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Banks vs Payday Loans in District of Columbia
178 branches of 34 FDIC-insured banks operate in District of Columbia; 4 of these banks are headquartered in the state. Data: FDIC BankFind, as of June 30, 2026. There are also 11 payday, installment and title loan stores of 2 chains in District of Columbia — about 16.2 bank branches for every loan store.
- Bank branches
- 178
- Payday & loan stores
- 11
- Banks with branches
- 34
- Loan store chains
- 2
- Bank branches per 100k
- 26.5
- Loan stores per 100k
- 1.6
- Headquartered in District of Columbia
- 4
Payday loan stores by city in District of Columbia
11 stores in 1 cities and towns across District of Columbia. Pick a city for the full list of loan stores and bank branches with addresses and phone numbers.
District of Columbia has about 672,079 residents, so that's 2 loan stores and 26 bank branches per 100,000 people. Population: U.S. Census Bureau, American Community Survey.
Payday and installment loan stores in District of Columbia
Storefront lenders with locations in District of Columbia, by number of stores. Most offer payday, installment or title loans, which cost far more than a bank or credit union loan.
| Lender | Stores in DC | Cities | Website |
|---|---|---|---|
| ACE Cash Express | 10 | 1 | acecashexpress.com |
| loanDepot | 1 | 1 | loandepot.com |
Banks with branches in District of Columbia
| Bank | Branches in DC | Headquarters | Total assets | Website |
|---|---|---|---|---|
| JPMorgan Chase Bank, National Association | 23 | Columbus, OH | $4.1T | jpmorganchase.com |
| Wells Fargo Bank, National Association | 23 | Sioux Falls, SD | $1.9T | wellsfargo.com |
| Bank of America, National Association | 22 | Charlotte, NC | $2.7T | bankofamerica.com |
| PNC Bank, National Association | 19 | Wilmington, DE | $609.8B | pnc.com |
| Truist Bank | 18 | Charlotte, NC | $548.3B | truist.com |
| Citibank, National Association | 15 | Sioux Falls, SD | $2.0T | citibank.com |
| Manufacturers and Traders Trust Company | 8 | Buffalo, NY | $218.8B | mtb.com |
| TD Bank, National Association | 7 | Wilmington, DE | $342.8B | td.com |
| United Bank | 7 | Fairfax, VA | $33.6B | bankwithunited.com |
| Capital One, National Association | 5 | Mclean, VA | $662.2B | capitalone.com |
| Industrial Bank | 4 | Washington, DC | $774.2M | industrial-bank.com |
| EagleBank | 3 | Bethesda, MD | $9.6B | eaglebankcorp.com |
| Atlantic Union Bank | 2 | Richmond City, VA | $38.0B | atlanticunionbank.com |
| The National Capital Bank of Washington | 2 | Washington, DC | $742.2M | nationalcapitalbank.bank |
| The Bank of New York Mellon | 1 | New York, NY | $425.1B | bny.com |
| Citizens Bank, National Association | 1 | Providence, RI | $232.5B | citizensbank.com |
| The Northern Trust Company | 1 | Chicago, IL | $178.6B | northerntrust.com |
| HSBC Bank USA, National Association | 1 | Tysons, VA | $173.1B | about.us.hsbc.com |
| City National Bank | 1 | Los Angeles, CA | $99.1B | cnb.com |
| First National Bank of Pennsylvania | 1 | Greenville, PA | $50.8B | fnb-online.com |
| BNY Mellon, National Association | 1 | Pittsburgh, PA | $30.6B | bny.com |
| Peoples Bank | 1 | Marietta, OH | $9.5B | peoplesbancorp.com |
| Amalgamated Bank | 1 | New York, NY | $9.4B | amalgamatedbank.com |
| Hingham Institution for Savings | 1 | Hingham, MA | $4.6B | hinghamsavings.com |
| Capital Bank, National Association | 1 | Rockville, MD | $3.8B | capitalbankmd.com |
| John Marshall Bank | 1 | Reston, VA | $2.4B | johnmarshallbank.com |
| FVCbank | 1 | Fairfax, VA | $2.4B | fvcbank.com |
| MainStreet Bank | 1 | Fairfax, VA | $2.2B | mstreetbank.com |
| City First Bank, National Association | 1 | Washington, DC | $1.6B | cityfirstbank.com |
| Trustar Bank | 1 | Great Falls, VA | $1.1B | trustarbank.com |
| Presidential Bank, FSB | 1 | Bethesda, MD | $1.0B | presidential.com |
| Wilmington Trust, National Association | 1 | Wilmington, DE | $772.1M | wilmingtontrust.com |
| CIBC National Trust Company | 1 | Atlanta, GA | $412.8M | private-wealth.us.cibc.com |
| Founders Bank | 1 | Washington, DC | $406.0M | founders.bank |
Bank branches in District of Columbia by type
- Full-service branches
- 170
- 95.5%
- In-store branches
- 1
- 0.6%
- Drive-thru & detached
- 1
- 0.6%
- Other limited-service
- 6
- 3.4%
Banks vs loan stores: cities in District of Columbia
| City | Bank branches | Banks | Loan stores |
|---|---|---|---|
| Washington | 178 | 34 | 11 |
Bank branches are located in 1 District of Columbia cities and towns.
Bank branches as reported to the FDIC, including main offices. Total assets are for the whole bank, not only its District of Columbia branches. Loan stores: storefront locations of major payday, installment and title lenders; online-only lenders are not included.