/* ==========================================================================
   Your CU Partner — variant D "Bank"
   Брейкпоинты: mobile < 768px · tablet 768–1023px · desktop ≥ 1024px
   ========================================================================== */

/* ---------- Tokens ---------- */
:root {
  --ink: #0F1C24;
  --ink-2: #2E3A41;
  --muted: #4F5B62;
  --primary: #005F66;
  --primary-hov: #004A50;
  --primary-tint: #E6F1F1;
  --primary-line: #C3DCDD;
  --bg: #F4F6F7;
  --surface: #FFFFFF;
  --line: #DCE2E5;
  --line-dark: #3A4A54;
  --on-dark: #C9D1D5;
  --on-dark-2: #9AA6AC;
  --footer-line: #2A3840;
  --gold: #B8962E;
  --ok: #1E6B3A;
  --ok-tint: #E7F2EA;
  --bad: #A32020;
  --bad-tint: #F8E6E6;

  --font: "Libre Franklin", "Segoe UI", Arial, sans-serif;
  --container: 1240px;
  --gutter: 24px;
}

/* ---------- Base ---------- */
*, *::before, *::after { box-sizing: border-box; border-radius: 0; }

html { scroll-behavior: smooth; }
@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } }

body {
  margin: 0;
  background: var(--bg);
  color: var(--ink);
  font-family: var(--font);
  font-size: 17px;
  line-height: 1.5;
  -webkit-text-size-adjust: 100%;
}

h1, h2, h3, p { margin: 0; }
ul, ol { margin: 0; padding: 0; list-style: none; }
button { font: inherit; color: inherit; }
sup { font-size: 0.7em; line-height: 0; }

a { color: var(--primary); }
a:hover { color: var(--primary-hov); }

:focus-visible { outline: 2px solid var(--primary); outline-offset: 2px; }
/* На тёмном фоне бирюзовое кольцо почти не видно — делаем его белым */
.on-dark :focus-visible { outline-color: #FFFFFF; }
main:focus { outline: none; }

.container {
  max-width: var(--container);
  margin-inline: auto;
  padding-inline: var(--gutter);
}

.visually-hidden {
  position: absolute !important;
  width: 1px; height: 1px;
  overflow: hidden;
  clip: rect(0 0 0 0);
  white-space: nowrap;
}

.skip-link {
  position: absolute;
  left: 16px; top: -100px;
  z-index: 100;
  background: var(--primary);
  color: #FFFFFF;
  padding: 12px 18px;
  font-weight: 700;
  text-decoration: none;
}
.skip-link:focus { top: 16px; color: #FFFFFF; }

/* Показ по устройству */
.u-mobile { display: none !important; }

.bad { color: var(--bad); }
.strong { font-weight: 700; }

/* ---------- Buttons & links ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 48px;
  padding: 15px 27px;
  border: 1px solid transparent;
  font-weight: 700;
  font-size: 17px;
  line-height: 1.2;
  text-decoration: none;
  text-align: center;
  cursor: pointer;
}
.btn--primary { background: var(--primary); border-color: var(--primary); color: #FFFFFF; }
.btn--primary:hover { background: var(--primary-hov); border-color: var(--primary-hov); color: #FFFFFF; }
.btn--outline-dark { border-color: #FFFFFF; color: #FFFFFF; background: transparent; }
.btn--outline-dark:hover { background: rgba(255, 255, 255, 0.1); color: #FFFFFF; }
.btn--outline { border-color: var(--primary); color: var(--primary); background: var(--surface); }
.btn--outline:hover { background: var(--primary-tint); color: var(--primary); }
.btn--sm { padding: 12px 21px; font-size: 16px; }
.btn--md { padding: 14px 23px; }
.btn--wide { padding-inline: 29px; }

.text-link { font-weight: 700; font-size: 16px; }

/* ---------- Header ---------- */
.site-header { background: var(--surface); border-bottom: 1px solid var(--line); }
.site-header__inner {
  padding-block: 18px;
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
}

.logo { display: flex; align-items: center; gap: 12px; color: var(--ink); text-decoration: none; }
.logo:hover { color: var(--ink); }
.logo__mark { width: 36px; height: 36px; color: var(--primary); flex: none; }
.logo__word { font-weight: 800; font-size: 24px; line-height: 1.1; letter-spacing: -0.02em; text-wrap: balance; }
/* Длинное название спокойно переносится в две строки — логотип это выдерживает */

.main-nav { display: flex; flex-wrap: wrap; align-items: center; gap: 0 30px; font-weight: 600; font-size: 17px; }
.main-nav a {
  display: inline-flex;
  align-items: center;
  min-height: 48px;
  color: var(--ink);
  text-decoration: none;
}
.main-nav a:hover { color: var(--primary); text-decoration: underline; text-underline-offset: 6px; }

/* Выпадающее меню (Companies) */
.nav-dd { position: relative; }
.nav-dd__btn {
  display: inline-flex; align-items: center; gap: 8px;
  min-height: 48px; padding: 0;
  border: 0; background: none; cursor: pointer;
  font: inherit; color: var(--ink);
}
.nav-dd__btn:hover, .nav-dd.is-open .nav-dd__btn { color: var(--primary); }
.nav-dd__chevron { transition: transform .15s; }
.nav-dd.is-open .nav-dd__chevron { transform: rotate(180deg); }
.nav-dd__menu {
  display: none;
  position: absolute; top: 100%; left: -16px; z-index: 20;
  min-width: 220px; margin: 0; padding: 8px 0;
  list-style: none;
  background: var(--surface);
  border: 1px solid var(--line);
  border-top: 3px solid var(--primary);
  box-shadow: 0 12px 28px rgba(15, 28, 36, .12);
}
.nav-dd.is-open .nav-dd__menu { display: block; }
@media (hover: hover) and (min-width: 1024px) {
  .nav-dd:hover .nav-dd__menu { display: block; }
  .nav-dd:hover .nav-dd__chevron { transform: rotate(180deg); }
}
.nav-dd__menu a { display: flex; min-height: 44px; padding: 0 16px; white-space: nowrap; }
.nav-dd__menu a:hover { background: var(--bg); text-decoration: none; }

.menu-btn {
  display: none;
  width: 48px; height: 48px;
  border: 1px solid var(--line);
  background: var(--surface);
  color: var(--ink);
  align-items: center;
  justify-content: center;
  cursor: pointer;
  padding: 0;
}
.menu-btn__close { display: none; }
.menu-btn[aria-expanded="true"] .menu-btn__open { display: none; }
.menu-btn[aria-expanded="true"] .menu-btn__close { display: block; }

.mobile-nav { display: none; }

/* ---------- Hero ---------- */
.hero { background: var(--ink); color: #FFFFFF; }
.hero__inner {
  padding-block: 72px 80px;
  display: flex;
  flex-wrap: wrap;
  gap: 56px;
  align-items: center;
}
.hero__copy { flex: 999 1 520px; min-width: 0; display: flex; flex-direction: column; gap: 24px; }

.badge-outline {
  align-self: flex-start;
  border: 1px solid var(--line-dark);
  padding: 6px 12px;
  font-size: 14px;
  font-weight: 600;
  color: var(--on-dark);
}
.hero__title {
  display: block;
  font-weight: 800;
  font-size: clamp(42px, 5vw, 62px);
  line-height: 1.05;
  letter-spacing: -0.03em;
}
.hero__lead { max-width: 560px; font-size: 20px; line-height: 1.6; color: var(--on-dark); }
.hero__actions { display: flex; flex-wrap: wrap; gap: 14px; }

/* Quick cost check */
.cost-card {
  flex: 1 1 400px;
  background: var(--surface);
  color: var(--ink);
  border-top: 4px solid var(--gold);
  padding: 28px;
  display: flex;
  flex-direction: column;
  gap: 18px;
}
.cost-card__head { display: flex; justify-content: space-between; align-items: baseline; flex-wrap: wrap; gap: 4px 12px; }
.cost-card__title { font-weight: 700; font-size: 20px; }
.cost-card__sub { font-size: 14px; color: var(--muted); }
.cost-card__link { align-self: flex-start; }

.chip-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 8px; }
.chip {
  min-height: 48px;
  border: 2px solid var(--line);
  background: var(--surface);
  color: var(--ink);
  font-weight: 600;
  font-size: 16px;
  cursor: pointer;
}
.chip:hover { border-color: var(--primary); }
.chip[aria-pressed="true"] { background: var(--primary); border-color: var(--primary); color: #FFFFFF; font-weight: 700; }

/* Stat cells (как в банковской выписке) */
.stat { display: flex; flex-direction: column; gap: 4px; min-width: 0; }
.stat__label { font-size: 14px; color: var(--muted); }
.stat__value { font-weight: 800; font-size: 30px; line-height: 1.2; overflow-wrap: anywhere; }
.stat__value--bad { color: var(--bad); }

.stat-pair { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); border: 1px solid var(--line); }
.stat-pair .stat { padding: 16px; }
.stat-pair .stat + .stat { border-left: 1px solid var(--line); }

/* ---------- Quick links ---------- */
.quick-links { background: var(--surface); border-bottom: 1px solid var(--line); }
.quick-links__grid { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); }
.quick-link {
  padding: 26px 24px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 14px;
  color: var(--ink);
  text-decoration: none;
  font-weight: 700;
  font-size: 18px;
  box-shadow: inset 0 3px 0 transparent;
  transition: background-color .15s, box-shadow .15s;
}
.quick-link:not(:last-child) { border-right: 1px solid var(--line); }
.quick-link:hover { background: var(--primary-tint); color: var(--ink); box-shadow: inset 0 3px 0 var(--primary); }
.quick-link__arrow { flex: none; color: var(--primary); transition: transform .15s; }
.quick-link:hover .quick-link__arrow { transform: translateX(4px); }

/* ---------- Sections ---------- */
.section { padding-block: 80px 24px; }
.section--last { padding-bottom: 96px; }

.eyebrow {
  display: block;
  font-size: 14px;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--primary);
}
.section-title {
  margin: 8px 0 24px;
  font-weight: 800;
  font-size: 40px;
  line-height: 1.15;
  letter-spacing: -0.02em;
}
.section-head {
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  align-items: flex-end;
  gap: 16px;
  margin-bottom: 28px;
}
.section-head .section-title { margin-bottom: 0; }
.section-head--tight { gap: 12px; margin: 0 0 24px; }
.section-aside { font-size: 15px; color: var(--muted); }

/* ---------- State rules: таблица правил ---------- */
.rules-table { width: 100%; border-collapse: collapse; font-size: 17px; }
.rules-table thead tr { border-bottom: 2px solid var(--ink); }
.rules-table thead th {
  text-align: left;
  padding: 16px 20px;
  font-size: 14px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--muted);
  white-space: nowrap;
}
.rules-table tbody tr { border-bottom: 1px solid var(--line); }
.rules-table tbody tr:last-child { border-bottom: 0; }
.rules-table tbody tr:hover,
.rules-table tbody tr.is-selected { background: var(--primary-tint); }
.rules-table tbody th { text-align: left; padding: 16px 20px; font-weight: 700; }
.rules-table td { padding: 16px 20px; }
.rules-table__more { margin-top: 20px; }

/* Полная таблица (/payday-loans/): каждый штат — tbody со строкой подробностей */
.rules-table--full tbody.rules-state { border-bottom: 1px solid var(--line); }
.rules-table--full tbody.rules-state:last-child { border-bottom: 0; }
.rules-table--full tbody tr { border-bottom: 0; }
.rules-table--full tbody.rules-state:hover tr,
.rules-table--full tbody.rules-state.is-open tr { background: var(--primary-tint); }
.rules-table--full tbody th,
.rules-table--full td { vertical-align: top; }
.rules-table--full tbody.rules-state > tr:first-child { cursor: pointer; }
.rules-table--full thead th,
.rules-table--full tbody th,
.rules-table--full td { padding-inline: 14px; }
.rules-table__state { color: var(--primary); text-decoration: underline; text-underline-offset: 3px; text-decoration-thickness: 1px; }
.rules-table__state:hover { text-decoration-thickness: 2px; }
.rules-table__toggle-col { width: 1%; text-align: right; }
.rules-table td.rules-table__toggle-col { padding-block: 10px; }
.rules-toggle {
  width: 40px;
  height: 40px;
  display: inline-grid;
  place-items: center;
  border: 1px solid var(--line);
  background: var(--surface);
  color: var(--primary);
  cursor: pointer;
}
.rules-toggle:hover { border-color: var(--primary); }
.rules-toggle__icon { transition: transform .15s; }
.rules-toggle[aria-expanded="true"] .rules-toggle__icon { transform: rotate(180deg); }
.rules-details > td { padding: 0 20px 20px; }
.rules-details__list {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(220px, 1fr));
  gap: 16px 32px;
  margin: 0;
  padding-top: 16px;
  border-top: 1px dashed var(--line);
}
.rules-details__item dt {
  font-size: 13px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--muted);
}
.rules-details__item dd { margin: 4px 0 0; font-size: 16px; }
.rules-details__item a { color: var(--primary); }
.rules-details__item.show-md,
.rules-details__item.show-xs { display: none; }
@media (max-width: 1023px) {
  .rules-table .rules-col-md { display: none; }
  .rules-details__item.show-md { display: block; }
}
@media (max-width: 479px) {
  .rules-table .rules-col-xs { display: none; }
  .rules-details__item.show-xs { display: block; }
}

/* ---------- Loan types: tabs ---------- */
.tablist { display: flex; flex-wrap: wrap; border-bottom: 1px solid var(--line); }
.tab {
  min-height: 52px;
  padding: 12px 18px;
  margin-bottom: -1px;
  border: 0;
  border-bottom: 4px solid transparent;
  background: transparent;
  color: var(--muted);
  font-weight: 600;
  font-size: 16px;
  cursor: pointer;
  display: inline-grid;
}
/* Невидимая жирная копия подписи резервирует ширину — вкладки не сдвигаются при выборе */
.tab::after {
  content: attr(data-label);
  font-weight: 700;
  height: 0;
  visibility: hidden;
  overflow: hidden;
}
.tab:hover { color: var(--primary); }
.tab[aria-selected="true"] { border-bottom-color: var(--primary); color: var(--ink); font-weight: 700; }

.tabpanel {
  background: var(--surface);
  border: 1px solid var(--line);
  border-top: 0;
  padding: 36px;
  display: flex;
  flex-wrap: wrap;
  gap: 36px;
  align-items: center;
}
.tabpanels { display: grid; }
.tabpanels > .tabpanel { grid-area: 1 / 1; }
.tabpanel[hidden] { display: flex; visibility: hidden; }
.tabpanel__body { flex: 999 1 460px; display: flex; flex-direction: column; gap: 12px; }
.tabpanel__title { font-weight: 800; font-size: 30px; line-height: 1.2; }
.tabpanel__tag { font-weight: 700; color: var(--primary); }
.tabpanel__desc { font-size: 19px; line-height: 1.65; color: var(--ink-2); }
.tabpanel__actions { flex: 1 1 260px; display: flex; flex-direction: column; gap: 12px; align-items: flex-start; }

/* ---------- Loan types: accordion (mobile) ---------- */
.accordion { background: var(--surface); border: 1px solid var(--line); }
.acc-item { border-bottom: 1px solid var(--line); }
.acc-item__heading { font-size: inherit; }
.acc-btn {
  width: 100%;
  min-height: 56px;
  padding: 14px 18px;
  border: 0;
  background: var(--surface);
  color: var(--ink);
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 12px;
  text-align: left;
  cursor: pointer;
}
.acc-btn__text { display: flex; flex-direction: column; gap: 2px; }
.acc-btn__title { font-weight: 700; font-size: 18px; }
.acc-btn__tag { font-size: 14px; font-weight: 400; color: var(--muted); }
.acc-icon { flex: none; stroke: var(--primary); stroke-width: 2; }
.acc-btn[aria-expanded="true"] .acc-icon__v { display: none; }
.acc-panel { padding: 0 18px 18px; display: flex; flex-direction: column; gap: 12px; }
.acc-panel[hidden] { display: none; }
.acc-panel p { font-size: 16px; line-height: 1.6; color: var(--ink-2); }

/* ---------- Rates table ---------- */
.table-wrap { overflow-x: auto; background: var(--surface); border: 1px solid var(--line); }
.rates { width: 100%; min-width: 780px; border-collapse: collapse; font-size: 17px; }
.rates thead tr { border-bottom: 2px solid var(--ink); }
.rates thead th {
  text-align: left;
  padding: 16px 20px;
  font-size: 14px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--muted);
}
.rates tbody tr { border-bottom: 1px solid var(--line); }
.rates tbody tr:last-child { border-bottom: 0; }
.rates tbody tr:hover,
.rates tbody tr.is-selected { background: var(--primary-tint); }
.rates tbody th { text-align: left; padding: 18px 20px; font-weight: 700; }
.rates td { padding: 18px 20px; }
.rates .num { text-align: right; }

.footnotes { margin-top: 14px; font-size: 14px; line-height: 1.6; color: var(--muted); display: flex; flex-direction: column; gap: 4px; }

/* ---------- Rate cards (mobile) ---------- */
.rate-cards { display: flex; flex-direction: column; gap: 10px; }
.rate-card {
  background: var(--surface);
  border: 1px solid var(--line);
  padding: 16px 18px;
  color: var(--ink);
  text-decoration: none;
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.rate-card:hover { color: var(--ink); background: var(--primary-tint); }
.rate-card.is-selected { border-color: var(--primary); background: var(--primary-tint); }
.rate-card__head { display: flex; justify-content: space-between; align-items: baseline; gap: 8px; }
.rate-card__name { font-weight: 700; font-size: 18px; }
.rate-card__regime { font-size: 14px; color: var(--muted); text-align: right; }
.rate-card__stats {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 8px;
  border-top: 1px solid var(--line);
  padding-top: 10px;
}
.rate-card__stat { display: flex; flex-direction: column; gap: 2px; }
.rate-card__label { font-size: 13px; color: var(--muted); }
.rate-card__value { font-weight: 800; font-size: 20px; }

/* ---------- Steps ---------- */
.steps { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); background: var(--surface); border: 1px solid var(--line); }
.step { padding: 28px; display: flex; flex-direction: column; gap: 12px; }
.step:not(:last-child) { border-right: 1px solid var(--line); }
.step__num { font-weight: 800; font-size: 15px; color: var(--primary); }
.step__title { font-weight: 700; font-size: 20px; line-height: 1.3; }
.step__text { font-size: 16px; line-height: 1.6; color: var(--muted); }

/* ---------- Sponsored ---------- */
.sponsored {
  background: var(--primary-tint);
  border: 1px solid var(--primary-line);
  padding: 36px;
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  align-items: center;
  gap: 24px;
}
.sponsored__body { flex: 999 1 460px; display: flex; flex-direction: column; gap: 10px; }
.sponsored__title { font-weight: 800; font-size: 30px; line-height: 1.2; letter-spacing: -0.02em; }
.sponsored__actions { display: flex; flex-direction: column; align-items: flex-start; gap: 8px; }

/* ---------- About ---------- */
.about__title { margin-bottom: 12px; }
.about__text { margin-bottom: 32px; max-width: 760px; font-size: 19px; line-height: 1.65; color: var(--ink-2); }
.about-cards { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 16px; }
.about-card { background: var(--surface); border: 1px solid var(--line); padding: 28px; display: flex; flex-direction: column; gap: 10px; }
.about-card__title { font-weight: 700; font-size: 20px; }
.about-card__text { font-size: 16px; line-height: 1.6; color: var(--muted); }

/* ---------- Footer ---------- */
.site-footer { background: var(--ink); color: var(--on-dark); }
.site-footer__grid {
  padding-block: 56px 32px;
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(210px, 1fr));
  gap: 32px;
}
.site-footer__brand { display: flex; flex-direction: column; gap: 10px; }
.site-footer__name { font-weight: 800; font-size: 22px; color: #FFFFFF; }
.site-footer__tagline { font-size: 15px; line-height: 1.6; }
.site-footer__col { font-size: 15px; }
.site-footer__title { font-size: 15px; font-weight: 700; color: #FFFFFF; margin-bottom: 4px; }
.site-footer__col ul { display: flex; flex-direction: column; }
.site-footer__col a {
  display: inline-block;
  padding: 5px 0;
  color: var(--on-dark);
  text-decoration: none;
}
.site-footer__col a:hover { color: #FFFFFF; text-decoration: underline; }
.site-footer__disclaimer {
  padding-block: 24px 44px;
  border-top: 1px solid var(--footer-line);
  font-size: 13px;
  line-height: 1.7;
  color: var(--on-dark-2);
}

/* ==========================================================================
   Header: логотип + меню (State Rules, Companies ▾, Guides) + кнопка в одну строку
   ≥ 1024px — всё в строку; < 1024px — «гамбургер»
   ========================================================================== */
@media (min-width: 1024px) {
  .site-header__inner, .main-nav { flex-wrap: nowrap; }
  .main-nav a, .site-header__cta { white-space: nowrap; }
}

@media (max-width: 1023px) {
  .site-header__inner { flex-wrap: nowrap; }
  .main-nav, .site-header__cta { display: none; }
  .menu-btn { display: flex; }

  .mobile-nav { display: flex; flex-direction: column; border-top: 1px solid var(--line); }
  .mobile-nav[hidden] { display: none; }
  .mobile-nav a {
    padding: 16px var(--gutter);
    border-bottom: 1px solid var(--line);
    color: var(--ink);
    text-decoration: none;
    font-weight: 600;
    font-size: 18px;
  }
  .mobile-nav a:last-child { border-bottom: 0; }
  .mobile-nav__group { display: flex; flex-direction: column; border-bottom: 1px solid var(--line); }
  .mobile-nav__label {
    padding: 16px var(--gutter) 8px;
    font-size: 13px; font-weight: 700; letter-spacing: .08em; text-transform: uppercase;
    color: var(--muted);
  }
  .mobile-nav .mobile-nav__sub { padding-left: calc(var(--gutter) + 16px); }
  .mobile-nav .mobile-nav__sub:last-child { border-bottom: 0; }
}

/* ==========================================================================
   Tablet: 768–1023px
   ========================================================================== */
@media (max-width: 1023px) {
  .quick-links__grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .quick-link:not(:last-child) { border-right: 0; }
  .quick-link:nth-child(odd) { border-right: 1px solid var(--line); }
  .quick-link:nth-child(-n+2) { border-bottom: 1px solid var(--line); }

  .steps { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .step:not(:last-child) { border-right: 0; }
  .step:nth-child(odd) { border-right: 1px solid var(--line); }
  .step:nth-child(-n+2) { border-bottom: 1px solid var(--line); }

  .about-cards { grid-template-columns: 1fr; }
}

/* ==========================================================================
   Mobile: < 768px
   ========================================================================== */
@media (max-width: 767px) {
  :root { --gutter: 16px; }

  .u-desktop { display: none !important; }
  .u-mobile { display: revert !important; }

  /* Header */
  .site-header__inner { padding-block: 12px; }
  .logo { gap: 10px; }
  .logo__mark { width: 32px; height: 32px; }
  .logo__word { font-size: 20px; }

  /* Hero: тёмный блок на всю ширину, карточка под ним */
  .hero { background: transparent; color: inherit; }
  .hero__inner { padding-block: 0; gap: 16px; flex-direction: column; align-items: stretch; }
  .hero__copy {
    flex: none;
    margin-inline: calc(-1 * var(--gutter));
    padding: 36px var(--gutter) 32px;
    background: var(--ink);
    color: #FFFFFF;
    gap: 18px;
  }
  .badge-outline { padding: 5px 10px; font-size: 13px; }
  .hero__title { font-size: 38px; line-height: 1.08; }
  .hero__lead { font-size: 18px; }
  .hero__actions { flex-direction: column; gap: 18px; }
  .hero__actions .btn { width: 100%; padding: 15px; }

  .cost-card { flex: none; border: 1px solid var(--line); border-top: 4px solid var(--gold); padding: 20px; gap: 14px; }
  .cost-card__head { flex-direction: column; gap: 2px; }
  .cost-card__title { font-size: 19px; }
  .stat-pair .stat { padding: 14px; }
  .stat-pair .stat__label { font-size: 13px; }
  .stat-pair .stat__value { font-size: 26px; }

  /* Sections */
  .section { padding-block: 44px 0; }
  .section--last { padding-bottom: 48px; }
  .eyebrow { font-size: 13px; }
  .section-title { margin: 14px 0; font-size: 30px; line-height: 1.1; }
  .section-head { margin-bottom: 14px; }
  .section-head > div { width: 100%; }
  .section-head--tight { flex-direction: column; align-items: stretch; gap: 0; margin-bottom: 14px; }
  .section-head--tight .section-title { margin-bottom: 14px; }
  .section-aside { font-size: 14px; }

  /* State rules: на телефоне 4 колонки, Rollovers скрыта */
  .rules-table { font-size: 15px; }
  .rules-table thead th { padding: 12px 10px; font-size: 12px; letter-spacing: 0.04em; white-space: normal; }
  .rules-table tbody th, .rules-table td { padding: 12px 10px; }
  .rules-table__opt { display: none; }
  .rules-details > td { padding: 0 10px 14px; }
  .rules-details__list { grid-template-columns: 1fr 1fr; gap: 12px 16px; padding-top: 12px; }
  .rules-details__item dt { font-size: 11px; letter-spacing: 0.04em; }
  .rules-details__item dd { font-size: 14px; overflow-wrap: anywhere; }
  .rules-table td.rules-table__toggle-col { padding: 8px 8px 8px 0; }
  .rules-toggle { width: 36px; height: 36px; }

  /* Rates */
  .footnotes { font-size: 13px; }

  /* Steps */
  .steps { grid-template-columns: 1fr; }
  .step { padding: 18px; gap: 6px; }
  .step:nth-child(odd) { border-right: 0; }
  .step:not(:last-child) { border-bottom: 1px solid var(--line); }
  .step__num { font-size: 13px; }
  .step__title { font-size: 18px; }
  .step__text { line-height: 1.55; }

  /* Sponsored */
  .sponsored { padding: 22px; flex-direction: column; align-items: stretch; gap: 12px; }
  .sponsored__body { flex: none; gap: 12px; }
  .sponsored__title { font-size: 24px; line-height: 1.15; letter-spacing: 0; }
  .sponsored__actions { align-items: stretch; gap: 12px; }
  .sponsored__actions .btn { width: 100%; }

  /* About */
  .about__title { margin-bottom: 14px; }
  .about__text { margin-bottom: 14px; font-size: 17px; line-height: 1.6; }
  .about-cards { gap: 0; background: var(--surface); border: 1px solid var(--line); }
  .about-card { border: 0; padding: 16px 18px; gap: 4px; }
  .about-card:not(:last-child) { border-bottom: 1px solid var(--line); }
  .about-card__title { font-size: 17px; }
  .about-card__text { font-size: 15px; line-height: 1.55; }

  /* Footer */
  .site-footer__grid { padding-block: 32px 22px; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 22px 20px; }
  .site-footer__brand { grid-column: 1 / -1; }
  .site-footer__name { font-size: 20px; }
  .site-footer__tagline { display: none; }
  .site-footer__disclaimer { padding-block: 18px 40px; }
}

/* ---------- Страница штата: хлебные крошки, правила, текст, FAQ, соседние штаты ---------- */
.breadcrumbs ol { display: flex; flex-wrap: wrap; gap: 6px; margin: 0; padding: 28px 0 0; list-style: none; font-size: 15px; color: var(--muted); }
.breadcrumbs li:not(:last-child)::after { content: "›"; margin-left: 6px; color: var(--muted); }
.breadcrumbs a { color: var(--primary); }
.breadcrumbs [aria-current] { color: var(--ink); font-weight: 600; }
.section--tight { padding-top: 24px; }

.state-rules__title { margin: 0 0 16px; font-size: 22px; font-weight: 800; }
/* Как и .facts: flex с растягиванием последней строки, линии — тенью ячеек */
.state-rules {
  display: flex;
  flex-wrap: wrap;
  margin: 0;
  overflow: hidden;
  background: var(--surface);
  border: 1px solid var(--line);
  border-top: 4px solid var(--primary);
}
.state-rules__item { flex: 1 1 260px; padding: 18px 20px; box-shadow: 1px 0 0 var(--line), 0 1px 0 var(--line); }
.state-rules__item dt { font-size: 13px; font-weight: 700; text-transform: uppercase; letter-spacing: 0.06em; color: var(--muted); }
.state-rules__item dd { margin: 6px 0 0; font-size: 18px; font-weight: 600; overflow-wrap: anywhere; }
.state-rules__item a { color: var(--primary); }

/* «… at a glance»: показатели из geo */
.place-meta { margin: -8px 0 24px; font-size: 16px; color: var(--muted); }
/* Flex с растягиванием: ячейки неполной последней строки занимают всю ширину — пустых клеток нет.
   Линии между ячейками — тенью; лишние линии у внешних краёв обрезает overflow: hidden */
.facts {
  display: flex;
  flex-wrap: wrap;
  margin: 0;
  overflow: hidden;
  background: var(--surface);
  border: 1px solid var(--line);
}
.facts__item { flex: 1 1 200px; padding: 18px 20px; background: var(--surface); box-shadow: 1px 0 0 var(--line), 0 1px 0 var(--line); }
.facts__item--wide { flex-basis: 100%; background: var(--primary-tint); }
.facts__item dt { font-size: 13px; font-weight: 700; text-transform: uppercase; letter-spacing: 0.06em; color: var(--muted); }
.facts__item dd { margin: 6px 0 0; font-size: 24px; font-weight: 800; letter-spacing: -0.01em; }
.facts__note { margin-top: 12px; font-size: 14px; color: var(--muted); }

/* «… at a glance»: таблица город / штат / США */
.glance { width: 100%; border-collapse: collapse; font-size: 17px; }
.glance thead th {
  padding: 16px 20px;
  text-align: right;
  font-size: 14px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--muted);
  border-bottom: 2px solid var(--ink);
}
.glance tbody tr { border-bottom: 1px solid var(--line); }
.glance tbody tr:last-child { border-bottom: 0; }
.glance tbody th { padding: 14px 20px; text-align: left; font-weight: 600; color: var(--ink-2); }
.glance td { padding: 14px 20px; text-align: right; white-space: nowrap; color: var(--muted); font-variant-numeric: tabular-nums; }
.glance .glance__main { background: var(--primary-tint); color: var(--ink); }
.glance td.glance__main { font-weight: 800; font-size: 19px; }
.glance thead th.glance__main { color: var(--primary); }
@media (max-width: 479px) {
  .glance .glance__suffix { display: none; }  /* «/mo» у аренды — понятно из подписи строки */
}
/* Сравнение со штатом и США под значением: «▲ 9% vs AR  ▼ 31% vs US» */
.facts__item dd.facts__cmp { display: flex; flex-wrap: wrap; gap: 2px 12px; margin-top: 6px; font-size: 13px; font-weight: 600; letter-spacing: 0; color: var(--muted); }

/* Таблица сравнения альтернатив */
.calc-table td, .calc-table tbody th { vertical-align: top; }
.calc-table__cost { font-weight: 800; white-space: nowrap; }
.calc-table td:nth-child(2) { white-space: nowrap; }
.calc-table tbody tr.calc-table__bad th, .calc-table tbody tr.calc-table__bad td { color: var(--muted); }
.calc-table tbody tr.calc-table__bad .calc-table__cost { color: var(--bad, #A4262C); }
.calc-share { margin-top: 16px; }
/* «… in context»: по три плитки в ряд (6 плиток = 2 ровных ряда) */
.facts--thirds .facts__item { flex-basis: 30%; }
/* Расчёт payday: все плитки в один ряд одинаковой ширины */
.facts--row .facts__item { flex: 1 1 0; min-width: 200px; }
/* Подписи плиток — минимум в две строки, чтобы значения стояли на одной линии */
.facts--row .facts__item dt, .facts--thirds .facts__item dt { min-height: 2.6em; }

.prose { max-width: 760px; display: flex; flex-direction: column; gap: 16px; }
.prose p { font-size: 19px; line-height: 1.65; color: var(--ink-2); }
.prose__h3 { margin-top: 12px; font-size: 24px; font-weight: 800; line-height: 1.25; }
.prose__list { margin: 0; padding-left: 1.4em; display: flex; flex-direction: column; gap: 10px; font-size: 19px; line-height: 1.6; color: var(--ink-2); }
.prose__list strong, .prose__note strong { color: var(--ink); }
.prose p.prose__note { margin-top: 12px; padding: 18px 20px; background: var(--surface); border: 1px solid var(--line); border-left: 4px solid var(--primary); font-size: 16px; }

.faq { background: var(--surface); border: 1px solid var(--line); }
.faq__item:not(:last-child) { border-bottom: 1px solid var(--line); }
.faq__q {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 16px;
  min-height: 60px;
  padding: 16px 20px;
  font-weight: 700;
  font-size: 18px;
  cursor: pointer;
  list-style: none;
}
.faq__q::-webkit-details-marker { display: none; }
.faq__q:hover { color: var(--primary); }
.faq__icon { flex: none; color: var(--primary); transition: transform .15s; }
.faq__item[open] .faq__icon { transform: rotate(45deg); }
.faq__a { padding: 0 20px 20px; }
.faq__a p { font-size: 17px; line-height: 1.6; color: var(--ink-2); }
.faq__list { margin: 10px 0 0; padding-left: 1.3em; display: flex; flex-direction: column; gap: 6px; font-size: 17px; line-height: 1.55; color: var(--ink-2); }

.cities { columns: 4 220px; column-gap: 32px; }
.cities__group { break-inside: avoid; margin-bottom: 20px; }
.cities__letter { margin: 0 0 8px; padding-bottom: 6px; border-bottom: 2px solid var(--primary); font-size: 18px; font-weight: 800; color: var(--primary); }
.cities__list { margin: 0; padding: 0; list-style: none; display: flex; flex-direction: column; gap: 4px; }
.cities__list a { color: var(--ink); text-decoration: none; font-size: 16px; line-height: 1.5; }
.cities__list a:hover { color: var(--primary); text-decoration: underline; }
/* Кнопка нужна только на телефоне; .btn задаёт display и перебивает атрибут hidden */
.cities__toggle[hidden] { display: none; }

.nearby { display: grid; grid-template-columns: repeat(auto-fill, minmax(200px, 1fr)); gap: 12px; margin: 0; padding: 0; list-style: none; }
.nearby__link {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 12px;
  padding: 16px 18px;
  background: var(--surface);
  border: 1px solid var(--line);
  color: var(--ink);
  font-weight: 700;
  text-decoration: none;
  transition: border-color .15s, background-color .15s;
}
.nearby__link:hover { border-color: var(--primary); background: var(--primary-tint); }
.nearby__arrow { flex: none; color: var(--primary); transition: transform .15s; }
.nearby__link:hover .nearby__arrow { transform: translateX(4px); }

@media (max-width: 767px) {
  .breadcrumbs ol { padding-top: 20px; font-size: 14px; }
  .section--tight { padding-top: 16px; }
  .state-rules__title { font-size: 19px; }
  .state-rules__item { flex-basis: 40%; }
  .state-rules__item { padding: 14px; }
  .state-rules__item dt { font-size: 11px; letter-spacing: 0.04em; }
  .state-rules__item dd { font-size: 15px; }
  .prose p { font-size: 17px; }
  .prose__h3 { font-size: 20px; }
  .prose__list { font-size: 17px; gap: 8px; }
  .prose p.prose__note { padding: 14px 16px; font-size: 15px; }
  .place-meta { margin: -4px 0 16px; font-size: 14px; }
  .facts__item { flex-basis: 40%; padding: 14px; }
  .facts__item--wide { flex-basis: 100%; }
  .facts__item dt { font-size: 11px; letter-spacing: 0.04em; }
  .facts__item dd { font-size: 19px; }
  .facts__note { font-size: 13px; }
  .facts__item dd.facts__cmp { font-size: 12px; gap: 2px 8px; }
  .facts--thirds .facts__item { flex-basis: 40%; }
  .facts--row .facts__item { flex: 1 1 40%; min-width: 0; }
  .glance { font-size: 14px; }
  .glance thead th { padding: 10px 8px; font-size: 11px; letter-spacing: 0.03em; }
  .glance tbody th { padding: 10px 8px; font-size: 13px; }
  .glance td { padding: 10px 8px; white-space: normal; }
  .glance .glance__opt { display: none; }
  .glance td.glance__main { font-size: 15px; }
  .calc-table td:nth-child(2) { white-space: normal; }
  .faq__q { padding: 14px 16px; font-size: 16px; }
  .faq__a { padding: 0 16px 16px; }
  .faq__a p { font-size: 16px; }
  .faq__list { font-size: 16px; }
  .cities { columns: 2; column-gap: 16px; }
  /* Свёрнутый список: видна верхняя часть, снизу плавно затухает */
  .cities.is-collapsed {
    max-height: 420px;
    overflow: hidden;
    -webkit-mask-image: linear-gradient(to bottom, #000 70%, transparent);
    mask-image: linear-gradient(to bottom, #000 70%, transparent);
  }
  .cities__toggle { width: 100%; margin-top: 12px; }
  .cities__list a { font-size: 15px; }
  .nearby { grid-template-columns: 1fr 1fr; gap: 8px; }
  .nearby__link { padding: 14px; font-size: 15px; }
}

/* ---------- Страница штата: текст «Apply for a payday loan in …» ---------- */
.apply {
  display: grid;
  grid-template-columns: minmax(0, 1.55fr) minmax(0, 1fr);
  grid-template-areas:
    "head side"
    "main side"
    "note note";
  column-gap: 56px;
  row-gap: 36px;
  align-items: start;
}
.apply__head { grid-area: head; }
.apply__main { grid-area: main; }
.apply__side { grid-area: side; display: flex; flex-direction: column; gap: 20px; }
.apply__note { grid-area: note; }
.apply__head .section-title { margin-bottom: 18px; }
.apply__lead { font-size: 20px; line-height: 1.6; color: var(--ink-2); }
.apply__lead + .apply__lead { margin-top: 12px; }
.apply__h3 { margin: 0 0 18px; font-size: 22px; font-weight: 800; line-height: 1.25; }

.features { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; margin: 0; padding: 0; list-style: none; }
.features__item {
  display: grid;
  grid-template-columns: 22px 1fr;
  align-content: start;
  column-gap: 12px;
  row-gap: 6px;
  padding: 20px;
  background: var(--surface);
  border: 1px solid var(--line);
}
.features__icon { grid-row: 1 / span 2; color: var(--primary); margin-top: 1px; }
.features__lead { font-weight: 800; font-size: 17px; line-height: 1.35; }
.features__text { font-size: 16px; line-height: 1.55; color: var(--ink-2); }

.side-card { padding: 26px; background: var(--surface); border: 1px solid var(--line); border-top: 4px solid var(--primary); }
.steps-list { margin: 0; padding: 0; list-style: none; display: flex; flex-direction: column; gap: 18px; counter-reset: none; }
.steps-list__item { display: grid; grid-template-columns: 34px 1fr; gap: 14px; font-size: 16px; line-height: 1.55; color: var(--ink-2); }
.steps-list__item strong { display: block; margin-bottom: 2px; font-size: 17px; color: var(--ink); }
.steps-list__num {
  width: 34px;
  height: 34px;
  display: grid;
  place-items: center;
  background: var(--primary);
  color: #FFFFFF;
  font-weight: 800;
  font-size: 16px;
}
.checklist { margin: 0; padding: 0; list-style: none; display: flex; flex-direction: column; gap: 12px; }
.checklist li { position: relative; padding-left: 30px; font-size: 16px; line-height: 1.5; color: var(--ink-2); }
.checklist li::before {
  content: "";
  position: absolute;
  left: 2px;
  top: 4px;
  width: 14px;
  height: 8px;
  border-left: 2.5px solid var(--primary);
  border-bottom: 2.5px solid var(--primary);
  transform: rotate(-45deg);
}
.apply__note {
  padding: 20px 24px;
  background: var(--primary-tint);
  border-left: 4px solid var(--primary);
  font-size: 15px;
  line-height: 1.6;
  color: var(--ink-2);
}
.apply__note strong { color: var(--ink); }

@media (max-width: 1023px) {
  .apply { grid-template-columns: 1fr; grid-template-areas: "head" "main" "side" "note"; row-gap: 28px; }
  .apply__side { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
}
@media (max-width: 767px) {
  .apply { row-gap: 24px; }
  .apply__lead { font-size: 17px; }
  .apply__h3 { font-size: 19px; margin-bottom: 14px; }
  .features { grid-template-columns: 1fr; gap: 10px; }
  .features__item { padding: 16px; }
  .features__lead { font-size: 16px; }
  .features__text { font-size: 15px; }
  .apply__side { grid-template-columns: 1fr; }
  .side-card { padding: 20px 18px; }
  .apply__note { padding: 16px 18px; font-size: 14px; }
}

/* ---------- Калькулятор ---------- */
.calc { padding: 28px; background: var(--surface); border: 1px solid var(--line); border-top: 4px solid var(--primary); }
.calc__intro { margin-bottom: 24px; font-size: 17px; line-height: 1.6; color: var(--ink-2); }
.calc__body { display: grid; grid-template-columns: minmax(0, 1.2fr) minmax(0, 1fr); gap: 40px; align-items: start; }
.calc__inputs { display: flex; flex-direction: column; gap: 22px; }
.calc__field label { display: flex; justify-content: space-between; align-items: baseline; gap: 12px; font-weight: 700; font-size: 16px; }
.calc__field output { font-weight: 800; font-size: 20px; color: var(--primary); font-variant-numeric: tabular-nums; }
.calc__field input[type="range"] { width: 100%; margin: 10px 0 0; accent-color: var(--primary); height: 28px; cursor: pointer; }
.calc__hint { margin-top: 4px; font-size: 14px; color: var(--muted); }
.calc__hint--solo { margin-top: 0; padding: 12px 14px; background: var(--bg); border: 1px dashed var(--line); }
.calc__results { margin: 0; display: flex; flex-direction: column; background: var(--bg); border: 1px solid var(--line); }
.calc__res { display: flex; justify-content: space-between; align-items: baseline; gap: 16px; padding: 14px 18px; border-bottom: 1px solid var(--line); }
.calc__res:last-child { border-bottom: 0; }
.calc__res dt { font-size: 15px; color: var(--ink-2); }
.calc__res dd { margin: 0; font-weight: 800; font-size: 18px; text-align: right; white-space: nowrap; font-variant-numeric: tabular-nums; }
.calc__res--main { background: var(--primary-tint); }
.calc__res--main dd { font-size: 28px; color: var(--primary); }
.calc__res--bad { flex-direction: column; align-items: stretch; gap: 6px; }
.calc__res--bad dd { text-align: left; white-space: normal; font-weight: 400; font-size: 15px; color: var(--ink-2); }
.calc__res--bad strong { font-size: 18px; font-weight: 800; color: var(--bad); }
.calc__note { margin-top: 18px; font-size: 14px; color: var(--muted); }

@media (max-width: 1023px) {
  .calc__body { grid-template-columns: 1fr; gap: 24px; }
}
@media (max-width: 767px) {
  .calc { padding: 18px 16px; }
  .calc__intro { font-size: 15px; margin-bottom: 18px; }
  .calc__field output { font-size: 18px; }
  .calc__res { padding: 12px 14px; }
  .calc__res dt { font-size: 14px; }
  .calc__res dd { font-size: 16px; }
  .calc__res--main dd { font-size: 24px; }
}

/* ---------- /banks/: сводка по штатам ---------- */
.page-intro { max-width: none; margin: -8px 0 24px; font-size: 18px; line-height: 1.6; color: var(--ink-2); text-align: justify; hyphens: none; }
.banks-summary { margin-bottom: 24px; }
.banks-table .banks-table__num { text-align: right; white-space: nowrap; font-variant-numeric: tabular-nums; }
/* Длинные заголовки колонок переносятся, чтобы таблица не вылезала за контейнер */
.banks-table thead th { white-space: normal; vertical-align: bottom; }
.banks-table thead th.banks-table__num { white-space: normal; }
.banks-table__largest { color: var(--ink-2); }
.banks-table tbody.banks-table__group th[scope="colgroup"] {
  padding-top: 22px;
  font-size: 13px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--muted);
}
.banks-table tbody.banks-table__group tr:first-child:hover { background: none; }
.banks-table tfoot tr { border-top: 2px solid var(--ink); background: var(--primary-tint); }
.banks-table tfoot th, .banks-table tfoot td { padding: 16px 20px; font-weight: 800; }

/* ---------- /credit-unions/: блок «credit unions vs payday loan stores» ---------- */
.vs { display: grid; grid-template-columns: 1fr auto 1fr; align-items: stretch; gap: 0; margin-bottom: 16px; background: var(--surface); box-shadow: 0 0 0 1px var(--line); }
.vs__side { padding: 20px 24px; }
.vs__side--good { border-top: 4px solid var(--ok); }
.vs__side--bad { border-top: 4px solid var(--bad); text-align: right; }
.vs__mid { display: flex; align-items: center; padding: 0 16px; font-size: 20px; font-weight: 800; color: var(--muted); border-top: 4px solid var(--line); }
.vs__label { margin: 0; font-size: 13px; font-weight: 700; text-transform: uppercase; letter-spacing: 0.06em; color: var(--muted); }
.vs__value { margin: 6px 0 4px; font-size: 40px; font-weight: 800; letter-spacing: -0.02em; line-height: 1.1; }
.vs__side--good .vs__value { color: var(--ok); }
.vs__side--bad .vs__value { color: var(--bad); }
.vs__sub { margin: 2px 0 0; font-size: 14px; color: var(--ink-2); }
.vs__times { margin-left: 8px; font-size: 15px; font-weight: 700; color: var(--bad); }
@media (max-width: 767px) {
  .vs__side { padding: 14px; }
  .vs__mid { padding: 0 8px; font-size: 16px; }
  .vs__value { font-size: 30px; }
}

/* ---------- /cash-advance/: 4 способа и калькулятор ---------- */
.ca-options { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 16px; }
.ca-option { padding: 20px 22px; background: var(--surface); box-shadow: 0 0 0 1px var(--line); border-top: 4px solid var(--primary); }
.ca-option__name { margin: 0 0 12px; font-size: 19px; font-weight: 800; line-height: 1.3; }
.ca-option__rows { margin: 0; display: flex; flex-direction: column; gap: 10px; }
.ca-option__rows dt { font-size: 12px; font-weight: 700; text-transform: uppercase; letter-spacing: 0.06em; color: var(--muted); }
.ca-option__rows dd { margin: 2px 0 0; font-size: 15px; line-height: 1.55; color: var(--ink-2); }
.ca-calc__inputs { display: flex; flex-wrap: wrap; gap: 16px; margin-bottom: 16px; }
.ca-calc__field { display: flex; flex-direction: column; gap: 6px; font-size: 13px; font-weight: 700; text-transform: uppercase; letter-spacing: 0.04em; color: var(--muted); }
.ca-calc__field input { width: 200px; padding: 12px 14px; font: inherit; font-size: 18px; font-weight: 700; color: var(--ink); background: var(--surface); border: 1px solid var(--line); text-transform: none; letter-spacing: 0; }
.prose--wide, .prose .page-intro { max-width: none; }
.prose--wide p:not(.page-intro) { text-align: justify; }
.ca-notes { display: flex; flex-direction: column; gap: 8px; margin-top: 16px; }
@media (max-width: 767px) {
  .ca-options { grid-template-columns: 1fr; }
  .ca-calc__field input { width: 100%; }
  .ca-calc__field { flex: 1 1 140px; }
}

/* ---------- /tribal-loans/: калькулятор и решения судов ---------- */
.calc-table tbody tr.calc-table__muted th, .calc-table tbody tr.calc-table__muted td { color: var(--muted); }
.tl-courts { list-style: none; margin: 0; padding: 0; display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 16px; }
.tl-courts li { padding: 18px 20px; background: var(--surface); box-shadow: 0 0 0 1px var(--line); border-left: 4px solid var(--primary); }
.tl-courts__head { display: block; margin-bottom: 6px; font-size: 13px; font-weight: 800; text-transform: uppercase; letter-spacing: 0.06em; color: var(--primary); }
.tl-courts p { margin: 0; font-size: 15px; line-height: 1.6; color: var(--ink-2); }
@media (max-width: 767px) {
  .tl-courts, }

/* ---------- /banks/<штат>/: небольшие города с числом точек займов ---------- */
.town-list { list-style: none; margin: 0; padding: 0; columns: 4 200px; column-gap: 24px; }
.town-list li { break-inside: avoid; display: flex; justify-content: space-between; gap: 12px; padding: 8px 0; border-bottom: 1px solid var(--line, #E3E7E9); }
.town-list__count { font-weight: 700; font-variant-numeric: tabular-nums; color: var(--muted); }

/* ---------- /banks/<штат>/<город>/: адреса отделений и точек займов ---------- */
.loc-table td { vertical-align: top; }
.loc-table tbody.loc-table__group tr:first-child { background: var(--primary-tint); }
.loc-table tbody.loc-table__group tr:first-child:hover { background: var(--primary-tint); }
.loc-table tbody.loc-table__group th[scope="colgroup"] { padding-top: 14px; padding-bottom: 14px; }
.loc-table__head { display: flex; flex-wrap: wrap; align-items: baseline; gap: 4px 14px; }
.loc-table__name { font-weight: 800; color: var(--ink); }
.loc-table__count { font-size: 14px; font-weight: 400; color: var(--muted); }
.loc-table__site { margin-left: auto; font-size: 14px; font-weight: 400; }
.loc-table__sub { display: block; font-size: 14px; color: var(--muted); }
.loc-table__brand { display: inline-block; margin-right: 6px; font-size: 12px; font-weight: 700; text-transform: uppercase; letter-spacing: 0.04em; color: var(--muted); }
.loc-table__phone { white-space: nowrap; }
.loc-table__hours { font-size: 14px; color: var(--ink-2); }

@media (max-width: 767px) {
  .page-intro { margin: -4px 0 18px; font-size: 16px; text-align: left; }
  .loc-table__site { margin-left: 0; }
  .banks-table .banks-table__opt { display: none; }
  .banks-table tfoot th, .banks-table tfoot td { padding: 12px 10px; }
}

/* ---------- /installment-loans/: калькулятор с реальным APR и графиком платежей ---------- */
.il-calc__results { display: grid; grid-template-columns: repeat(5, minmax(0, 1fr)); gap: 12px; margin: 0 0 20px; }
.il-calc__result { padding: 14px 16px; background: var(--surface); box-shadow: 0 0 0 1px var(--line); }
.il-calc__result dt { font-size: 12px; font-weight: 700; text-transform: uppercase; letter-spacing: 0.04em; color: var(--muted); }
.il-calc__result dd { margin: 6px 0 0; font-size: 22px; font-weight: 800; color: var(--ink); }
.il-calc__result--main { border-top: 4px solid var(--primary); }
.il-calc__result--main dd { color: var(--primary); }
.il-calc__subtitle { margin: 8px 0 12px; font-size: 17px; font-weight: 800; }
.il-calc__schedule { margin: 16px 0 8px; }
.il-calc__schedule summary { cursor: pointer; font-weight: 700; color: var(--primary); padding: 8px 0; }
.il-calc__schedule .table-wrap { max-height: 420px; overflow: auto; }
.il-rules td { white-space: normal; }
@media (max-width: 1023px) { .il-calc__results { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
@media (max-width: 767px) { .il-calc__results { grid-template-columns: 1fr; } }

.sr-numbers { grid-template-columns: repeat(4, minmax(0, 1fr)); }
@media (max-width: 1023px) { .sr-numbers { grid-template-columns: repeat(2, minmax(0, 1fr)); } }

/* ---------- /guides/: карточки статей и блок ключевых цифр ---------- */
.guide-cards { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 16px; }
.guide-card { display: flex; flex-direction: column; gap: 8px; padding: 18px 20px; background: var(--surface); box-shadow: 0 0 0 1px var(--line); border-top: 4px solid var(--primary); color: inherit; text-decoration: none; }
.guide-card:hover { box-shadow: 0 0 0 2px var(--primary); }
.guide-card__title { font-size: 18px; font-weight: 800; color: var(--primary); }
.guide-card__lead { font-size: 15px; line-height: 1.55; color: var(--ink-2); }
.guide-box { margin: 20px 0 8px; padding: 18px 20px; background: var(--primary-tint); }
.guide-box__title { margin: 0 0 12px; font-size: 16px; font-weight: 800; }
.guide-box__list { margin: 0; display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 10px 24px; }
.guide-box__list dt { font-size: 12px; font-weight: 700; text-transform: uppercase; letter-spacing: 0.04em; color: var(--muted); }
.guide-box__list dd { margin: 2px 0 0; font-size: 16px; font-weight: 700; color: var(--ink); }
.guide__section { margin-top: 28px; }
@media (max-width: 767px) { .guide-cards, .guide-box__list { grid-template-columns: 1fr; } }
.site-footer__disclaimer p { margin: 0 0 10px; }
.site-footer__disclaimer p:last-child { margin-bottom: 0; }
@media (min-width: 1024px) { .site-footer__grid { grid-template-columns: 1.4fr repeat(4, minmax(0, 1fr)); } }

/* ---------- /contact/: форма и email ---------- */
.contact { display: grid; grid-template-columns: minmax(0, 2fr) minmax(0, 1fr); gap: 32px; margin-top: 24px; }
.contact__form { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 16px 20px; padding: 24px; background: var(--surface); box-shadow: 0 0 0 1px var(--line); }
.contact__field { display: flex; flex-direction: column; gap: 6px; font-size: 13px; font-weight: 700; text-transform: uppercase; letter-spacing: 0.04em; color: var(--muted); }
.contact__field--wide { grid-column: 1 / -1; }
.contact__field input, .contact__field select, .contact__field textarea { width: 100%; box-sizing: border-box; padding: 11px 13px; font: inherit; font-size: 16px; font-weight: 400; text-transform: none; letter-spacing: 0; color: var(--ink); background: var(--surface); border: 1px solid var(--line); resize: vertical; }
.contact__note { margin: 0; font-size: 13px; color: var(--muted); }
.contact__error { margin: 0; font-size: 14px; font-weight: 700; color: var(--bad, #A4262C); }
.contact__form .btn { justify-self: start; }
.contact__aside { padding: 24px; background: var(--primary-tint); align-self: start; }
.contact__title { margin: 0 0 8px; font-size: 17px; font-weight: 800; }
.contact__aside a { font-weight: 700; color: var(--primary); word-break: break-all; }
@media (max-width: 767px) { .contact, .contact__form { grid-template-columns: 1fr; } }
.info-html h2 { margin: 28px 0 10px; font-size: 20px; font-weight: 800; line-height: 1.3; }
.info-html ul { margin: 0 0 14px; padding-left: 22px; }
.info-html li { margin-bottom: 6px; }
.info-table { width: 100%; border-collapse: collapse; margin: 8px 0 20px; font-size: 14px; line-height: 1.55; background: var(--surface); }
.info-table td { padding: 10px 12px; border: 1px solid var(--line); vertical-align: top; }
.info-table td p { margin: 0 0 6px; text-align: left; }
.info-table td p:last-child { margin-bottom: 0; }
.info-table ul { margin: 6px 0; }
.info-html h3 { margin: 20px 0 8px; font-size: 17px; font-weight: 800; }
.logo__word { white-space: nowrap; }
@media (min-width: 1024px) and (max-width: 1279px) { .main-nav { gap: 0 20px; font-size: 16px; } }

/* ---------- Hero: форма заявки «How much do you need?» — в стиле карточек сайта ---------- */
.lead-form { flex: 1 1 400px; display: flex; flex-direction: column; gap: 14px; padding: 28px; background: var(--surface); color: var(--ink); border-top: 4px solid var(--gold); }
.lead-form__title { display: block; font-weight: 800; font-size: 24px; line-height: 1.2; letter-spacing: -0.01em; color: var(--ink); }
.lead-form__amounts { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 8px; }
.lead-form__amount { position: relative; cursor: pointer; }
.lead-form__amount input { position: absolute; opacity: 0; inset: 0; margin: 0; cursor: pointer; }
.lead-form__amount span { display: flex; align-items: center; justify-content: center; min-height: 52px; font-size: 18px; font-weight: 700; color: var(--ink); background: var(--surface); border: 2px solid var(--line); transition: background .15s, border-color .15s, color .15s; }
.lead-form__amount:hover input:not(:checked) + span { border-color: var(--primary); }
.lead-form__amount input:checked + span { background: var(--primary); border-color: var(--primary); color: #FFFFFF; }
.lead-form__amount input:focus-visible + span { outline: 3px solid var(--gold); outline-offset: 2px; }
.lead-form__email input { width: 100%; box-sizing: border-box; min-height: 52px; padding: 0 16px; font: inherit; font-size: 17px; color: var(--ink); background: var(--surface); border: 2px solid var(--line); border-radius: 0; }
.lead-form__email input::placeholder { color: var(--muted); }
.lead-form__email input:focus { outline: none; border-color: var(--primary); }
.lead-form__email input[aria-invalid="true"] { border-color: var(--bad); }
.lead-form__error { font-size: 14px; font-weight: 700; color: var(--bad); }
.lead-form__submit { min-height: 54px; font: inherit; font-size: 18px; font-weight: 700; color: #FFFFFF; background: var(--primary); border: 1px solid var(--primary); border-radius: 0; cursor: pointer; transition: background .15s; }
.lead-form__submit:hover { background: var(--primary-hov); border-color: var(--primary-hov); }
.lead-form__submit:focus-visible { outline: 3px solid var(--gold); outline-offset: 2px; }
.lead-form__consent { display: block; font-size: 13px; line-height: 1.55; color: var(--muted); }
.lead-form__consent a { color: var(--primary); }
.u-visually-hidden { position: absolute !important; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; }
@media (max-width: 767px) {
  .lead-form__title { font-size: 22px; }
  .lead-form__amount span { min-height: 50px; font-size: 17px; }
}
/* Мобильная версия: форма на всю ширину, контент по той же линии, что и текст hero */
@media (max-width: 1023px) {
  .lead-form { flex: none; width: auto; margin-inline: calc(-1 * var(--gutter)); padding: 24px var(--gutter) 28px; border-top: 4px solid var(--gold); }
}
@media (max-width: 1023px) { .hero__inner { gap: 0; } }

/* ---------- Главная: короткий обзор разделов ---------- */
.home-intro__title { max-width: 900px; }
.home-intro__text { max-width: 820px; margin: 12px 0 24px; font-size: 19px; line-height: 1.6; color: var(--ink-2); }
.home-stats { margin: 0; display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 12px; }
.home-stats div { padding: 16px 18px; background: var(--surface); box-shadow: 0 0 0 1px var(--line); }
.home-stats dt { font-size: 12px; font-weight: 700; text-transform: uppercase; letter-spacing: 0.05em; color: var(--muted); }
.home-stats dd { margin: 4px 0 0; font-size: 28px; font-weight: 800; color: var(--primary); }
.home-cards { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 16px; }
.home-card { display: flex; flex-direction: column; gap: 10px; padding: 20px; background: var(--surface); box-shadow: 0 0 0 1px var(--line); border-top: 4px solid var(--primary); color: inherit; text-decoration: none; }
.home-card:hover { box-shadow: 0 0 0 2px var(--primary); }
.home-card__name { font-size: 19px; font-weight: 800; color: var(--primary); }
.home-card__text { flex: 1; font-size: 15px; line-height: 1.55; color: var(--ink-2); }
.home-card__stat { font-size: 13px; font-weight: 700; color: var(--muted); }
.home-states { list-style: none; margin: 16px 0 0; padding: 0; display: grid; grid-template-columns: repeat(5, minmax(0, 1fr)); gap: 8px; }
.home-states a { display: flex; align-items: center; gap: 10px; padding: 10px 12px; background: var(--surface); box-shadow: 0 0 0 1px var(--line); color: var(--ink); text-decoration: none; font-size: 15px; }
.home-states a:hover { box-shadow: 0 0 0 2px var(--primary); }
.home-states__code { min-width: 28px; font-weight: 800; color: var(--primary); }
.home-states__name { flex: 1; }
.home-states__tag { font-size: 10px; font-weight: 700; text-transform: uppercase; letter-spacing: 0.04em; color: var(--muted); }
.home-dirs { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 16px; }
.home-dir { display: flex; flex-direction: column; gap: 4px; padding: 20px; background: var(--primary-tint); color: inherit; text-decoration: none; }
.home-dir:hover { box-shadow: 0 0 0 2px var(--primary); }
.home-dir__num { font-size: 30px; font-weight: 800; color: var(--ink); }
.home-dir__label { font-size: 14px; color: var(--muted); }
.home-dir__name { margin-top: 8px; font-weight: 700; color: var(--primary); }
.section-head--tight .btn { flex: none; }
@media (max-width: 1023px) {
  .home-cards, .home-dirs, .home-stats { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .home-states { grid-template-columns: repeat(3, minmax(0, 1fr)); }
}
@media (max-width: 767px) {
  .home-cards { grid-template-columns: 1fr; }
  .home-states { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .home-stats dd, .home-dir__num { font-size: 24px; }
  .home-intro__text { font-size: 17px; }
}
/* Мобильное меню поверх страницы: открывается под шапкой и не сдвигает макет вниз */
@media (max-width: 1023px) {
  .site-header { position: relative; z-index: 50; }
  .mobile-nav { position: absolute; left: 0; right: 0; top: 100%; z-index: 50; max-height: calc(100vh - 100%); max-height: calc(100dvh - 64px); overflow-y: auto; background: var(--surface); border-bottom: 1px solid var(--line); box-shadow: 0 12px 24px rgba(15, 28, 36, 0.18); }
}