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Banks vs Payday Loans in Massachusetts
1,882 branches of 118 FDIC-insured banks operate in Massachusetts; 89 of these banks are headquartered in the state. Data: FDIC BankFind, as of June 30, 2026. There are also 4 payday, installment and title loan stores of 1 chains in Massachusetts — about 470.5 bank branches for every loan store.
- Bank branches
- 1,882
- Payday & loan stores
- 4
- Banks with branches
- 118
- Loan store chains
- 1
- Bank branches per 100k
- 26.9
- Loan stores per 100k
- 0.1
- Headquartered in Massachusetts
- 89
Payday loan stores by city in Massachusetts
4 stores in 4 cities and towns across Massachusetts. Pick a city for the full list of loan stores and bank branches with addresses and phone numbers, or scroll down for the smaller towns.
Massachusetts has about 6,992,213 residents, so that's 0 loan stores and 27 bank branches per 100,000 people. Population: U.S. Census Bureau, American Community Survey.
Payday and installment loan stores in Massachusetts
Storefront lenders with locations in Massachusetts, by number of stores. Most offer payday, installment or title loans, which cost far more than a bank or credit union loan.
| Lender | Stores in MA | Cities | Website |
|---|---|---|---|
| loanDepot | 4 | 4 | loandepot.com |
Banks with branches in Massachusetts
| Bank | Branches in MA | Headquarters | Total assets | Website |
|---|---|---|---|---|
| Citizens Bank, National Association | 179 | Providence, RI | $232.5B | citizensbank.com |
| Bank of America, National Association | 146 | Charlotte, NC | $2.7T | bankofamerica.com |
| Rockland Trust Company | 143 | Rockland, MA | $25.0B | rocklandtrust.com |
| Santander Bank, N.A. | 129 | Wilmington, DE | $104.0B | santander.com |
| TD Bank, National Association | 114 | Wilmington, DE | $342.8B | td.com |
| Eastern Bank | 111 | Boston, MA | $31.1B | easternbank.com |
| JPMorgan Chase Bank, National Association | 99 | Columbus, OH | $4.1T | jpmorganchase.com |
| Beacon Bank and Trust | 70 | Boston, MA | $22.2B | beaconbank.com |
| Manufacturers and Traders Trust Company | 62 | Buffalo, NY | $218.8B | mtb.com |
| TruNorth Bank | 50 | Easthampton, MA | $2.0B | bankesb.com |
| Middlesex Savings Bank | 35 | Natick, MA | $6.1B | middlesexbank.com |
| Salem Five Cents Savings Bank | 34 | Salem, MA | $8.8B | salemfive.com |
| The Cape Cod Five Cents Savings Bank | 23 | Hyannis, MA | $5.6B | capecodfive.com |
| Westfield Bank | 23 | Westfield, MA | $2.7B | westfieldbank.com |
| Cambridge Savings Bank | 21 | Cambridge, MA | $7.0B | cambridgesavings.com |
| BayCoast Bank | 19 | Swansea, MA | $2.9B | baycoast.bank |
| Needham Bank | 17 | Needham, MA | $7.4B | needhambank.com |
| Cornerstone Bank | 17 | Spencer, MA | $2.6B | cornerstonebank.com |
| Country Bank for Savings | 16 | Ware, MA | $2.2B | countrybank.com |
| UniBank for Savings | 15 | Whitinsville, MA | $3.1B | unibank.com |
| Dedham Institution for Savings | 15 | Dedham, MA | $2.6B | dedhamsavings.com |
| Fall River Five Cents Savings Bank | 15 | Fall River, MA | $1.9B | bankfive.com |
| PeoplesBank | 14 | Holyoke, MA | $4.6B | bankatpeoples.com |
| Northern Bank & Trust Company | 14 | Woburn, MA | $3.4B | nbtc.com |
| Bristol County Savings Bank | 14 | Taunton, MA | $3.3B | bristolcountysavings.com |
| Florence Bank | 14 | Florence, MA | $2.0B | florencebank.com |
| The Lowell Five Cent Savings Bank | 14 | Tewksbury, MA | $1.9B | lowellfive.com |
| North Easton Savings Bank | 14 | South Easton, MA | $1.8B | northeastonsavingsbank.com |
| Institution for Savings in Newburyport and Its Vicinity | 13 | Newburyport, MA | $5.6B | institutionforsavings.com |
| South Shore Bank | 13 | South Weymouth, MA | $2.5B | southshorebank.com |
| Fidelity Co-operative Bank | 13 | Leominster, MA | $1.3B | fidelitybankonline.com |
| Reading Co-operative Bank | 13 | Reading, MA | $1.2B | readingcoop.com |
| The Village Bank | 12 | Newton, MA | $2.1B | village-bank.com |
| East Cambridge Savings Bank | 12 | Cambridge, MA | $1.7B | ecsb.com |
| Cape & Coast Bank | 11 | Yarmouth Port, MA | $1.7B | capeandcoastbank.com |
| Bluestone Bank | 11 | Raynham, MA | $1.6B | bluestone.bank |
| Mechanics Cooperative Bank | 11 | Taunton, MA | $898.8M | mechanics.bank |
| PNC Bank, National Association | 10 | Wilmington, DE | $609.8B | pnc.com |
| Avidia Bank | 10 | Hudson, MA | $2.8B | avidiabank.com |
| Watertown Savings Bank | 10 | Watertown, MA | $1.4B | watertownsavings.com |
| Martha's Vineyard Bank | 10 | Edgartown, MA | $1.3B | mvbank.com |
| Adams Community Bank | 10 | Adams, MA | $1.0B | adamscommunity.com |
| Coastal Heritage Bank | 10 | Weymouth, MA | $983.6M | coastalheritagebank.com |
| Greenfield Co-operative Bank | 10 | Greenfield, MA | $901.8M | greenfieldcoopbank.com |
| Greenfield Savings Bank | 9 | Greenfield, MA | $1.5B | greenfieldsavings.com |
| Clinton Savings Bank | 9 | Clinton, MA | $744.7M | clintonsavings.com |
| Leader Bank, National Association | 8 | Arlington, MA | $5.3B | leaderbank.com |
| Hingham Institution for Savings | 8 | Hingham, MA | $4.6B | hinghamsavings.com |
| The Savings Bank | 8 | Wakefield, MA | $891.0M | tsbdirect.bank |
| Rollstone Bank & Trust | 8 | Fitchburg, MA | $816.3M | rollstonebank.com |
| Bay State Savings Bank | 8 | Worcester, MA | $580.3M | baystatesavingsbank.com |
| KeyBank National Association | 7 | Cleveland, OH | $188.6B | key.com |
| NBT Bank, National Association | 7 | Norwich, NY | $16.1B | nbtbank.com |
| Newburyport Five Cents Savings Bank | 7 | Newburyport, MA | $1.6B | newburyportbank.com |
| Webster Five Cents Savings Bank | 7 | Webster, MA | $1.3B | web5.com |
| Savers Co-operative Bank | 7 | Southbridge, MA | $783.2M | saversbank.com |
| North Brookfield Savings Bank | 7 | North Brookfield, MA | $448.7M | northbrookfieldsavingsbank.com |
| Main Street Bank | 6 | Marlborough, MA | $1.7B | bankmainstreet.com |
| Winchester Savings Bank | 6 | Winchester, MA | $1.1B | winchestersavings.com |
| MountainOne Bank | 6 | North Adams, MA | $1.1B | mountainone.com |
| Monson Savings Bank | 6 | Monson, MA | $806.3M | monsonsavings.bank |
| The Bank of Canton | 6 | Canton, MA | $782.5M | thebankofcanton.com |
| Haverhill Bank | 6 | Haverhill, MA | $636.8M | haverhillbank.com |
| First-Citizens Bank & Trust Company | 5 | Raleigh, NC | $236.3B | firstcitizens.com |
| Eagle Bank | 5 | Everett, MA | $709.0M | bankeagle.com |
| Lee Bank | 5 | Lee, MA | $591.2M | leebank.com |
| Seamen's Bank | 5 | Provincetown, MA | $478.5M | seamensbank.com |
| The Pittsfield Co-operative Bank | 5 | Pittsfield, MA | $451.5M | pittsfield-coop.com |
| Bank of England | 5 | England, AR | $332.3M | bankofengland-ar.com |
| Pentucket Bank | 4 | Haverhill, MA | $1.1B | pentucketbank.com |
| Cape Ann Savings Bank | 4 | Gloucester, MA | $1.1B | capeannsavings.bank |
| OneLocal Bank | 4 | Norwood, MA | $1.1B | onelocalbank.com |
| Middlesex Federal Savings, F.A. | 4 | Somerville, MA | $654.4M | middlesexfederal.com |
| The Cooperative Bank | 4 | Roslindale, MA | $548.3M | thecooperativebank.com |
| Dean Co-operative Bank | 4 | Franklin, MA | $494.3M | deanbank.com |
| Charles River Bank | 4 | Medway, MA | $336.1M | charlesriverbank.com |
| NorthEast Community Bank | 3 | White Plains, NY | $2.1B | necommunitybank.com |
| Bank of New England | 3 | Salem, NH | $1.8B | bankofnewengland.com |
| Everett Co-operative Bank | 3 | Everett, MA | $1.7B | everettbank.com |
| MutualOne Bank | 3 | Framingham, MA | $1.2B | mutualone.com |
| Milford Federal Bank | 3 | Milford, MA | $545.1M | milfordfederal.com |
| Winter Hill Bank, FSB | 3 | Somerville, MA | $407.9M | winterhillbank.com |
| BankGloucester | 3 | Gloucester, MA | $386.9M | bankgloucester.com |
| New Valley Bank & Trust | 3 | Springfield, MA | $385.0M | banknewvalley.com |
| Marblehead Bank | 3 | Marblehead, MA | $262.5M | marblebank.com |
| Bank of Easton | 3 | North Easton, MA | $249.0M | bankofeaston.com |
| Wrentham Co-operative Bank | 3 | Wrentham, MA | $192.6M | wrenthamcoop.com |
| East West Bank | 2 | Pasadena, CA | $84.3B | eastwestbank.com |
| Community Bank, National Association | 2 | Canton, NY | $17.4B | cbna.com |
| Winchester Co-operative Bank | 2 | Winchester, MA | $946.9M | wcbonline.com |
| StonehamBank, A Co-operative Bank | 2 | Stoneham, MA | $918.3M | stonehambank.com |
| OneUnited Bank | 2 | Boston, MA | $637.9M | oneunited.com |
| The National Grand Bank of Marblehead | 2 | Marblehead, MA | $444.8M | ngbank.com |
| Washington Savings Bank | 2 | Lowell, MA | $302.3M | washingtonsavings.com |
| Commonwealth Co-operative Bank | 2 | Hyde Park, MA | $205.0M | commonwealthcoop.com |
| Wells Fargo Bank, National Association | 1 | Sioux Falls, SD | $1.9T | wellsfargo.com |
| Goldman Sachs Bank USA | 1 | New York, NY | $758.8B | marcus.com |
| The Bank of New York Mellon | 1 | New York, NY | $425.1B | bny.com |
| State Street Bank and Trust Company | 1 | Boston, MA | $412.6B | statestreet.com |
| The Northern Trust Company | 1 | Chicago, IL | $178.6B | northerntrust.com |
| BNY Mellon, National Association | 1 | Pittsburgh, PA | $30.6B | bny.com |
| Cathay Bank | 1 | Los Angeles, CA | $24.6B | cathaybank.com |
| Safra National Bank of New York | 1 | New York, NY | $15.7B | safra.com |
| Liberty Bank | 1 | Middletown, CT | $9.4B | liberty-bank.com |
| First American Trust, FSB | 1 | Santa Ana, CA | $9.2B | firstamtrust.com |
| TrustCo Bank | 1 | Glenville, NY | $6.5B | trustcobank.com |
| The Bank of New York Mellon Trust Company, National Association | 1 | Los Angeles, CA | $1.4B | bny.com |
| Wilmington Trust, National Association | 1 | Wilmington, DE | $772.1M | wilmingtontrust.com |
| Walpole Co-operative Bank | 1 | Walpole, MA | $646.5M | walpolecoop.com |
| Salem Co-operative Bank | 1 | Salem, NH | $580.0M | salemcoop.com |
| CIBC National Trust Company | 1 | Atlanta, GA | $412.8M | private-wealth.us.cibc.com |
| 42 North Private Bank | 1 | Canton, MA | $182.2M | 42northprivate.com |
| Canton Co-operative Bank | 1 | Canton, MA | $154.8M | cantoncoopbank.com |
| Millbury National Bank | 1 | Millbury, MA | $146.5M | mnbonline.com |
| Methuen Co-operative Bank | 1 | Methuen, MA | $141.3M | methuencoop.com |
| Stoughton Co-operative Bank | 1 | Stoughton, MA | $135.2M | stoughtoncoop.bank |
| MassMutual Private Wealth & Trust, FSB | 1 | Springfield, MA | $93.7M | massmutualtrust.com |
| North Cambridge Co-operative Bank | 1 | Cambridge, MA | $87.1M | asknccb.com |
Bank branches in Massachusetts by type
- Full-service branches
- 1,742
- 92.6%
- In-store branches
- 79
- 4.2%
- Drive-thru & detached
- 9
- 0.5%
- Loan offices
- 13
- 0.7%
- Other limited-service
- 39
- 2.1%
Banks vs loan stores: cities in Massachusetts
| City | Bank branches | Banks | Loan stores |
|---|---|---|---|
| Boston | 91 | 30 | 1 |
| Worcester | 44 | 16 | 1 |
| Cambridge | 35 | 12 | — |
| Springfield | 33 | 14 | — |
| Quincy | 28 | 15 | — |
| Woburn | 21 | 13 | — |
| Waltham | 20 | 12 | — |
| Fall River | 20 | 8 | — |
| Somerville | 18 | 11 | — |
| Beverly | 17 | 10 | — |
| Peabody | 16 | 10 | — |
| Framingham | 16 | 10 | — |
Bank branches are located in 321 Massachusetts cities and towns.
More city pages in Massachusetts
Loan stores in smaller towns of Massachusetts
Other cities and towns in Massachusetts with payday or installment loan stores, and the number of stores in each.
- Norwell 1
Bank branches as reported to the FDIC, including main offices. Total assets are for the whole bank, not only its Massachusetts branches. Loan stores: storefront locations of major payday, installment and title lenders; online-only lenders are not included.