
2
Bank branches per 100k
37.0
Loan stores per 100k
2.6

Payday and installment loan stores in Traverse City

Addresses and phone numbers of storefront lenders in Traverse City. These loans usually cost far more than a bank or credit union loan — compare first.

Address Phone Hours Google rating
Advance America 1 store in Traverse City advanceamerica.net
1065 West South Airport Road Traverse City, MI 49686 (231) 946-3409 Mon–Thu 10:00 AM – 6:00 PM
Fri 9:00 AM – 6:00 PM
Sat 10:00 AM – 2:00 PM
Sun closed
—
OneMain Financial 1 store in Traverse City onemainfinancial.com
1047 W South Airport Rd Traverse City, MI 49686 (231) 933-6205 — 4.4

Bank branches in Traverse City

Address Branch Type
The Huntington National Bank 6 branches in Traverse City huntington.com
1227 E Front St Traverse City, MI 49686 Campus Plaza Full service
3160 S Airport Rd W Traverse City, MI 49684 Grand Traverse Mall Branch Full service
4205 Us Highway 31 S Traverse City, MI 49685 Chum's Corners Branch Full service
427 W Front St Traverse City, MI 49684 Traverse City Branch Full service
613 W Fourteenth St Traverse City, MI 49684 Traverse City 14 St Full service
625 S Garfield Ave Traverse City, MI 49686 Garfield Ave Traverse City Branch Full service
Fifth Third Bank, National Association 3 branches in Traverse City 53.com
102 W Front St Traverse City, MI 49684 Fifth Third Center Full service
2425 Holiday Hills Road Traverse City, MI 49686 Holiday Hills Branch Full service
3500 Marketplace Cir, Ste C Traverse City, MI 49684 Us 31 South Bc Branch Full service
Honor Bank 3 branches in Traverse City myhonorbank.com
1112 S Garfield Ave Traverse City, MI 49686 Garfield Avenue Branch Full service
430 S Union St Traverse City, MI 49684 Union Branch Full service
430 S Union St Traverse City, MI 49684 Traverse City Mi Courrier Service Limited service
Independent Bank 3 branches in Traverse City independentbank.com
1239 S Garfield Ave Traverse City, MI 49686 Garfield Avenue Branch Full service
333 W Grandview Pkwy Traverse City, MI 49684 Traverse City Branch Full service
4011 Eastern Sky Dr Traverse City, MI 49684 Copper Ridge Branch Full service
JPMorgan Chase Bank, National Association 3 branches in Traverse City jpmorganchase.com
250 E Front St Traverse City, MI 49684 Traverse City Main Branch Full service
4001 Us Highway 31 S Traverse City, MI 49685 Chums Corners Branch Full service
995 W South Airport Rd Traverse City, MI 49686 Cherryland Branch Full service
State Savings Bank 3 branches in Traverse City ssbankmi.com
414 E Front St Traverse City, MI 49686 Traverse City Banch Full service
416 E Front St Traverse City, MI 49686 Traverse City Customer Care Branch Limited service
862 S. Garfield Avenue Traverse City, MI 49686 Traverse City Garfield Branch Full service
Nicolet National Bank 2 branches in Traverse City nicoletbank.com
202 E State St, Ste 100 Traverse City, MI 49684 Traverse City Cass Street Office Branch Full service
3530 N Country Dr Traverse City, MI 49684 North Country Drive Branch Full service
First Community Bank 1 branch in Traverse City firstcb.com
107 Cass Street, Suite 6 Traverse City, MI 49684 Traverse City Main Branch Full service
First National Bank of America 1 branch in Traverse City fnba.com
315 N Division St Traverse City, MI 49684 Traverse City Branch Full service
First State Bank of Michigan 1 branch in Traverse City fsbdecatur.com
232 E State St, Ste 101 Traverse City, MI 49684 Traverse City Branch Full service
Mercantile Bank 1 branch in Traverse City mercbank.com
125 S Park St, Ste 155 Traverse City, MI 49684 Traverse City Branch Drive-thru
PNC Bank, National Association 1 branch in Traverse City pnc.com
901 S Garfield Ave Traverse City, MI 49686 Grand Traverse Branch Full service
West Shore Bank 1 branch in Traverse City westshorebank.com
400 E Eighth St Traverse City, MI 49686 Traverse City Branch Full service

Bank branches as reported to the FDIC, including main offices; branch phone numbers are not published by the FDIC. Loan stores: storefront locations of major payday, installment and title lenders from lender websites and Google Maps; call ahead to confirm hours. Online-only lenders are not included.