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Banks vs Payday Loans in Arkansas
1,340 branches of 109 FDIC-insured banks operate in Arkansas; 78 of these banks are headquartered in the state. Data: FDIC BankFind, as of June 30, 2026. There are also 7 payday, installment and title loan stores of 1 chains in Arkansas — about 191.4 bank branches for every loan store.
- Bank branches
- 1,340
- Payday & loan stores
- 7
- Banks with branches
- 109
- Loan store chains
- 1
- Bank branches per 100k
- 44.2
- Loan stores per 100k
- 0.2
- Headquartered in Arkansas
- 78
Payday loan stores by city in Arkansas
7 stores in 4 cities and towns across Arkansas. Pick a city for the full list of loan stores and bank branches with addresses and phone numbers, or scroll down for the smaller towns.
Arkansas has about 3,032,841 residents, so that's 0 loan stores and 44 bank branches per 100,000 people. Population: U.S. Census Bureau, American Community Survey.
Payday and installment loan stores in Arkansas
Storefront lenders with locations in Arkansas, by number of stores. Most offer payday, installment or title loans, which cost far more than a bank or credit union loan.
| Lender | Stores in AR | Cities | Website |
|---|---|---|---|
| ACE Cash Express | 7 | 4 | acecashexpress.com |
Banks with branches in Arkansas
| Bank | Branches in AR | Headquarters | Total assets | Website |
|---|---|---|---|---|
| Arvest Bank | 101 | Fayetteville, AR | $28.1B | arvest.com |
| First Security Bank | 80 | Searcy, AR | $8.6B | fsbank.com |
| Bank OZK | 78 | Little Rock, AR | $41.7B | ozk.com |
| Centennial Bank | 75 | Conway, AR | $24.6B | my100bank.com |
| Simmons Bank | 68 | Pine Bluff, AR | $24.7B | simmonsbank.com |
| Regions Bank | 55 | Birmingham, AL | $159.8B | regions.com |
| The Huntington National Bank | 38 | Columbus, OH | $283.1B | huntington.com |
| Southern Bancorp Bank | 35 | Arkadelphia, AR | $3.0B | banksouthern.com |
| First Community Bank | 30 | Batesville, AR | $3.6B | firstcommunity.net |
| Farmers Bank & Trust Company | 29 | Magnolia, AR | $3.2B | myfarmers.bank |
| Chambers Bank | 25 | Danville, AR | $1.6B | chambers.bank |
| Bank of England | 23 | England, AR | $332.3M | bankofengland-ar.com |
| The Farmers & Merchants Bank | 21 | Stuttgart, AR | $2.0B | gofm.bank |
| Relyance Bank | 21 | White Hall, AR | $1.4B | rely.bank |
| First National Bank | 20 | Paragould, AR | $2.6B | fnbank.net |
| First Arkansas Bank and Trust | 20 | Jacksonville, AR | $1.1B | fabandt.bank |
| U.S. Bank National Association | 18 | Cincinnati, OH | $705.6B | usbank.com |
| First National Bank Texas | 17 | Killeen, TX | $4.6B | 1stnb.com |
| The First National Bank of Fort Smith | 17 | Fort Smith, AR | $2.3B | fnbfs.com |
| Bank of America, National Association | 16 | Charlotte, NC | $2.7T | bankofamerica.com |
| The Citizens Bank | 16 | Batesville, AR | $1.6B | thecitizensbank.net |
| First Financial Bank | 15 | El Dorado, AR | $2.0B | ffb1.com |
| Anstaff Bank | 15 | Green Forest, AR | $1.2B | anstaff.bank |
| FNBC Bank | 15 | Ash Flat, AR | $843.3M | fnbc.us |
| The Malvern National Bank | 15 | Malvern, AR | $728.4M | mnbbank.com |
| JPMorgan Chase Bank, National Association | 13 | Columbus, OH | $4.1T | jpmorganchase.com |
| Diamond Bank | 13 | Murfreesboro, AR | $957.2M | diamond.bank |
| First National Bank of Eastern Arkansas | 13 | Forrest City, AR | $589.5M | fnbea.com |
| Armor Bank | 13 | Forrest City, AR | $516.9M | armor.bank |
| Eagle Bank and Trust Company | 13 | Little Rock, AR | $505.7M | eaglebank.com |
| First Horizon Bank | 12 | Memphis, TN | $84.1B | firsthorizon.com |
| Grand Savings Bank | 12 | Grove, OK | $1.0B | grandsavingsbank.com |
| Merchants & Planters' Bank | 12 | Newport, AR | $379.4M | mandp.bank |
| Bank of 1889 | 12 | Berryville, AR | $339.2M | 1889.bank |
| Signature Bank of Arkansas | 11 | Fayetteville, AR | $1.6B | signature.bank |
| Generations Bank | 11 | Rogers, AR | $1.1B | mygenerations.bank |
| First Service Bank | 11 | Greenbrier, AR | $1.0B | firstservicebank.com |
| First Western Bank | 11 | Booneville, AR | $792.7M | fwbank.com |
| Union Bank | 11 | Mena, AR | $710.2M | gounion.bank |
| Today's Bank | 11 | Huntsville, AR | $351.0M | todaysbank.com |
| Southern Bank | 10 | Poplar Bluff, MO | $5.2B | bankwithsouthern.com |
| Legacy Bank | 10 | Springdale, AR | $1.3B | legacyar.com |
| Cross Bank | 10 | Wynne, AR | $593.5M | mycrossbank.com |
| Partners Bank | 10 | Helena, AR | $417.1M | mypartners.bank |
| Farmers Bank | 10 | Greenwood, AR | $288.7M | gofarmersbank.com |
| Fm Bank And Trust | 9 | Blytheville, AR | $1.4B | myfm.bank |
| Citizens' Bank & Trust Co. | 9 | Van Buren, AR | $566.4M | cbankandtrust.com |
| UNICO Bank | 9 | Mineral Point, MO | $502.6M | unicobank.com |
| Commercial Bank & Trust Company | 8 | Monticello, AR | $364.0M | commercial-bank.net |
| Evolve Bank & Trust | 7 | West Memphis, AR | $1.2B | getevolved.com |
| CS Bank | 7 | Eureka Springs, AR | $628.5M | cs.bank |
| First State Bank of DeQueen | 7 | De Queen, AR | $525.1M | fsbdequeen.com |
| ENCORE BANK | 6 | Little Rock, AR | $3.7B | bankencore.com |
| Stone Bank | 6 | Mountain View, AR | $950.7M | stonebank.com |
| Fidelity Bank | 6 | West Memphis, AR | $546.8M | fidelitybanker.com |
| First State Bank | 6 | Lonoke, AR | $328.1M | firststatebk.com |
| First National Bank Of Commerce | 6 | Walnut Ridge, AR | $296.6M | firstnb.bank |
| Equity Bank | 5 | Andover, KS | $7.7B | equitybank.com |
| Focus Bank | 5 | Charleston, MO | $854.1M | focusbank.com |
| First State Bank | 5 | Russellville, AR | $665.4M | fsbmybank.com |
| Union Bank & Trust Company | 5 | Monticello, AR | $355.8M | unionbnk.com |
| United Bank | 5 | Springdale, AR | $296.0M | united-bk.com |
| FBT Bank & Mortgage | 5 | Fordyce, AR | $263.6M | fbtbank.com |
| Bank of Salem | 5 | Salem, AR | $261.5M | bksalem.net |
| Bank of Little Rock | 5 | Little Rock, AR | $252.9M | bankoflittlerock.com |
| The First National Bank of Izard County | 5 | Calico Rock, AR | $234.8M | fnbizardcounty.com |
| Producers Bank & Trust | 5 | Mcgehee, AR | $213.2M | producers.bank |
| Bank of Delight | 5 | Delight, AR | $201.0M | bankofdelight.com |
| Bank of Cave City | 5 | Cave City, AR | $194.4M | bankofcavecity.com |
| Connect Bank | 5 | Star City, AR | $123.9M | connectbank.us |
| Armstrong Bank | 4 | Muskogee, OK | $2.8B | armstrong.bank |
| Sterling Bank | 4 | Poplar Bluff, MO | $1.6B | sterbank.bank |
| Commercial Capital Bank | 4 | Delhi, LA | $611.4M | comcapbank.com |
| FSNB, National Association | 4 | Lawton, OK | $478.3M | fsnb.com |
| Commercial National Bank of Texarkana | 4 | Texarkana, TX | $330.1M | cnbtxk.com |
| Smackover State Bank | 4 | Smackover, AR | $252.4M | smackoverbank.com |
| The Peoples Bank | 4 | Magnolia, AR | $195.9M | pbmag.com |
| RiverBank | 4 | Pocahontas, AR | $174.4M | eriverbank.com |
| Riverwind Bank | 4 | Augusta, AR | $167.8M | riverwindbank.com |
| Warren Bank and Trust Company | 4 | Warren, AR | $146.3M | warrenbanktrust.com |
| Firstar Bank | 3 | Sallisaw, OK | $1.2B | firstar.bank |
| Central Bank | 3 | Little Rock, AR | $954.6M | centralbankar.com |
| Century Next Bank | 3 | Ruston, LA | $916.4M | cnext.bank |
| PEOPLES BANK | 3 | Sheridan, AR | $313.8M | peoplesbankar.com |
| Horatio State Bank | 3 | Horatio, AR | $311.5M | horatiostatebank.com |
| Merchants and Farmers Bank | 3 | Dumas, AR | $297.6M | mfbanknet.com |
| Gateway Bank | 3 | Rison, AR | $181.0M | gatewaybank.bank |
| Priority Bank | 3 | Fayetteville, AR | $153.4M | prioritybank.com |
| First Naturalstate Bank | 3 | Mcgehee, AR | $108.8M | fnsbank.com |
| BOKF, National Association | 2 | Tulsa, OK | $53.0B | bokfinancial.com |
| Texana Bank, National Association | 2 | Linden, TX | $330.6M | texanabank.com |
| Century Bank of the Ozarks | 2 | Gainesville, MO | $305.3M | cbozarks.com |
| Petit Jean State Bank | 2 | Morrilton, AR | $260.0M | pjsb.com |
| Bodcaw Bank | 2 | Stamps, AR | $247.3M | bodcaw.bank |
| The First National Bank of Tom Bean | 2 | Tom Bean, TX | $155.6M | fnbtb.com |
| Logan County Bank | 2 | Scranton, AR | $120.8M | logancountybank.net |
| Bank of Lake Village | 2 | Lake Village, AR | $90.6M | bankoflakevillage.com |
| COMMUNITY STATE BANK | 2 | Bradley, AR | $89.8M | csbarkansas.com |
| Riverside Bank | 2 | Sparkman, AR | $73.9M | riversidebanc.com |
| Wells Fargo Bank, National Association | 1 | Sioux Falls, SD | $1.9T | wellsfargo.com |
| Truist Bank | 1 | Charlotte, NC | $548.3B | truist.com |
| Intrust Bank, National Association | 1 | Wichita, KS | $6.8B | intrustbank.com |
| Great Southern Bank | 1 | Reeds Spring, MO | $5.5B | greatsouthernbank.com |
| Oakstar Bank | 1 | Springfield, MO | $3.3B | oakstarbank.com |
| Academy Bank, National Association | 1 | Kansas City, MO | $3.2B | academybank.com |
| First National Banker's Bank | 1 | Baton Rouge, LA | $983.0M | bankers-bank.com |
| First Southern Bank | 1 | Florence, AL | $679.2M | firstsouthern.com |
| Bank of Bearden | 1 | Bearden, AR | $67.4M | bankofbearden.com |
| The Merchants & Planters Bank | 1 | Clarendon, AR | $51.3M | — |
Bank branches in Arkansas by type
- Full-service branches
- 1,196
- 89.3%
- In-store branches
- 29
- 2.2%
- Drive-thru & detached
- 58
- 4.3%
- Loan offices
- 38
- 2.8%
- Other limited-service
- 19
- 1.4%
Banks vs loan stores: cities in Arkansas
| City | Bank branches | Banks | Loan stores |
|---|---|---|---|
| Little Rock | 129 | 34 | 3 |
| Fayetteville | 52 | 30 | — |
| Rogers | 47 | 29 | — |
| Jonesboro | 47 | 23 | — |
| Fort Smith | 43 | 16 | — |
| Hot Springs National Park | 41 | 15 | — |
| Conway | 38 | 17 | — |
| Springdale | 37 | 19 | — |
| Bentonville | 32 | 21 | — |
| North Little Rock | 29 | 15 | 1 |
| Russellville | 23 | 12 | — |
| Searcy | 22 | 10 | — |
Bank branches are located in 241 Arkansas cities and towns.
More city pages in Arkansas
Loan stores in smaller towns of Arkansas
Other cities and towns in Arkansas with payday or installment loan stores, and the number of stores in each.
- Pine Bluff 2
- West Memphis 1
Bank branches as reported to the FDIC, including main offices. Total assets are for the whole bank, not only its Arkansas branches. Loan stores: storefront locations of major payday, installment and title lenders; online-only lenders are not included.