Borrow with the facts on your side.
Compare legal limits, fees and the true cost of small loans in your state before you talk to any lender. Compare legal limits, fees and the true cost of small loans in your state.
Banks vs Payday Loans in Alabama
1,392 branches of 133 FDIC-insured banks operate in Alabama; 93 of these banks are headquartered in the state. Data: FDIC BankFind, as of June 30, 2026. There are also 378 payday, installment and title loan stores of 14 chains in Alabama — about 3.7 bank branches for every loan store.
- Bank branches
- 1,392
- Payday & loan stores
- 378
- Banks with branches
- 133
- Loan store chains
- 14
- Bank branches per 100k
- 27.5
- Loan stores per 100k
- 7.5
- Headquartered in Alabama
- 93
Payday loan stores by city in Alabama
378 stores in 82 cities and towns across Alabama. Pick a city for the full list of loan stores and bank branches with addresses and phone numbers, or scroll down for the smaller towns.
Alabama has about 5,054,137 residents, so that's 7 loan stores and 28 bank branches per 100,000 people. Population: U.S. Census Bureau, American Community Survey.
Payday and installment loan stores in Alabama
Storefront lenders with locations in Alabama, by number of stores. Most offer payday, installment or title loans, which cost far more than a bank or credit union loan.
| Lender | Stores in AL | Cities | Website |
|---|---|---|---|
| TitleMax | 87 | 55 | titlemax.com |
| 1st Franklin Financial | 50 | 47 | 1ffc.com |
| Security Finance | 48 | 48 | securityfinance.com |
| Advance America | 42 | 37 | advanceamerica.net |
| OneMain Financial | 38 | 34 | onemainfinancial.com |
| Check 'n Go | 34 | 27 | checkngo.com |
| Check Into Cash | 29 | 28 | checkintocash.com |
| Lendmark Financial Services | 21 | 19 | lendmarkfinancial.com |
| Mariner Finance | 7 | 7 | marinerfinance.com |
| Sun Loan Company | 7 | 7 | sunloan.com |
| Always Money | 5 | 4 | alwaysmoney.com |
| loanDepot | 4 | 3 | loandepot.com |
| Speedy Cash | 4 | 4 | speedycash.com |
| Approved Cash | 2 | 2 | approvedcashadvance.com |
Banks with branches in Alabama
| Bank | Branches in AL | Headquarters | Total assets | Website |
|---|---|---|---|---|
| Regions Bank | 184 | Birmingham, AL | $159.8B | regions.com |
| PNC Bank, National Association | 93 | Wilmington, DE | $609.8B | pnc.com |
| Wells Fargo Bank, National Association | 70 | Sioux Falls, SD | $1.9T | wellsfargo.com |
| The Huntington National Bank | 53 | Columbus, OH | $283.1B | huntington.com |
| Truist Bank | 49 | Charlotte, NC | $548.3B | truist.com |
| Trustmark Bank | 41 | Jackson, MS | $19.2B | trustmark.com |
| Woodforest National Bank | 38 | The Woodlands, TX | $9.0B | woodforest.com |
| Pinnacle Bank | 37 | Nashville, TN | $128.8B | pnfp.com |
| Renasant Bank | 37 | Tupelo, MS | $27.0B | renasant.com |
| Bank Independent | 34 | Sheffield, AL | $2.9B | bibank.com |
| CB&S Bank, Inc. | 28 | Russellville, AL | $3.1B | cbsbank.com |
| Peoples Bank of Alabama | 28 | Cullman, AL | $1.4B | peoplesbankal.com |
| FirstBank | 27 | Nashville, TN | $16.8B | firstbankonline.com |
| River Bank & Trust | 24 | Prattville, AL | $4.0B | riverbankandtrust.com |
| Bryant Bank | 19 | Tuscaloosa, AL | $2.9B | bryantbank.com |
| First Bank of Alabama | 18 | Talladega, AL | $1.4B | fbal.bank |
| JPMorgan Chase Bank, National Association | 17 | Columbus, OH | $4.1T | jpmorganchase.com |
| United Bank | 17 | Atmore, AL | $1.5B | unitedbank.com |
| West Alabama Bank & Trust | 16 | Reform, AL | $929.0M | wabt.com |
| Valley National Bank | 15 | Passaic, NJ | $66.2B | valley.com |
| BankFirst Financial Services | 15 | Columbus, MS | $3.3B | bankfirstfs.com |
| SmartBank | 14 | Pigeon Forge, TN | $6.1B | smartbank.com |
| Troy Bank & Trust Company | 14 | Troy, AL | $1.6B | troybankandtrust.com |
| First Horizon Bank | 13 | Memphis, TN | $84.1B | firsthorizon.com |
| ServisFirst Bank | 13 | Birmingham, AL | $18.3B | servisfirstbank.com |
| First US Bank | 13 | Birmingham, AL | $1.1B | firstusbank.com |
| Hancock Whitney Bank | 12 | Gulfport, MS | $36.3B | hancockwhitney.com |
| SouthPoint Bank | 11 | Birmingham, AL | $1.4B | southpoint.bank |
| PeoplesSouth Bank | 11 | Colquitt, GA | $1.2B | peoplessouth.com |
| First Metro Bank | 11 | Muscle Shoals, AL | $1.0B | firstmetro.com |
| First Southern State Bank | 11 | Stevenson, AL | $893.5M | fssbank.com |
| United Community Bank | 10 | Greenville, SC | $29.0B | ucbi.com |
| Citizens Bank & Trust | 10 | Guntersville, AL | $1.2B | citizensbanktrust.com |
| SouthState Bank, National Association | 9 | Winter Haven, FL | $68.8B | southstatebank.com |
| Metro Bank | 9 | Pell City, AL | $1.2B | metrobankpc.com |
| First Community Bank of Central Alabama | 9 | Wetumpka, AL | $694.3M | fcbca.com |
| Peoples Independent Bank | 9 | Boaz, AL | $485.7M | pibonline.com |
| Premier Bank of the South | 9 | Cullman, AL | $370.6M | premierbankofthesouth.com |
| MidSouth Bank | 8 | Dothan, AL | $771.5M | bankmidsouth.com |
| Robertson Banking Company | 8 | Demopolis, AL | $462.7M | robertsonbanking.com |
| Marion Community Bank | 8 | Marion, AL | $364.2M | marion-bank.com |
| First Financial Bank | 8 | Bessemer, AL | $248.1M | ffbalabama.com |
| Union State Bank | 8 | Pell City, AL | $212.5M | unionstate.net |
| Fifth Third Bank, National Association | 7 | Cincinnati, OH | $299.2B | 53.com |
| BankPlus | 7 | Belzoni, MS | $8.4B | bankplus.net |
| Community Bank of Mississippi | 7 | Flowood, MS | $5.1B | communitybank.net |
| AuburnBank | 7 | Auburn, AL | $1.1B | auburnbank.com |
| Central State Bank | 7 | Calera, AL | $890.7M | centralstatebank.com |
| Pinnacle Bank | 7 | Jasper, AL | $384.5M | pinnaclebanc.com |
| Liberty Bank | 7 | Geraldine, AL | $258.6M | libertybankal.com |
| Centennial Bank | 6 | Conway, AR | $24.6B | my100bank.com |
| Investar Bank, National Association | 6 | Baton Rouge, LA | $3.9B | investarbank.com |
| Traditions Bank | 6 | Cullman, AL | $890.9M | traditionsal.com |
| First Southern Bank | 6 | Florence, AL | $679.2M | firstsouthern.com |
| Century Bank | 6 | Lucedale, MS | $566.2M | centurybank.net |
| EvaBank | 6 | Eva, AL | $490.6M | evabank.com |
| First Jackson Bank, Inc. | 6 | Stevenson, AL | $444.3M | firstjacksonbank.com |
| NobleBank & Trust | 6 | Anniston, AL | $444.0M | noblebank.com |
| AmeriFirst Bank | 6 | Montgomery, AL | $364.1M | amerifirstbank.com |
| Ameris Bank | 5 | Atlanta, GA | $28.4B | amerisbank.com |
| First National Bank of Pulaski | 5 | Pulaski, TN | $1.5B | fnbforyou.com |
| TownBridge Bank | 5 | Pascagoula, MS | $1.3B | fmbanking.com |
| The Hometown Bank of Alabama | 5 | Oneonta, AL | $660.7M | hometownbankalabama.com |
| Cullman Savings Bank | 5 | Cullman, AL | $456.7M | cullmansavingsbank.com |
| State Bank & Trust | 5 | Winfield, AL | $413.0M | statebank.net |
| First Citizens Bank | 5 | Luverne, AL | $402.6M | fcbl.com |
| The Exchange Bank of Alabama | 5 | Altoona, AL | $392.5M | exba.com |
| First National Bank | 5 | Hamilton, AL | $372.7M | fnbhamilton.com |
| First State Bank of DeKalb County | 5 | Fort Payne, AL | $353.8M | fsbal.com |
| Farmers and Merchants Bank | 5 | Piedmont, AL | $308.7M | fandm.bank |
| Friend Bank | 5 | Slocomb, AL | $221.0M | friendbank.net |
| First Cahawba Bank | 5 | Selma, AL | $205.7M | firstcahawba.com |
| Sweet Water State Bank | 5 | Sweet Water, AL | $150.0M | sweetwaterstbk.com |
| First State Bank of the South, Inc. | 5 | Sulligent, AL | $130.7M | firststatebanksouth.com |
| Phenix-Girard Bank | 4 | Phenix City, AL | $342.3M | phenix-girard.com |
| 22nd State Banking Company | 4 | Mobile, AL | $292.2M | 22ndstatebank.com |
| The First National Bank and Trust | 4 | Atmore, AL | $238.6M | fnbandt.com |
| Community Spirit Bank | 4 | Red Bay, AL | $228.8M | communityspirit.bank |
| Community Neighbor Bank | 4 | Camden, AL | $193.2M | cnbal.net |
| North Alabama Bank | 4 | Hazel Green, AL | $178.6M | northalabamabank.com |
| The Southern Bank Company | 4 | Gadsden, AL | $133.1M | sobanco.com |
| Brantley Bank and Trust Company | 4 | Brantley, AL | $126.9M | brantleybank.com |
| Southern Independent Bank | 3 | Opp, AL | $395.3M | southernindependentbank.com |
| FirstState Bank | 3 | Lineville, AL | $349.4M | firststatebank.bank |
| Farmers and Merchants Bank | 3 | Lafayette, AL | $307.6M | fmlafayette.com |
| HNB First Bank | 3 | Headland, AL | $282.4M | hnbfirst.com |
| PeoplesTrust Bank | 3 | Hamilton, AL | $201.2M | peoplestrustbk.com |
| First Federal Bank, A FSB | 3 | Tuscaloosa, AL | $182.6M | 1stfed.com |
| The First National Bank of Hartford | 3 | Hartford, AL | $173.0M | fnbhartford.com |
| Valley State Bank | 3 | Russellville, AL | $169.5M | valleystate.com |
| Citizens' Bank, Inc. | 3 | Robertsdale, AL | $158.9M | citizensbankal.com |
| Merchants & Farmers Bank of Greene County, Alabama | 3 | Eutaw, AL | $135.9M | mfbusa.com |
| Local Bank | 3 | Tuscaloosa, AL | $111.3M | mylocal.bank |
| Origin Bank | 2 | Choudrant, LA | $10.2B | origin.bank |
| Metro City Bank | 2 | Doraville, GA | $4.5B | metrocitybank.bank |
| Capital City Bank | 2 | Tallahassee, FL | $4.4B | ccbg.com |
| Oakworth Capital Bank | 2 | Birmingham, AL | $2.1B | oakworth.com |
| Liberty Bank and Trust Company | 2 | New Orleans, LA | $1.1B | libertybank.net |
| CommerceOne Bank | 2 | Birmingham, AL | $1.1B | commerceonebank.com |
| Citizens Trust Bank | 2 | Atlanta, GA | $790.3M | ctbconnect.com |
| CCB Community Bank | 2 | Andalusia, AL | $661.9M | bankccb.com |
| The Bank of Vernon | 2 | Vernon, AL | $445.4M | bankofvernon.bank |
| Bank of England | 2 | England, AR | $332.3M | bankofengland-ar.com |
| The Citizens Bank | 2 | Enterprise, AL | $233.3M | tcbenterprise.com |
| BankSouth | 2 | Dothan, AL | $221.5M | — |
| Millennial Bank | 2 | Leeds, AL | $201.3M | millennial.bank |
| The Samson Banking Company, Inc. | 2 | Samson, AL | $124.5M | samsonbanking.com |
| The Commercial Bank Of Ozark | 2 | Ozark, AL | $115.2M | cbozark.com |
| Bank of Walker County | 2 | Jasper, AL | $98.5M | bankofwalkercounty.bank |
| The Farmers & Merchants Bank | 2 | Waterloo, AL | $98.3M | fmbal.com |
| Bank47 | 2 | Huntsville, AL | $97.0M | bank-47.com |
| Commonwealth National Bank | 2 | Mobile, AL | $78.5M | ecommonwealthbank.com |
| Bank of Brewton | 2 | Brewton, AL | $49.6M | bankofbrewton.com |
| Solutions Plus Bank | 2 | Albertville, AL | $43.9M | solutionsplusbank.com |
| Bank of Hope | 1 | Los Angeles, CA | $19.0B | bankofhope.com |
| Gulf Coast Bank and Trust Company | 1 | New Orleans, LA | $3.9B | gulfbank.com |
| Story Bank DBA Story Financial Partners | 1 | Jackson, MS | $1.0B | story.bank |
| First National Banker's Bank | 1 | Baton Rouge, LA | $983.0M | bankers-bank.com |
| Merit Bank | 1 | Huntsville, AL | $581.6M | meritbank.com |
| Community State Bank | 1 | Galva, IL | $441.9M | commstatebank.com |
| Bank of Frankewing | 1 | Frankewing, TN | $413.1M | bankoffrankewing.com |
| Citizens Community Bank | 1 | Winchester, TN | $352.6M | ccbank.net |
| The Citizens Bank of Winfield | 1 | Winfield, AL | $301.3M | cbwinfield.com |
| First Bank of Boaz | 1 | Boaz, AL | $239.8M | firstbankofboaz.com |
| Bank of Moundville | 1 | Moundville, AL | $144.6M | bankofmoundville.com |
| The Citizens Bank | 1 | Greensboro, AL | $129.2M | — |
| Peoples Bank of Greensboro | 1 | Greensboro, AL | $115.5M | peoplesbankofgreensboro.com |
| Peoples Exchange Bank | 1 | Monroeville, AL | $98.6M | peb.bank |
| Nova Bank | 1 | Huntsville, AL | $91.2M | — |
| Bank of Evergreen | 1 | Evergreen, AL | $78.1M | thebankofevergreen.com |
| Dozier Bank | 1 | Dozier, AL | $54.8M | dozierbank.com |
| First Progressive Bank | 1 | Brewton, AL | $31.6M | — |
| BHM Bank | 1 | Birmingham, AL | $17.4M | bhm.bank |
Bank branches in Alabama by type
- Full-service branches
- 1,290
- 92.7%
- In-store branches
- 45
- 3.2%
- Drive-thru & detached
- 27
- 1.9%
- Loan offices
- 22
- 1.6%
- Other limited-service
- 8
- 0.6%
Banks vs loan stores: cities in Alabama
| City | Bank branches | Banks | Loan stores |
|---|---|---|---|
| Birmingham | 162 | 39 | 27 |
| Mobile | 83 | 25 | 22 |
| Huntsville | 69 | 32 | 19 |
| Montgomery | 50 | 18 | 17 |
| Tuscaloosa | 38 | 22 | 9 |
| Dothan | 32 | 14 | 13 |
| Florence | 28 | 15 | 7 |
| Madison | 27 | 19 | 5 |
| Auburn | 25 | 20 | 1 |
| Fairhope | 24 | 23 | 1 |
| Cullman | 23 | 13 | 6 |
| Daphne | 22 | 17 | 3 |
Bank branches are located in 249 Alabama cities and towns.
Loan stores in smaller towns of Alabama
Other cities and towns in Alabama with payday or installment loan stores, and the number of stores in each.
- Adamsville 1
- Alabaster 2
- Albertville 6
- Alexander City 6
- Andalusia 6
- Anniston 4
- Arab 4
- Atmore 3
- Attalla 1
- Bay Minette 3
- Bayou La Batre 1
- Boaz 1
- Brewton 4
- Calera 1
- Centre 1
- Clanton 5
- Cullman 6
- Demopolis 4
- Enterprise 5
- Eufaula 5
- Evergreen 1
- Fairfield 1
- Fairhope 1
- Fayette 2
- Foley 4
- Fort Payne 4
- Fultondale 3
- Gardendale 3
- Greenville 3
- Guntersville 2
- Haleyville 1
- Hamilton 3
- Hartselle 1
- Jackson 4
- Jacksonville 2
- Jasper 6
- Lanett 3
- Leeds 1
- Monroeville 4
- Moody 1
- Moulton 1
- Muscle Shoals 6
- Northport 5
- Oneonta 3
- Opelika 8
- Opp 1
- Oxford 6
- Ozark 4
- Pelham 4
- Pell City 5
- Prattville 6
- Roanoke 1
- Robertsdale 1
- Russellville 4
- Saraland 6
- Scottsboro 4
- Selma 7
- Semmes 1
- Sylacauga 5
- Talladega 5
- Tallassee 1
- Thomasville 3
- Troy 5
- Trussville 1
- Valley 1
- Wetumpka 4
- Winfield 1
Bank branches as reported to the FDIC, including main offices. Total assets are for the whole bank, not only its Alabama branches. Loan stores: storefront locations of major payday, installment and title lenders; online-only lenders are not included.