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Banks vs Payday Loans in Kansas

1,340 branches of 233 FDIC-insured banks operate in Kansas; 183 of these banks are headquartered in the state. Data: FDIC BankFind, as of June 30, 2026. There are also 83 payday, installment and title loan stores of 8 chains in Kansas — about 16.1 bank branches for every loan store.

Bank branches
1,340
Payday & loan stores
83
Banks with branches
233
Loan store chains
8
Bank branches per 100k
45.6
Loan stores per 100k
2.8
Headquartered in Kansas
183

Payday loan stores by city in Kansas

83 stores in 26 cities and towns across Kansas. Pick a city for the full list of loan stores and bank branches with addresses and phone numbers, or scroll down for the smaller towns.

Kansas has about 2,937,420 residents, so that's 3 loan stores and 46 bank branches per 100,000 people. Population: U.S. Census Bureau, American Community Survey.

Payday and installment loan stores in Kansas

Storefront lenders with locations in Kansas, by number of stores. Most offer payday, installment or title loans, which cost far more than a bank or credit union loan.

Lender Stores in KS Cities Website
Advance America 22 19 advanceamerica.net
Check Into Cash 13 13 checkintocash.com
ACE Cash Express 12 6 acecashexpress.com
OneMain Financial 11 10 onemainfinancial.com
TitleMax 11 8 titlemax.com
Speedy Cash 10 4 speedycash.com
Lendmark Financial Services 2 2 lendmarkfinancial.com
loanDepot 2 2 loandepot.com

Banks with branches in Kansas

Bank Branches in KS Headquarters Total assets Website
Capitol Federal Savings Bank 41 Topeka, KS $9.7B capfed.com
Equity Bank 34 Andover, KS $7.7B equitybank.com
Community National Bank & Trust 34 Chanute, KS $2.5B mybankcnb.com
Commerce Bank 33 Kansas City, MO $35.0B commercebank.com
Intrust Bank, National Association 33 Wichita, KS $6.8B intrustbank.com
Central National Bank 33 Junction City, KS $1.4B centralnational.com
Emprise Bank 31 Wichita, KS $2.8B emprisebank.com
UMB Bank, National Association 30 Kansas City, MO $71.9B umb.com
Landmark National Bank 28 Manhattan, KS $1.6B banklandmark.com
Bank of America, National Association 24 Charlotte, NC $2.7T bankofamerica.com
BMO Bank National Association 24 Chicago, IL $255.0B bmo.com
Sunflower Bank, National Association 24 Dallas, TX $15.7B sunflowerbank.com
U.S. Bank National Association 23 Cincinnati, OH $705.6B usbank.com
Security Bank of Kansas City 22 Kansas City, KS $3.9B securitybankkc.com
The Central Trust Bank 21 Jefferson City, MO $20.3B centralbank.net
Peoples Bank and Trust Company 21 Mcpherson, KS $1.6B peoples.bank
First National Bank of Omaha 20 Omaha, NE $34.2B fnbo.com
RCB Bank 20 Claremore, OK $4.0B rcbbank.bank
United Bank & Trust 16 Marysville, KS $892.9M ubankonline.com
JPMorgan Chase Bank, National Association 15 Columbus, OH $4.1T jpmorganchase.com
The Bennington State Bank 15 Salina, KS $1.4B bsbks.com
Bank of Commerce 15 Chanute, KS $497.5M boc-ks.com
The Bank 14 Oberlin, KS $617.3M thebankks.com
Academy Bank, National Association 13 Kansas City, MO $3.2B academybank.com
GNBank, National Association 13 Girard, KS $1.1B gn-bank.com
CoreFirst Bank & Trust 12 Topeka, KS $1.3B cbtks.com
Vintage Bank Kansas 12 Leon, KS $288.6M vintagebankks.com
Fidelity Bank, National Association 11 Wichita, KS $3.3B fidelitybank.com
Union State Bank 11 Arkansas City, KS $719.1M myunionstate.bank
Outdoor Bank 11 Manhattan, KS $648.8M outdoorbank.com
Citizens Bank of Kansas 11 Kingman, KS $548.4M citizensbankofkansas.com
Arvest Bank 10 Fayetteville, AR $28.1B arvest.com
NBH Bank 10 Greenwood Village, CO $12.5B nbhbank.com
Great Southern Bank 10 Reeds Spring, MO $5.5B greatsouthernbank.com
Legacy Bank 10 Colwich, KS $865.0M legacy.bank
Labette Bank 10 Altamont, KS $544.4M labettebank.com
The Citizens State Bank 10 Gridley, KS $336.2M bankcsb.bank
Farmers Bank & Trust 9 Great Bend, KS $1.1B farmersbankks.com
Dream First Bank, National Association 9 Syracuse, KS $963.7M dreamfirst.bank
First Option Bank 9 Osawatomie, KS $817.6M firstoptionbank.com
The Western State Bank 9 Garden City, KS $802.1M wsbks.com
Southwest National Bank 9 Wichita, KS $502.1M southwestnb.com
The Citizens State Bank 9 Moundridge, KS $450.6M thecsb.com
Guaranty State Bank and Trust Company 9 Beloit, KS $381.4M guarantystate.com
Goppert State Service Bank 9 Garnett, KS $345.3M gssb.us.com
Enterprise Bank & Trust 8 Clayton, MO $17.4B enterprisebank.com
The First National Bank of Hutchinson 8 Hutchinson, KS $1.2B fnbhutch.bank
Exchange Bank & Trust 8 Atchison, KS $626.8M ebt.bank
First Bank Kansas 8 Salina, KS $618.5M firstbankkansas.com
Bank of the Flint Hills 8 Wamego, KS $544.5M bankflinthills.com
First State Bank and Trust 8 Tonganoxie, KS $514.9M firststateks.com
Bank of the Plains 8 Plains, KS $445.6M bankoftheplains.com
Commercial Bank 8 Parsons, KS $382.2M commercialbank.net
SJN Bank of Kansas 8 Saint John, KS $302.9M sjnbank.com
The First Security Bank 8 Overbrook, KS $225.6M firstsecurityks.com
Wells Fargo Bank, National Association 7 Sioux Falls, SD $1.9T wellsfargo.com
Mid-America Bank 7 Baldwin City, KS $573.3M mid-americabank.com
Astra Bank 7 Scandia, KS $423.3M astra.bank
Kaw Valley Bank 7 Topeka, KS $339.5M kawvalleybank.com
The Citizens National Bank 7 Greenleaf, KS $229.0M thecnb.bank
The Citizens State Bank and Trust Company 7 Council Grove, KS $96.1M extramilebank.com
Bank of Labor 6 Overland Park, KS $1.1B bankoflabor.com
Community National Bank 6 Seneca, KS $853.1M bankoncnb.com
The Bank of Tescott 6 Tescott, KS $648.3M bankoftescott.com
Silver Lake Bank 6 Topeka, KS $548.2M silverlakebank.com
The Union State Bank of Everest 6 Everest, KS $427.3M mybankusb.com
Mutual Savings Association 6 Leavenworth, KS $398.6M msa.bank
First National Bank and Trust 6 Phillipsburg, KS $322.2M agbank.bank
Centera Bank 6 Sublette, KS $318.1M centerabank.com
Citizens State Bank and Trust Co., Ellsworth, Kansas 6 Ellsworth, KS $275.9M csbanc.com
Home Bank and Trust Company 6 Eureka, KS $183.3M homebank-trust.com
Simmons Bank 5 Pine Bluff, AR $24.7B simmonsbank.com
KS StateBank 5 Manhattan, KS $2.6B ksstate.bank
Security State Bank 5 Scott City, KS $1.0B ssbscott.com
The Peoples Bank 5 Pratt, KS $531.1M tpb.bank
SOLUTIONS NORTH BANK 5 Stockton, KS $469.5M snbks.com
The Denison State Bank 5 Holton, KS $453.6M dsbks.com
First Heritage Bank 5 Centralia, KS $303.4M 1hbank.com
Patriots Bank 5 Garnett, KS $268.8M patriotsbank.com
Farmers National Bank 5 Phillipsburg, KS $172.5M farmersnationalbankonline.com
The Bank of Protection 5 Protection, KS $154.4M bankofprotection.com
Oakstar Bank 4 Springfield, MO $3.3B oakstarbank.com
The First State Bank 4 Norton, KS $493.2M thefsb.bank
The Citizens State Bank 4 Marysville, KS $442.4M csbmarysville.com
ESB Financial 4 Emporia, KS $381.3M esbfinancial.com
Bank of Hays 4 Hays, KS $379.2M bankofhays.com
First Kansas Bank 4 Hoisington, KS $294.4M firstkansasbank.com
Carson Bank 4 Mulvane, KS $219.9M carsonbank.com
Kendall Bank 4 Overland Park, KS $211.1M kendallbank.com
Union State Bank 4 Clay Center, KS $206.2M usbcc.com
Halstead Bank 4 Halstead, KS $205.9M halsteadbank.com
The Valley State Bank 4 Belle Plaine, KS $200.5M valleystatebank.com
Lyons Federal Bank 4 Lyons, KS $197.6M lyonsfed.com
The Farmers State Bank 4 Mcpherson, KS $180.5M fsb-online.com
Farmers Bank & Trust 4 Atwood, KS $159.0M farmersbank-trust.com
The Riley State Bank of Riley, Kansas 4 Riley, KS $132.0M rileystatebank.com
The Stockgrowers State Bank 4 Maple Hill, KS $128.3M stockgrowers.biz
The Wilson State Bank 4 Wilson, KS $123.1M wilsonstatebank.net
Exchange State Bank 4 Saint Paul, KS $105.0M esbks.com
Integrity Bank 4 Montezuma, KS $99.7M integrityks.bank
The Howard State Bank, Howard, Kansas 4 Howard, KS $80.2M howardstatebank.com
Cottonwood Valley Bank 4 Cedar Point, KS $38.1M cottonwoodvalleybank.com
Busey Bank 3 Champaign, IL $18.1B busey.com
Exchange Bank 3 Kearney, NE $1.6B eb-us.com
Armed Forces Bank, National Association 3 Fort Leavenworth, KS $1.4B afbank.com
First Federal Bank of Kansas City 3 Lees Summit, MO $992.5M ffbkc.com
Great American Bank 3 Lawrence, KS $513.2M greatambank.com
The Farmers State Bank of Oakley, Kansas 3 Oakley, KS $396.1M fsboakley.com
Stryv Bank 3 Wichita, KS $333.3M stryvbank.com
Heritage Bank 3 Topeka, KS $324.9M heritagebankonline.com
Kaw Valley State Bank and Trust Company 3 Wamego, KS $295.8M kvsb.com
Fusion Bank 3 Larned, KS $281.0M fusion.bank
FNB Bank 3 Goodland, KS $270.3M fnb.com
The Farmers State Bank of Westmoreland 3 Westmoreland, KS $257.7M bankwithfarmers.com
FirstOak Bank 3 Independence, KS $241.2M firstoakbank.com
The Stockgrowers State Bank of Ashland, Kansas 3 Ashland, KS $227.1M stockgrowersbank.com
Farmers and Drovers Bank 3 Council Grove, KS $221.9M farmersanddrovers.com
TriCentury Bank 3 De Soto, KS $213.8M tricentury.bank
The Kansas State Bank 3 Ottawa, KS $208.4M mykansasstatebank.com
The First National Bank of Louisburg 3 Louisburg, KS $201.3M go.ibankfirst.com
The Fidelity State Bank and Trust Company 3 Dodge City, KS $194.8M fidelitybankdc.com
Citizens Federal Savings Bank 3 Leavenworth, KS $190.1M citizensfsb.bank
The Solomon State Bank 3 Solomon, KS $182.6M —
The Farmers State Bank of Aliceville, Kansas 3 Westphalia, KS $179.6M fsbaliceville.com
American Bank of Baxter Springs 3 Baxter Springs, KS $170.2M americanbankbaxter.com
First Bank 3 Sterling, KS $162.4M first-bank.net
Elk State Bank 3 Clyde, KS $138.7M elkstatebank.com
The Bendena State Bank 3 Bendena, KS $131.5M bendenastatebank.com
The Lyndon State Bank 3 Lyndon, KS $115.1M lyndonstatebank.com
Bank of Commerce and Trust Company 3 Wellington, KS $112.8M bankofcommerce.ws
First National Bank of Kansas 3 Burlington, KS $105.6M fnbofks.bank
The First National Bank of Hope 3 Hope, KS $83.4M fnbks.com
The Farmers State Bank of Blue Mound 3 Blue Mound, KS $57.6M fsbkansas.com
BOKF, National Association 2 Tulsa, OK $53.0B bokfinancial.com
Union Bank and Trust Company 2 Lincoln, NE $9.2B ubt.com
Pinnacle Bank 2 Lincoln, NE $9.2B pinnbank.com
TBK BANK, SSB 2 Dallas, TX $7.4B tbkbank.com
Bank 7 2 Oklahoma City, OK $1.9B bank7.com
nbkc bank 2 Leawood, KS $1.2B nbkc.com
Farmers & Merchants Bank of Colby 2 Colby, KS $650.8M fmbcolby.com
First State Bank of St. Charles, Missouri 2 St. Charles, MO $535.2M fsbfinancial.com
The City National Bank and Trust Company of Lawton, Oklahoma 2 Lawton, OK $446.2M cnb1901.com
Community First National Bank 2 Manhattan, KS $374.7M cfnb.bank
Golden Belt Bank, FSA 2 Hays, KS $373.5M goldenbeltbank.com
KCB Bank 2 Lakin, KS $322.3M kcbks.bank
Grant County Bank 2 Ulysses, KS $298.3M gcbks.bank
Andover State Bank 2 Andover, KS $232.2M goasb.com
The Lyon County State Bank 2 Emporia, KS $212.5M mylcsb.com
Garden Plain State Bank 2 Wichita, KS $191.5M gpsbank.com
Southwind Bank 2 Natoma, KS $186.6M southwindbank.com
The Community Bank 2 Liberal, KS $173.5M communitybankliberal.com
Impact Bank 2 Wellington, KS $167.2M impact-bank.com
The First National Bank in Cimarron 2 Cimarron, KS $143.5M fnbcimarron.com
First Commerce Bank 2 Marysville, KS $138.5M bankfirstcommerce.com
Community Bank of Wichita, Inc. 2 Wichita, KS $128.3M cbw.bank
The State Bank of Bern 2 Bern, KS $128.2M statebankofbern.com
The Baldwin State Bank 2 Baldwin City, KS $115.5M baldwinstatebank.com
Citizens State Bank and Trust Company 2 Hiawatha, KS $103.6M csbkansas.com
The Kansas State Bank Overbrook Kansas 2 Overbrook, KS $101.2M theksb.com
Johnson State Bank 2 Johnson, KS $96.6M johnsonstatebank.com
The Stock Exchange Bank, Caldwell, Kansas 2 Caldwell, KS $90.3M stockxbank.com
New Century Bank 2 Belleville, KS $88.9M newcenturybankna.com
Union State Bank 2 Uniontown, KS $73.8M unionstbank.com
Argentine Federal Savings 2 Kansas City, KS $70.4M argentinefed.com
The City State Bank 2 Fort Scott, KS $57.7M citysb.com
The First State Bank of Ransom 2 Ransom, KS $48.9M fsbransom.com
Union State Bank 2 Olsburg, KS $44.3M —
PNC Bank, National Association 1 Wilmington, DE $609.8B pnc.com
First-Citizens Bank & Trust Company 1 Raleigh, NC $236.3B firstcitizens.com
First Bank 1 St. Louis, MO $6.7B first.bank
Southern Bank 1 Poplar Bluff, MO $5.2B bankwithsouthern.com
First Business Bank 1 Madison, WI $4.4B firstbusiness.bank
Omb Bank 1 Springfield, MO $2.4B ombbank.com
Hawthorn Bank 1 Jefferson City, MO $1.8B hawthornbank.com
Adams Bank & Trust 1 Ogallala, NE $1.3B abtbank.com
Liberty Bank and Trust Company 1 New Orleans, LA $1.1B libertybank.net
Core Bank 1 Omaha, NE $1.1B corebank.com
Points West Community Bank 1 Windsor, CO $877.6M pwcbank.com
Midwest Heritage Bank, FSB 1 West Des Moines, IA $768.3M midwestheritage.com
The Eastern Colorado Bank 1 Cheyenne Wells, CO $720.9M yourfriendlybank.com
Wisdom Heritage Bank 1 Alva, OK $601.3M wisdomheritage.bank
Cornerstone Bank 1 Overland Park, KS $504.9M cornerstonebk.com
Community Bank and Trust 1 Neosho, MO $445.1M cbthomebank.com
First FarmBank 1 Greeley, CO $384.4M firstfarmbank.com
Bank of England 1 England, AR $332.3M bankofengland-ar.com
Western National Bank 1 Chester, NE $257.4M mywnb.com
Bankers' Bank of Kansas 1 Wichita, KS $255.7M bbok.com
TBO Bank 1 Orrick, MO $224.8M tbobank.com
Farmers and Merchants Bank 1 Milligan, NE $215.4M fmbmilligan.com
Community Bank 1 Topeka, KS $188.8M cbtopeka.bank
The Bank of Beaver City 1 Beaver, OK $188.6M bankofbeaver.bank
Citizens Bank 1 Butler, MO $188.1M citizensbank.ws
Bank of Prairie Village 1 Prairie Village, KS $175.7M bankofprairievillage.com
The First National Bank of Scott City 1 Scott City, KS $173.8M fnbscott.com
The Citizens State Bank 1 Hugoton, KS $137.5M csbks.com
Bison State Bank 1 Bison, KS $125.8M bisonstatebank.com
Home Savings Bank 1 Chanute, KS $115.1M homesavingschanute.com
First Federal Savings and Loan Bank 1 Olathe, KS $109.5M firstfederalolathe.com
The First State Bank of Healy 1 Healy, KS $108.8M fsbhealy.com
First National Bank in Fredonia 1 Fredonia, KS $104.4M fnbfredonia.com
The Citizens State Bank of Cheney, Kansas 1 Cheney, KS $96.7M csbcheneyks.com
The First National Bank of Dighton 1 Dighton, KS $88.5M fnbdighton.com
FNB Washington 1 Washington, KS $87.8M fnbwashington.com
The Farmers State Bank 1 Holton, KS $86.2M fsbks.bank
The Farmers State Bank 1 Wathena, KS $84.7M fsbwathena.com
The First State Bank 1 Ness City, KS $84.3M fsbnesscity.com
CBW Bank 1 Weir, KS $80.5M cbwbank.com
Bank of Holyrood 1 Holyrood, KS $69.8M bankofholyrood.com
Farmers and Merchants Bank of Mound City, Kansas 1 Mound City, KS $65.0M fmbankmc.com
The First National Bank of Spearville 1 Spearville, KS $62.1M fnbspearville.com
First National Bank in Frankfort 1 Frankfort, KS $61.6M fnbfrankfortks.com
Elevate Bank, National Association 1 Sedan, KS $61.0M elevate.bank
The Farmers State Bank of Bucklin, Kansas 1 Bucklin, KS $60.8M fsbbucklin.com
Ford County State Bank 1 Spearville, KS $58.4M fordcountystatebank.com
Swedish-American State Bank 1 Courtland, KS $55.5M mysasb.com
The Security State Bank 1 Wellington, KS $55.1M ssbwellington.com
Bank of Greeley 1 Greeley, KS $54.4M bankofgreeley.com
The State Exchange Bank 1 Mankato, KS $50.9M stateexchange.net
NINNESCAH VALLEY BANK 1 Cunningham, KS $44.6M nvalleybank.com
Farmers State Bank 1 Phillipsburg, KS $42.8M fsbphillipsburg.com
Ventura National Bank & Trust 1 Harveyville, KS $41.7M vnbt.bank
The State Bank of Canton, Canton, Kansas 1 Canton, KS $36.6M statebankofcanton.com
The Marion National Bank 1 Marion, KS $35.4M bankwithmnb.com
Marquette Farmers State Bank of Marquette 1 Marquette, KS $33.6M mfsb.com
The Liberty Savings Association, FSA 1 Fort Scott, KS $28.2M libertysavingsfsa.com
The Farmers State Bank 1 Fairview, KS $26.6M fsbfairview.com
The Baxter State Bank 1 Baxter Springs, KS $25.2M baxterstatebank.com
The Peoples State Bank 1 Cherryvale, KS $23.5M psbcherryvale.com
The Dickinson County Bank 1 Enterprise, KS $23.4M dcbonline.net
National Advisors Trust Company 1 Leawood, KS $21.6M nationaladvisors.com
The Farmers State Bank 1 Dwight, KS $19.5M dwightfsb.com
The Walton State Bank 1 Walton, KS $13.0M waltonstatebank.com
State Bank of Burrton 1 Burrton, KS $9.3M statebankofburrtononline.com

Bank branches in Kansas by type

Full-service branches
1,234
92.1%
In-store branches
25
1.9%
Drive-thru & detached
58
4.3%
Loan offices
6
0.4%
Other limited-service
17
1.3%

Banks vs loan stores: cities in Kansas

City Bank branches Banks Loan stores
Wichita 124 35 21
Overland Park 80 42 4
Topeka 50 16 7
Lawrence 38 19 5
Olathe 37 22 3
Kansas City 33 17 4
Leawood 29 22 —
Manhattan 28 17 3
Shawnee 26 17 —
Salina 21 11 4
Hutchinson 18 9 5
Mission 16 11 —

Bank branches are located in 369 Kansas cities and towns.

Loan stores in smaller towns of Kansas

Other cities and towns in Kansas with payday or installment loan stores, and the number of stores in each.

Bank branches as reported to the FDIC, including main offices. Total assets are for the whole bank, not only its Kansas branches. Loan stores: storefront locations of major payday, installment and title lenders; online-only lenders are not included.