Compare legal limits, fees and the true cost of small loans in your state before you talk to any lender. Compare legal limits, fees and the true cost of small loans in your state.
Banks vs Payday Loans in Saginaw, MI
21 branches of 8 FDIC-insured banks operate in Saginaw. Data: FDIC BankFind, as of June 30, 2026. There are also 5 payday, installment and title loan stores of 4 chains in Saginaw — about 4.2 bank branches for every loan store.
- Bank branches
- 21
- Payday & loan stores
- 5
- Banks
- 8
- Loan store chains
- 4
- Bank branches per 100k
- 16.8
- Loan stores per 100k
- 4.0
Payday and installment loan stores in Saginaw
Addresses and phone numbers of storefront lenders in Saginaw. These loans usually cost far more than a bank or credit union loan — compare first.
| Address | Phone | Hours | Google rating |
|---|---|---|---|
| 1734 Lawndale Rd Unit A8 Saginaw, MI 48603 | (989) 497-1000 | — | 5.0 |
| 4340 Bay Rd Saginaw, MI 48603 | (989) 249-6714 | — | 5.0 |
| 310 W. Genesee Ave. Saginaw, MI 48602 | (989) 771-4901 | Mon–Thu 10:00 AM – 6:00 PM Fri 9:00 AM – 6:00 PM Sat 10:00 AM – 2:00 PM Sun closed |
— |
| 3986 Bay Rd Saginaw, MI 48603 | (989) 790-1445 | — | 4.9 |
| 4334 Bay Rd Saginaw, MI 48603 | (989) 790-9000 | — | 4.1 |
Bank branches in Saginaw
| Address | Branch | Type |
|---|---|---|
| 100 S Michigan Ave Saginaw, MI 48602 | Saginaw Old Town | Full service |
| 1115 S Washington Ave Saginaw, MI 48601 | Atwater Branch | Full service |
| 160 S River Rd Saginaw, MI 48609 | Shields Branch | Full service |
| 3061 Bay Rd Saginaw, MI 48603 | Bay Shattuck Branch | Full service |
| 4815 State St Saginaw, MI 48603 | Saginaw/state Branch | Full service |
| 1445 N. Center Saginaw, MI 48638 | Saginaw Center Branch | Full service |
| 3601 State St Saginaw, MI 48602 | Saginaw State St Branch | Full service |
| 4850 Bay Rd Saginaw, MI 48604 | Fashion Square Mall Branch | Full service |
| 203 E Genesee Ave Saginaw, MI 48607 | Saginaw Downtown Branch | Full service |
| 4975 Bay Rd Saginaw, MI 48604 | Saginaw Bay Road Branch | Full service |
| 5705 State St Saginaw, MI 48603 | Saginaw State Street Branch | Full service |
| 1440 N Center Rd Saginaw, MI 48638 | Brockway-Center Branch | Full service |
| 4144 Bay Rd Saginaw, MI 48603 | Bay Mccarty Branch | Full service |
| 821 Court St Saginaw, MI 48602 | Court Street Saginaw Branch | Full service |
| 4800 Fashion Square Blvd Saginaw, MI 48604 | 1st State Bank Main office | Full service |
| 5424 State St Saginaw, MI 48603 | State Street Branch | Full service |
| 218 S Washington Ave Saginaw, MI 48607 | Saginaw Branch | Full service |
| 7590 Gratiot Rd Saginaw, MI 48609 | Thomas Twp. Branch | Full service |
| 2322 Tittabawassee Rd Saginaw, MI 48604 | Towne Centre Branch | Full service |
| 5270 Gratiot Rd Saginaw, MI 48638 | Gratiot Road Branch | Full service |
| 3390 Tittabawassee Rd Saginaw, MI 48604 | Tittabawassee Road Banking Center Branch | Full service |
More about Saginaw
Bank branches as reported to the FDIC, including main offices; branch phone numbers are not published by the FDIC. Loan stores: storefront locations of major payday, installment and title lenders from lender websites and Google Maps; call ahead to confirm hours. Online-only lenders are not included.